X Financial (XYF)
NYSE: XYF
· Real-Time Price · USD
13.44
-0.55 (-3.93%)
At close: Aug 15, 2025, 3:59 PM
13.48
0.30%
After-hours: Aug 15, 2025, 07:42 PM EDT
X Financial Income Statement
Financials in CNY. Fiscal
year is
January - December.
| Fiscal Year | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
| Period Ending | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Revenue | 3.94B | 3.07B | 3.53B | 3.42B | 3.96B | 3.76B | 3.04B | 2.96B | 2.05B | 2.08B | 2.03B | 1.59B | 1.63B | 1.53B | 1.27B | 1.37B | 857.13M |
Cost of Revenue | 2.51B | 2.15B | 3.01B | 2.55B | 2.07B | 1.58B | 1.39B | 1.95B | 1.79B | 2.29B | 1.64B | 1.58B | 1.53B | 1.63B | 2.2B | 2.32B | 2.41B |
Gross Profit | 1.43B | 913.66M | 523.4M | 868.2M | 1.9B | 2.18B | 1.65B | 1.01B | 255.15M | -211.62M | 382.15M | 9.28M | 103.46M | -101.05M | -930.4M | -954.06M | -1.55B |
Operating Income | -2.32B | -2.5B | -234.38M | 160.45M | 1.54B | 1.51B | 1.51B | 1.37B | 1.15B | 1.13B | 1.17B | 1.27B | 1.31B | 1.22B | -2,264.9B | -2,265.4B | -2,266B |
Interest Income | 1.35B | 1.37B | 1.32B | 1.28B | 1.2B | 1.12B | 1.06B | 1.02B | 989.79M | 970.04M | 943.81M | 870.29M | 790.13M | 691.61M | 646.22M | 612.07M | 587.3M |
Pretax Income | 2.03B | 1.9B | 1.63B | 1.57B | 1.51B | 1.42B | 1.57B | 1.46B | 1.24B | 1.22B | 1.14B | 1.22B | 1.29B | 1.2B | 17.14M | -476.24M | -1.15B |
Net Income | 1.63B | 1.54B | 1.34B | 1.31B | 1.27B | 1.19B | 1.27B | 1.14B | 956.41M | 812M | 682.88M | 738.39M | 775.91M | 825.18M | 24.19M | -356.08M | -922.96M |
Selling & General & Admin | 194M | 180.73M | 183.7M | 181.35M | 189.84M | 188.5M | 181.59M | 175.95M | 174.1M | 186.97M | 209.56M | 207.76M | 211.63M | 208.69M | 182.4M | 177.55M | 218.13M |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | 1.11B | 1.12B | 1.19B | 671.01M | 41.49M | 48.77M | 21.18M | 22.54M | 21.52M | 30.3M | 47.9M | 51.43M | 45.5M | 31.54M | 1,839.9B | 1,839.9B | 1,839.9B |
Operating Expenses | 1.81B | 1.8B | 1.89B | 858.61M | 237.58M | 254.08M | 2,315.4B | 2,315.4B | 2,315.4B | 2,315.4B | 2,275.6B | 2,275.6B | 2,275.6B | 2,275.6B | 2,265.6B | 2,265.5B | 2,265.6B |
Interest Expense | 2.04B | 1.58B | 1.08B | 572.01M | 580.49M | 604.06M | 604.06M | 604.06M | 271.94M | n/a | n/a | n/a | n/a | n/a | 215.00 | 215.00 | 215.00 |
Selling & Marketing Expenses | 4.8M | 4.8M | 8.51M | 7.46M | 10.89M | 9.95M | 8.74M | 8.71M | 9.85M | 15.45M | 18.27M | 19.98M | 20.96M | 20.83M | 20.37M | 18.8M | 28.34M |
Cost & Expenses | 2.64B | 1.79B | 2.76B | 1.74B | 1.12B | 1.14B | 2,315.4B | 2,315.4B | 2,315.4B | 2,315.4B | 2,275.6B | 2,275.6B | 2,275.6B | 2,275.6B | 2,265.6B | 2,265.5B | 2,265.6B |
Income Tax Expense | 457.2M | 405.7M | 290.58M | 264.42M | 261.9M | 249.44M | 288.76M | 305.69M | 260.89M | 389.36M | 468.55M | 496.91M | 512.55M | 368.74M | -12.4M | -130.28M | -231.5M |
Shares Outstanding (Basic) | 48.14M | 46.97M | 47.64M | 48.99M | 48.97M | 48.55M | 47.97M | 47.94M | 48.01M | 51.97M | 53.62M | 55.33M | 55.3M | 55.14M | 55.42M | 55.13M | 54.11M |
Shares Outstanding (Diluted) | 48.89M | 48.09M | 48.72M | 50.08M | 49.48M | 49.1M | 49.52M | 48.98M | 49.05M | 52.95M | 54.83M | 56.59M | 56.6M | 56.42M | 57.06M | 56.62M | 55.54M |
EPS (Basic) | 26.88 | 24.78 | 27.48 | 26.88 | 26.22 | 24.72 | 26.10 | 22.80 | 18.54 | 15.12 | 12.48 | 13.38 | 14.10 | 15.00 | 0.14 | -6.78 | -17.28 |
EPS (Diluted) | 26.46 | 24.42 | 27.18 | 26.46 | 25.68 | 24.18 | 25.50 | 22.32 | 18.12 | 14.76 | 12.24 | 13.02 | 13.74 | 14.64 | -0.15 | -6.96 | -17.34 |
EBITDA | 1.05B | 1.17B | 1.45B | 797.47M | 1.82B | 1.73B | 1,311.6B | 1,311.5B | 1,311.2B | 1,311B | 1.11B | 1.22B | 1.38B | 1.31B | -2,265.7B | -2,266.2B | -2,266.9B |
EBIT | -36.06M | 84.52M | 1.36B | 852.09M | 1.88B | 1.78B | 1,311.7B | 1,311.5B | 1,311.2B | 1,311B | 1.1B | 1.21B | 1.37B | 1.3B | -2,265.7B | -2,266.2B | -2,266.9B |
Depreciation & Amortization | 1.32M | 2.63M | 3.95M | -50.84M | -50.49M | -50.14M | -49.8M | 7.02M | 7.39M | 7.76M | 8.14M | 9.08M | 10.03M | 10.97M | 11.92M | 11.78M | 11.44M |