X Financial (XYF) Income Statement Analysis - Revenue, Earnings & Profitability Metrics - Stocknear

X Financial

NYSE: XYF · Real-Time Price · USD
13.79
-0.65 (-4.50%)
At close: Sep 08, 2025, 3:59 PM
14.00
1.52%
Pre-market: Sep 09, 2025, 08:54 AM EDT

X Financial Income Statement

Financials in CNY. Fiscal year is January - December.
Fiscal Year FY 2024 FY 2023 FY 2022 FY 2021
Period Ending Dec 31, 2024 Dec 31, 2023 Dec 31, 2022 Dec 31, 2021
Revenue
5.87B 4.81B 1.54B 1.51B
Cost of Revenue
1.96B 3.1B 2.03B 2.04B
Gross Profit
3.91B 1.72B -488.13M -527.09M
Operating Income
1.87B 1.51B 1.19B 1.19B
Interest Income
1.37B 1.12B 970.03M 691.61M
Pretax Income
1.95B 1.44B 1.22B 1.19B
Net Income
1.54B 1.19B 812M 825.41M
Selling & General & Admin
211.66M 199.05M 186.97M 208.69M
Research & Development
n/a n/a n/a n/a
Other Expenses
1.83B 66.93M 40.72M 32.51M
Operating Expenses
2.04B 278.22M -1.68B -1.72B
Interest Expense
1.58B 1.37B n/a n/a
Selling & Marketing Expenses
35.73M 12.54M 15.45M 20.83M
Cost & Expenses
4B 3.38B 227.7M 241.19M
Income Tax Expense
405.7M 249.44M 389.36M 368.74M
Shares Outstanding (Basic)
48.14M 48.02M 52.74M 54.87M
Shares Outstanding (Diluted)
48.89M 48.47M 53.73M 56.15M
EPS (Basic)
191.88 24.71 15.42 15.06
EPS (Diluted)
189.00 24.48 103.62 14.70
EBITDA
3.71B 1.51B 1.08B 1.31B
EBIT
3.7B 1.5B 1.07B 1.3B
Depreciation & Amortization
7.2M 5.26M 6.65M 8.14M