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    X Financial

    NYSE: XYF · Real-Time Price · USD
    18.79
    0.39 (2.12%)
    At close: Jun 13, 2025, 3:59 PM

    X Financial Statistics

    Share Statistics

    X Financial has 7.03M shares outstanding. The number of shares has increased by -4.1% in one year.

    Shares Outstanding

    n/a
    		 7.03M

    Shares Change (YoY)

    n/a
    		 -4.1%

    Shares Change (QoQ)

    n/a
    		 0%

    Owned by Institutions (%)

    n/a
    		 1.05%

    Shares Floating

    n/a
    		 16.18M

    Failed to Deliver (FTD) Shares

    n/a
    		 3,534

    FTD / Avg. Volume

    n/a
    		 1.04%

    Short Selling Information

    The latest short interest is 57.35K, so 0.14% of the outstanding shares have been sold short.

    Short Interest

    n/a
    		 57.35K

    Short % of Shares Out

    n/a
    		 0.14%

    Short % of Float

    n/a
    		 0.35%

    Short Ratio (days to cover)

    n/a
    		 1

    Valuation Ratios

    The PE ratio is 0.32 and the forward PE ratio is 1.21. X Financial's PEG ratio is 0.

    PE Ratio

    n/a
    		 0.32

    Forward PE

    n/a
    		 1.21

    PS Ratio

    n/a
    		 0.19

    Forward PS

    n/a
    		 0

    PB Ratio

    n/a
    		 0.07

    P/FCF Ratio

    n/a
    		 0.32

    PEG Ratio

    n/a
    		 0
    Financial Ratio History

    Enterprise Valuation

    X Financial has an Enterprise Value (EV) of 325.07M.

    EV / Sales

    n/a
    		 0.13

    EV / EBITDA

    n/a
    		 0

    EV / EBIT

    n/a
    		 0.21

    EV / FCF

    n/a
    		 0.22

    Financial Position

    Current Ratio

    n/a
    		 0

    Quick Ratio

    n/a
    		 0

    Debt / Equity

    n/a
    		 0.05

    Debt / EBITDA

    n/a
    		 n/a

    Debt / FCF

    n/a
    		 0.23

    Interest Coverage

    n/a
    		 0

    Financial Efficiency

    Return on Equity is 22.15% and Return on Invested Capital is 0%.

    Return on Equity

    n/a
    		 22.15%

    Return on Assets

    n/a
    		 13.03%

    Return on Invested Capital

    n/a
    		 0%

    Revenue Per Employee

    n/a
    		 $4,545,459.23

    Profits Per Employee

    n/a
    		 $2,735,178.98

    Employee Count

    n/a
    		 563

    Asset Turnover

    n/a
    		 0.22

    Inventory Turnover

    n/a
    		 n/a

    Taxes

    Income Tax

    n/a
    		 405.7M

    Effective Tax Rate

    n/a
    		 21.42%

    Stock Price Statistics

    The stock price has increased by 323.49% in the last 52 weeks. The beta is 0.24, so X Financial's price volatility has been higher than the market average.

    Beta

    n/a
    		 0.24

    52-Week Price Change

    n/a
    		 323.49%

    50-Day Moving Average

    n/a
    		 14.97

    200-Day Moving Average

    n/a
    		 9.73

    Relative Strength Index (RSI)

    n/a
    		 57.39

    Average Volume (20 Days)

    n/a
    		 338,403

    Income Statement

    In the last 12 months, X Financial had revenue of 2.56B and earned 1.54B in profits. Earnings per share was 26.64.

    Revenue

    n/a
    		 2.56B

    Gross Profit

    n/a
    		 2.56B

    Operating Income

    n/a
    		 n/a

    Net Income

    n/a
    		 1.54B

    EBITDA

    n/a
    		 n/a

    EBIT

    n/a
    		 -7.2M

    Earnings Per Share (EPS)

    n/a
    		 26.64
    Full Income Statement

    Balance Sheet

    The company has 2.94B in cash and 341.23M in debt, giving a net cash position of 2.6B.

    Cash & Cash Equivalents

    n/a
    		 2.94B

    Total Debt

    n/a
    		 341.23M

    Net Cash

    n/a
    		 2.6B

    Retained Earnings

    n/a
    		 4.17B

    Total Assets

    n/a
    		 11.82B

    Working Capital

    n/a
    		 2.94B
    Full Balance Sheet

    Cash Flow

    In the last 12 months, operating cash flow was 1.52B and capital expenditures -14.22M, giving a free cash flow of 1.51B.

    Operating Cash Flow

    n/a
    		 1.52B

    Capital Expenditures

    n/a
    		 -14.22M

    Free Cash Flow

    n/a
    		 1.51B

    FCF Per Share

    n/a
    		 31.35
    Full Cash Flow Statement

    Margins

    Gross margin is 100%, with operating and profit margins of 0% and 60.17%.

    Gross Margin

    n/a
    		 100%

    Operating Margin

    n/a
    		 n/a

    Pretax Margin

    n/a
    		 74.02%

    Profit Margin

    n/a
    		 60.17%

    EBITDA Margin

    n/a
    		 n/a

    EBIT Margin

    n/a
    		 n/a

    FCF Margin

    n/a
    		 58.97%

    Dividends & Yields

    XYF pays an annual dividend of $0.42, which amounts to a dividend yield of 1.29%.

    Dividend Per Share

    n/a
    		 $0.42

    Dividend Yield

    n/a
    		 1.29%

    Dividend Growth (YoY)

    n/a
    		 47.06%

    Payout Ratio

    n/a
    		 8.71%

    Earnings Yield

    n/a
    		 315.69%

    FCF Yield

    n/a
    		 51.56%
    Dividend Details

    Analyst Forecast

    Currently there are no analyst rating for XYF.

    Price Target

    n/a
    		 n/a

    Price Target Difference

    n/a
    		 n/a

    Analyst Consensus

    n/a
    		 n/a

    Analyst Count

    n/a
    		 n/a
    Stock Forecasts

    Fair Value

    There are several formulas that can be used to estimate the intrinsic value of a stock.

    Lynch Fair Value

    n/a
    		 n/a

    Lynch Upside

    n/a
    		 n/a

    Graham Number

    n/a
    		 322.43

    Graham Upside

    n/a
    		 1670.62%

    Stock Splits

    The last stock split was on Nov 19, 2020. It was a backward split with a ratio of 1:3.

    Last Split Date

    n/a
    		 Nov 19, 2020

    Split Type

    n/a
    		 backward

    Split Ratio

    n/a
    		 1:3

    Scores

    Altman Z-Score

    n/a
    		 1.39

    Piotroski F-Score

    n/a
    		 4

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