X Financial (XYF)
NYSE: XYF
· Real-Time Price · USD
13.44
-0.55 (-3.93%)
At close: Aug 15, 2025, 3:59 PM
13.48
0.30%
After-hours: Aug 15, 2025, 07:42 PM EDT
X Financial Ratios and Metrics
Financials in CNY. Fiscal
year is
January - December.
Fiscal Year | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
PE Ratio | 2.74 | 1.85 | 1.47 | 0.92 | 0.96 | 1.72 | 1.03 | 1.04 | 0.90 | 0.99 | 1.00 | 1.34 | 1.73 | 1.81 | 1.39 | 5.43 | 1.74 |
PEG Ratio | 0.00 | -0.02 | -0.31 | 0.08 | 0.01 | -0.04 | -0.22 | 0.04 | 0.07 | 0.03 | 0.06 | 0.04 | -0.35 | -0.04 | 0.08 | 0.31 | -0.01 |
PS Ratio | 3.47 | 3.92 | 2.03 | 2.26 | 2.42 | 1.09 | 1.47 | 1.25 | 2.73 | 2.32 | 0.95 | 3.19 | 2.37 | 2.56 | 3.24 | 13.73 | 4.33 |
PB Ratio | 0.68 | 0.41 | 0.32 | 0.23 | 0.22 | 0.22 | 0.25 | 0.28 | 0.20 | 0.23 | 0.19 | 0.23 | 0.23 | 0.27 | 0.39 | 1.37 | 0.40 |
P/FCF Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 0.00 | n/a | n/a | n/a | 0.00 | n/a | n/a | n/a |
P/OCF Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 0.00 | n/a | n/a | n/a | 0.00 | n/a | n/a | n/a |
OCF/S Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 962.44 | n/a | n/a | n/a | 1.46K | n/a | n/a | n/a |
Debt / Equity Ratio | 0.08 | 0.05 | 0.06 | 0.07 | 0.07 | 0.10 | 0.10 | 0.12 | 0.09 | 0.02 | 0.02 | 0.00 | 0.03 | 0.04 | 0.02 | 0.05 | 0.04 |
Quick Ratio | 9.09 | 3.96 | 22.23 | 19.55 | 1.94 | 1.53 | 2.00 | 1.95 | 2.06 | 50.34 | 1.96 | 1.94 | 1.87 | 1.12 | 2.66 | 2.43 | 2.27 |
Current Ratio | 9.09 | 3.96 | 22.23 | 19.55 | 1.93 | 1.53 | 2.00 | 1.95 | 2.04 | 50.34 | 1.95 | 1.92 | 1.85 | 1.12 | 2.66 | 2.43 | 2.27 |
Asset Turnover | 0.12 | 0.06 | 0.09 | 0.06 | 0.05 | 0.10 | 0.09 | 0.12 | 0.04 | 0.05 | 0.10 | 0.04 | 0.05 | 0.06 | 0.06 | 0.05 | 0.04 |
Interest Coverage | 0.78 | -3.95 | 0.08 | -2.88 | 1.52 | n/a | n/a | 1.36 | 1.26 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Return on Equity | 0.06 | 0.06 | 0.05 | 0.06 | 0.06 | 0.03 | 0.06 | 0.07 | 0.06 | 0.06 | 0.05 | 0.04 | 0.03 | 0.04 | 0.07 | 0.06 | 0.06 |
Return on Assets | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.03 | 0.04 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.04 | 0.03 | 0.03 |
Return on Invested Capital | 0.04 | -0.36 | n/a | -0.06 | 0.05 | 0.04 | 0.06 | 0.06 | 0.05 | 0.05 | 0.05 | 0.04 | 0.03 | 0.12 | 0.05 | 0.04 | 0.04 |
Dividend Yield | n/a | n/a | 0.03 | 0.04 | n/a | n/a | 0.04 | n/a | n/a | n/a | n/a | n/a | n/a | 97.88 | n/a | n/a | n/a |
Payout Ratio | n/a | n/a | 0.15 | 0.15 | n/a | n/a | 0.17 | n/a | n/a | n/a | n/a | n/a | n/a | 709.16 | n/a | n/a | n/a |
Gross Profit Margin | 0.42 | 1.00 | 0.58 | -0.79 | 0.16 | 0.28 | 1.00 | 0.41 | 1.00 | -0.42 | 0.38 | -0.84 | -0.22 | 0.96 | -0.08 | -0.47 | -0.97 |
Net Profit Margin | 0.32 | 0.53 | 0.35 | 0.61 | 0.63 | 0.16 | 0.36 | 0.30 | 0.75 | 0.59 | 0.24 | 0.60 | 0.34 | 0.35 | 0.58 | 0.63 | 0.62 |
Pretax Profit Margin | 0.38 | 0.67 | 0.44 | 0.75 | 0.74 | 0.19 | 0.43 | 0.36 | 0.88 | 0.82 | 0.34 | 0.71 | 0.78 | 0.73 | 0.84 | 0.80 | 0.75 |
Operating Profit Margin | 0.38 | -2.73 | 0.04 | -1.38 | 0.65 | 0.23 | 0.45 | 0.37 | 0.91 | 0.59 | 0.34 | 0.76 | 0.79 | 0.76 | 0.87 | 0.80 | 0.76 |
FCF Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
EBITDA Margin | 0.38 | n/a | 0.99 | -0.86 | 1.17 | 0.24 | 0.43 | 0.37 | 1.53 | 2.81K | 0.33 | 0.58 | 0.77 | 0.76 | 0.90 | 0.97 | 0.81 |