Wintrust Financial Corpor... (WTFC)
Wintrust Financial Statistics
Share Statistics
Wintrust Financial has 66.91M shares outstanding. The number of shares has increased by 8.02% in one year.
| Shares Outstanding | 66.91M |
| Shares Change (YoY) | 8.02% |
| Shares Change (QoQ) | 0.32% |
| Owned by Institutions (%) | 94.94% |
| Shares Floating | 65.64M |
| Failed to Deliver (FTD) Shares | 6 |
| FTD / Avg. Volume | < 0.01% |
Short Selling Information
The latest short interest is 2M, so 3% of the outstanding shares have been sold short.
| Short Interest | 2M |
| Short % of Shares Out | 3% |
| Short % of Float | 3.34% |
| Short Ratio (days to cover) | 3.88 |
Valuation Ratios
The PE ratio is 11.43 and the forward PE ratio is 9.32. Wintrust Financial's PEG ratio is 0.93.
| PE Ratio | 11.43 |
| Forward PE | 9.32 |
| PS Ratio | 2.28 |
| Forward PS | 2.3 |
| PB Ratio | 1.25 |
| P/FCF Ratio | 11.01 |
| PEG Ratio | 0.93 |
Enterprise Valuation
Wintrust Financial has an Enterprise Value (EV) of 11.73B.
| EV / Sales | 3.37 |
| EV / EBITDA | 199.76 |
| EV / EBIT | 16.25 |
| EV / FCF | 16.25 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.67.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.67 |
| Debt / EBITDA | 72.18 |
| Debt / FCF | 5.87 |
| Interest Coverage | 0.04 |
Financial Efficiency
Return on Equity is 10.96% and Return on Invested Capital is 0.68%.
| Return on Equity | 10.96% |
| Return on Assets | 1.07% |
| Return on Invested Capital | 0.68% |
| Revenue Per Employee | $589.12K |
| Profits Per Employee | $117.74K |
| Employee Count | 5,903 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 252.04M |
| Effective Tax Rate | 26.61% |
Stock Price Statistics
The stock price has increased by 7.49% in the last 52 weeks. The beta is 0.93, so Wintrust Financial's price volatility has been higher than the market average.
| Beta | 0.93 |
| 52-Week Price Change | 7.49% |
| 50-Day Moving Average | 114.84 |
| 200-Day Moving Average | 116.09 |
| Relative Strength Index (RSI) | 43.11 |
| Average Volume (20 Days) | 496.84K |
Income Statement
In the last 12 months, Wintrust Financial had revenue of 3.48B and earned 695.04M in profits. Earnings per share was 10.91.
| Revenue | 3.48B |
| Gross Profit | 3.48B |
| Operating Income | 58.71M |
| Net Income | 695.04M |
| EBITDA | 58.71M |
| EBIT | 2.46B |
| Earnings Per Share (EPS) | 10.91 |
Balance Sheet
The company has 452.02M in cash and 4.24B in debt, giving a net cash position of -3.79B.
| Cash & Cash Equivalents | 452.02M |
| Total Debt | 4.24B |
| Net Cash | -3.79B |
| Retained Earnings | 3.9B |
| Total Assets | 64.88B |
| Working Capital | 4.59B |
Cash Flow
In the last 12 months, operating cash flow was 721.56M and capital expenditures 0, giving a free cash flow of 721.56M.
| Operating Cash Flow | 721.56M |
| Capital Expenditures | 0 |
| Free Cash Flow | 721.56M |
| FCF Per Share | 11.33 |
Margins
Gross margin is 100%, with operating and profit margins of 1.69% and 19.99%.
| Gross Margin | 100% |
| Operating Margin | 1.69% |
| Pretax Margin | 27.23% |
| Profit Margin | 19.99% |
| EBITDA Margin | 1.69% |
| EBIT Margin | 1.69% |
| FCF Margin | 20.75% |
Dividends & Yields
WTFC pays an annual dividend of $2.35, which amounts to a dividend yield of 1.87%.
| Dividend Per Share | $2.35 |
| Dividend Yield | 1.87% |
| Dividend Growth (YoY) | 11.11% |
| Payout Ratio | 22.79% |
| Earnings Yield | 8.75% |
| FCF Yield | 9.09% |
Analyst Forecast
The average price target for WTFC is $132.5, which is 29.3% higher than the current price. The consensus rating is "Buy".
| Price Target | $132.5 |
| Price Target Difference | 29.3% |
| Analyst Consensus | Buy |
| Analyst Count | 14 |
Stock Splits
The last stock split was on Mar 15, 2002. It was a forward split with a ratio of 3:2.
| Last Split Date | Mar 15, 2002 |
| Split Type | forward |
| Split Ratio | 3:2 |
Scores
| Altman Z-Score | 0.3 |
| Piotroski F-Score | 6 |