X Financial Statistics
Share Statistics
X Financial has 47.41M shares outstanding. The number of shares has increased by 48.7% in one year.
| Shares Outstanding | 47.41M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -4.1% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 139.63M |
| Failed to Deliver (FTD) Shares | 1.32K |
| FTD / Avg. Volume | 4.52% |
Short Selling Information
The latest short interest is 19.26K, so 0.04% of the outstanding shares have been sold short.
| Short Interest | 19.26K |
| Short % of Shares Out | 0.04% |
| Short % of Float | 0.01% |
| Short Ratio (days to cover) | 0.96 |
Valuation Ratios
The PE ratio is 1.06 and the forward PE ratio is 17.57.
| PE Ratio | 1.06 |
| Forward PE | 17.57 |
| PS Ratio | 0.67 |
| Forward PS | 0.6 |
| PB Ratio | 0.22 |
| P/FCF Ratio | 1.56 |
| PEG Ratio | n/a |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for X Financial.
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.53, with a Debt / Equity ratio of 0.1.
| Current Ratio | 1.53 |
| Quick Ratio | 1.53 |
| Debt / Equity | 0.1 |
| Total Debt / Capitalization | 8.99 |
| Cash Flow / Debt | 1.41 |
| Interest Coverage | 0 |
Financial Efficiency
Return on equity (ROE) is 0.2% and return on capital (ROIC) is 0%.
| Return on Equity (ROE) | 0.2% |
| Return on Assets (ROA) | 0.1% |
| Return on Capital (ROIC) | 0% |
| Revenue Per Employee | 3.62M |
| Profits Per Employee | 2.28M |
| Employee Count | 521 |
| Asset Turnover | 0.16 |
| Inventory Turnover | -125.79 |
Taxes
| Income Tax | 249.44M |
| Effective Tax Rate | 0.17 |
Stock Price Statistics
The stock price has increased by 79.1% in the last 52 weeks. The beta is 0.32, so X Financial's price volatility has been higher than the market average.
| Beta | 0.32 |
| 52-Week Price Change | 79.1% |
| 50-Day Moving Average | 7.3 |
| 200-Day Moving Average | 5.33 |
| Relative Strength Index (RSI) | 41.55 |
| Average Volume (20 Days) | 29.16K |
Income Statement
In the last 12 months, X Financial had revenue of 1.89B and earned 1.19B in profits. Earnings per share was 24.48.
| Revenue | 1.89B |
| Gross Profit | -1.21B |
| Operating Income | 0 |
| Net Income | 1.19B |
| EBITDA | 0 |
| EBIT | n/a |
| Earnings Per Share (EPS) | 24.48 |
Balance Sheet
The company has 2.90B in cash and 577.85M in debt, giving a net cash position of 2.32B.
| Cash & Cash Equivalents | 2.90B |
| Total Debt | 577.85M |
| Net Cash | 2.32B |
| Retained Earnings | 2.69B |
| Total Assets | 11.62B |
| Working Capital | 2.78B |
Cash Flow
In the last 12 months, operating cash flow was 814.14M and capital expenditures -8.47M, giving a free cash flow of 805.67M.
| Operating Cash Flow | 814.14M |
| Capital Expenditures | -8.47M |
| Free Cash Flow | 805.67M |
| FCF Per Share | 16.62 |
Margins
Gross margin is -64.31%, with operating and profit margins of 0% and 62.93%.
| Gross Margin | -64.31% |
| Operating Margin | n/a |
| Pretax Margin | 76.15% |
| Profit Margin | 62.93% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 42.72% |
Dividends & Yields
XYF pays an annual dividend of $0.17, which amounts to a dividend yield of 2.34%.
| Dividend Per Share | $0.17 |
| Dividend Yield | 2.34% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 4.59% |
| Earnings Yield | 340% |
| FCF Yield | 39.34% |
Analyst Forecast
Currently there are no analyst rating for XYF.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Nov 19, 2020. It was a backward split with a ratio of 1:3.
| Last Split Date | Nov 19, 2020 |
| Split Type | backward |
| Split Ratio | 1:3 |
Scores
| Altman Z-Score | 1.29 |
| Piotroski F-Score | 5 |