X Financial (XYF)
X Financial Statistics
Share Statistics
X Financial has 7.9M shares outstanding. The number of shares has increased by 48.7% in one year.
| Shares Outstanding | 7.9M |
| Shares Change (YoY) | 48.7% |
| Shares Change (QoQ) | -4.1% |
| Owned by Institutions (%) | 1.05% |
| Shares Floating | 21.26M |
| Failed to Deliver (FTD) Shares | 2.74K |
| FTD / Avg. Volume | 2.16% |
Short Selling Information
The latest short interest is 19.26K, so 0.04% of the outstanding shares have been sold short.
| Short Interest | 19.26K |
| Short % of Shares Out | 0.04% |
| Short % of Float | 0.01% |
| Short Ratio (days to cover) | 0.96 |
Valuation Ratios
The PE ratio is 0.18 and the forward PE ratio is 21.6. X Financial's PEG ratio is 0.
| PE Ratio | 0.18 |
| Forward PE | 21.6 |
| PS Ratio | 0.11 |
| Forward PS | 0 |
| PB Ratio | 0.04 |
| P/FCF Ratio | 0.26 |
| PEG Ratio | 0 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for X Financial.
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.53, with a Debt / Equity ratio of 0.1.
| Current Ratio | 1.53 |
| Quick Ratio | 1.53 |
| Debt / Equity | 0.1 |
| Total Debt / Capitalization | 8.99 |
| Cash Flow / Debt | 1.41 |
| Interest Coverage | 0 |
Financial Efficiency
Return on equity (ROE) is 0.2% and return on capital (ROIC) is 0%.
| Return on Equity (ROE) | 0.2% |
| Return on Assets (ROA) | 0.1% |
| Return on Capital (ROIC) | 0% |
| Revenue Per Employee | $3,619,968.62 |
| Profits Per Employee | $2,277,915.5 |
| Employee Count | 521 |
| Asset Turnover | 0.16 |
| Inventory Turnover | -125.79 |
Taxes
| Income Tax | 249.44M |
| Effective Tax Rate | 0.17 |
Stock Price Statistics
The stock price has increased by 309.07% in the last 52 weeks. The beta is 0.46, so X Financial's price volatility has been higher than the market average.
| Beta | 0.46 |
| 52-Week Price Change | 309.07% |
| 50-Day Moving Average | 10.22 |
| 200-Day Moving Average | 6.92 |
| Relative Strength Index (RSI) | 76.09 |
| Average Volume (20 Days) | 126.89K |
Income Statement
In the last 12 months, X Financial had revenue of 1.89B and earned 1.19B in profits. Earnings per share was 24.48.
| Revenue | 1.89B |
| Gross Profit | -1.21B |
| Operating Income | 0 |
| Net Income | 1.19B |
| EBITDA | 0 |
| EBIT | n/a |
| Earnings Per Share (EPS) | 24.48 |
Balance Sheet
The company has 2.9B in cash and 577.85M in debt, giving a net cash position of 2.32B.
| Cash & Cash Equivalents | 2.9B |
| Total Debt | 577.85M |
| Net Cash | 2.32B |
| Retained Earnings | 2.69B |
| Total Assets | 11.62B |
| Working Capital | 11.71B |
Cash Flow
In the last 12 months, operating cash flow was 814.14M and capital expenditures -8.47M, giving a free cash flow of 805.67M.
| Operating Cash Flow | 814.14M |
| Capital Expenditures | -8.47M |
| Free Cash Flow | 805.67M |
| FCF Per Share | 16.62 |
Margins
Gross margin is -64.31%, with operating and profit margins of 0% and 62.93%.
| Gross Margin | -64.31% |
| Operating Margin | n/a |
| Pretax Margin | 76.15% |
| Profit Margin | 62.93% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 42.72% |
Dividends & Yields
XYF pays an annual dividend of $0.51, which amounts to a dividend yield of 7.34%.
| Dividend Per Share | $0.51 |
| Dividend Yield | 7.34% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 11.75% |
| Earnings Yield | 155.03% |
| FCF Yield | 645.69% |
Analyst Forecast
Currently there are no analyst rating for XYF.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Nov 19, 2020. It was a backward split with a ratio of 1:3.
| Last Split Date | Nov 19, 2020 |
| Split Type | backward |
| Split Ratio | 1:3 |
Scores
| Altman Z-Score | 1.92 |
| Piotroski F-Score | 4 |