Shares Outstanding Shares Outstanding n/a Close	66.93M
Shares Change (YoY) Shares Change (YoY) n/a Close	8.02%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	0.32%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	95.1%
Shares Floating Shares Floating n/a Close	65.57M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	14,266
FTD / Avg. Volume FTD / Avg. Volume n/a Close	3.2%

Short Selling Information

The latest short interest is 1.81M, so 2.7% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	1.81M
Short % of Shares Out Short % of Shares Out n/a Close	2.7%
Short % of Float Short % of Float n/a Close	3.01%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	6.03

Valuation Ratios

The PE ratio is 11.43 and the forward PE ratio is 10.58. Wintrust Financial's PEG ratio is 1.48.

PE Ratio PE Ratio n/a Close	11.43
Forward PE Forward PE n/a Close	10.58
PS Ratio PS Ratio n/a Close	2
Forward PS Forward PS n/a Close	2.7
PB Ratio PB Ratio n/a Close	1.25
P/FCF Ratio P/FCF Ratio n/a Close	12.5
PEG Ratio PEG Ratio n/a Close	1.48

Financial Ratio History

Enterprise Valuation

Wintrust Financial has an Enterprise Value (EV) of 7.32B.

EV / Sales EV / Sales n/a Close	1.85
EV / EBITDA EV / EBITDA n/a Close	6.99
EV / EBIT EV / EBIT n/a Close	10.14
EV / FCF EV / FCF n/a Close	11.52

Financial Position

The company has a current ratio of 0.17, with a Debt / Equity ratio of 0.67.

Current Ratio Current Ratio n/a Close	0.17
Quick Ratio Quick Ratio n/a Close	0.17
Debt / Equity Debt / Equity n/a Close	0.67
Debt / EBITDA Debt / EBITDA n/a Close	4.05
Debt / FCF Debt / FCF n/a Close	6.67
Interest Coverage Interest Coverage n/a Close	0.63

Financial Efficiency

Return on Equity is 10.96% and Return on Invested Capital is 5.62%.

Return on Equity Return on Equity n/a Close	10.96%
Return on Assets Return on Assets n/a Close	1.07%
Return on Invested Capital Return on Invested Capital n/a Close	5.62%
Revenue Per Employee Revenue Per Employee n/a Close	$671,848.55
Profits Per Employee Profits Per Employee n/a Close	$117,744.37
Employee Count Employee Count n/a Close	5,903
Asset Turnover Asset Turnover n/a Close	0.06
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	252.04M
Effective Tax Rate Effective Tax Rate n/a Close	26.61%

Stock Price Statistics

The stock price has increased by 27.95% in the last 52 weeks. The beta is 0.82, so Wintrust Financial's price volatility has been higher than the market average.

Beta Beta n/a Close	0.82
52-Week Price Change 52-Week Price Change n/a Close	27.95%
50-Day Moving Average 50-Day Moving Average n/a Close	115.18
200-Day Moving Average 200-Day Moving Average n/a Close	119.1
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	54.06
Average Volume (20 Days) Average Volume (20 Days) n/a Close	446,387

Income Statement

In the last 12 months, Wintrust Financial had revenue of 3.97B and earned 695.04M in profits. Earnings per share was 10.47.

Revenue Revenue n/a Close	3.97B
Gross Profit Gross Profit n/a Close	2.35B
Operating Income Operating Income n/a Close	947.09M
Net Income Net Income n/a Close	695.04M
EBITDA EBITDA n/a Close	1.05B
EBIT EBIT n/a Close	947.09M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	10.47

Full Income Statement

Balance Sheet

The company has 4.86B in cash and 4.24B in debt, giving a net cash position of 623.81M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	4.86B
Total Debt Total Debt n/a Close	4.24B
Net Cash Net Cash n/a Close	623.81M
Retained Earnings Retained Earnings n/a Close	3.9B
Total Assets Total Assets n/a Close	65.87B
Working Capital Working Capital n/a Close	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 721.56M and capital expenditures -86.03M, giving a free cash flow of 635.52M.

Operating Cash Flow Operating Cash Flow n/a Close	721.56M
Capital Expenditures Capital Expenditures n/a Close	-86.03M
Free Cash Flow Free Cash Flow n/a Close	635.52M
FCF Per Share FCF Per Share n/a Close	9.98

Full Cash Flow Statement

Margins

Gross margin is 59.25%, with operating and profit margins of 23.88% and 17.53%.

Gross Margin Gross Margin n/a Close	59.25%
Operating Margin Operating Margin n/a Close	23.88%
Pretax Margin Pretax Margin n/a Close	23.88%
Profit Margin Profit Margin n/a Close	17.53%
EBITDA Margin EBITDA Margin n/a Close	26.4%
EBIT Margin EBIT Margin n/a Close	23.88%
FCF Margin FCF Margin n/a Close	16.02%

Dividends & Yields

WTFC pays an annual dividend of $2.35, which amounts to a dividend yield of 1.62%.

Dividend Per Share Dividend Per Share n/a Close	$2.35
Dividend Yield Dividend Yield n/a Close	1.62%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	11.11%
Payout Ratio Payout Ratio n/a Close	23.24%
Earnings Yield Earnings Yield n/a Close	8.75%
FCF Yield FCF Yield n/a Close	8%

Dividend Details

Analyst Forecast

The average price target for WTFC is $135, which is 12.2% higher than the current price. The consensus rating is "Buy".

Price Target Price Target n/a Close	$135
Price Target Difference Price Target Difference n/a Close	12.2%
Analyst Consensus Analyst Consensus n/a Close	Buy
Analyst Count Analyst Count n/a Close	19

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$180.82
Lynch Upside Lynch Upside n/a Close	50.35%
Graham Number Graham Number n/a Close	156.41
Graham Upside Graham Upside n/a Close	30.05%

Stock Splits

The last stock split was on Mar 15, 2002. It was a forward split with a ratio of 3:2.

Last Split Date Last Split Date n/a Close	Mar 15, 2002
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	3:2

Scores

Altman Z-Score Altman Z-Score n/a Close	0.26
Piotroski F-Score Piotroski F-Score n/a Close	5