Yiren Digital Ltd. (YRD)
Yiren Digital Statistics
Share Statistics
Yiren Digital has 43.68M shares outstanding. The number of shares has increased by -0.48% in one year.
| Shares Outstanding | 43.68M |
| Shares Change (YoY) | -0.48% |
| Shares Change (QoQ) | -0.48% |
| Owned by Institutions (%) | 2.54% |
| Shares Floating | 15M |
| Failed to Deliver (FTD) Shares | 1.27K |
| FTD / Avg. Volume | 0.73% |
Short Selling Information
The latest short interest is 210.09K, so 0.24% of the outstanding shares have been sold short.
| Short Interest | 210.09K |
| Short % of Shares Out | 0.24% |
| Short % of Float | 1.4% |
| Short Ratio (days to cover) | 1 |
Valuation Ratios
The PE ratio is 0.47 and the forward PE ratio is null. Yiren Digital's PEG ratio is 0.01.
| PE Ratio | 0.47 |
| Forward PE | n/a |
| PS Ratio | 0.2 |
| Forward PS | 0.1 |
| PB Ratio | 0.12 |
| P/FCF Ratio | 0.45 |
| PEG Ratio | 0.01 |
Enterprise Valuation
Yiren Digital has an Enterprise Value (EV) of -3.81B.
| EV / Sales | -0.78 |
| EV / EBITDA | -1.46 |
| EV / EBIT | -1.76 |
| EV / FCF | -1.76 |
Financial Position
The company has a current ratio of 6.68, with a Debt / Equity ratio of 0.
| Current Ratio | 6.68 |
| Quick Ratio | 6.68 |
| Debt / Equity | 0 |
| Debt / EBITDA | 0.01 |
| Debt / FCF | 0.01 |
| Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 25.73% and Return on Invested Capital is 23.1%.
| Return on Equity | 25.73% |
| Return on Assets | 20.24% |
| Return on Invested Capital | 23.1% |
| Revenue Per Employee | $6.49M |
| Profits Per Employee | $2.76M |
| Employee Count | 754 |
| Asset Turnover | 0.48 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 565.16M |
| Effective Tax Rate | 21.36% |
Stock Price Statistics
The stock price has increased by 13.48% in the last 52 weeks. The beta is 0.66, so Yiren Digital's price volatility has been higher than the market average.
| Beta | 0.66 |
| 52-Week Price Change | 13.48% |
| 50-Day Moving Average | 6.69 |
| 200-Day Moving Average | 5.53 |
| Relative Strength Index (RSI) | 40.69 |
| Average Volume (20 Days) | 174.94K |
Income Statement
In the last 12 months, Yiren Digital had revenue of 4.9B and earned 2.08B in profits. Earnings per share was 23.54.
| Revenue | 4.9B |
| Gross Profit | 3.92B |
| Operating Income | 2.59B |
| Net Income | 2.08B |
| EBITDA | 2.6B |
| EBIT | 2.59B |
| Earnings Per Share (EPS) | 23.54 |
Balance Sheet
The company has 5.79B in cash and 23.65M in debt, giving a net cash position of 5.77B.
| Cash & Cash Equivalents | 5.79B |
| Total Debt | 23.65M |
| Net Cash | 5.77B |
| Retained Earnings | 2.99B |
| Total Assets | 12.46B |
| Working Capital | 6.91B |
Cash Flow
In the last 12 months, operating cash flow was 2.17B and capital expenditures -4.44M, giving a free cash flow of 2.17B.
| Operating Cash Flow | 2.17B |
| Capital Expenditures | -4.44M |
| Free Cash Flow | 2.17B |
| FCF Per Share | 24.52 |
Margins
Gross margin is 80.06%, with operating and profit margins of 53% and 42.49%.
| Gross Margin | 80.06% |
| Operating Margin | 53% |
| Pretax Margin | 54.04% |
| Profit Margin | 42.49% |
| EBITDA Margin | 53.15% |
| EBIT Margin | 53% |
| FCF Margin | 44.26% |
Dividends & Yields
YRD pays an annual dividend of $0.39, which amounts to a dividend yield of 3.86%.
| Dividend Per Share | $0.39 |
| Dividend Yield | 3.86% |
| Dividend Growth (YoY) | 29.41% |
| Payout Ratio | 15.92% |
| Earnings Yield | 212.6% |
| FCF Yield | 110.71% |
Analyst Forecast
Currently there are no analyst rating for YRD.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Scores
| Altman Z-Score | 2.25 |
| Piotroski F-Score | 5 |