Yiren Digital Ltd. (YRD)
Yiren Digital Ltd. Statistics
Share Statistics
Yiren Digital Ltd. has 43.47M shares outstanding. The number of shares has increased by 2.36% in one year.
| Shares Outstanding | 43.47M |
| Shares Change (YoY) | 2.36% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 2.54% |
| Shares Floating | 14.92M |
| Failed to Deliver (FTD) Shares | 99 |
| FTD / Avg. Volume | 0.06% |
Short Selling Information
The latest short interest is 95.2K, so 0.11% of the outstanding shares have been sold short.
| Short Interest | 95.2K |
| Short % of Shares Out | 0.11% |
| Short % of Float | 0.32% |
| Short Ratio (days to cover) | 0.27 |
Valuation Ratios
The PE ratio is 0.48 and the forward PE ratio is 13.67. Yiren Digital Ltd.'s PEG ratio is 0.01.
| PE Ratio | 0.48 |
| Forward PE | 13.67 |
| PS Ratio | 0.2 |
| Forward PS | 0.1 |
| PB Ratio | 0.12 |
| P/FCF Ratio | 0.46 |
| PEG Ratio | 0.01 |
Enterprise Valuation
Yiren Digital Ltd. has an Enterprise Value (EV) of -3.77B.
| EV / Earnings | -1.81 |
| EV / Sales | -0.77 |
| EV / EBITDA | -1.45 |
| EV / EBIT | -1.45 |
| EV / FCF | -1.74 |
Financial Position
The company has a current ratio of 6.68, with a Debt / Equity ratio of 0.
| Current Ratio | 6.68 |
| Quick Ratio | 6.68 |
| Debt / Equity | 0 |
| Total Debt / Capitalization | 0.29 |
| Cash Flow / Debt | 91.81 |
| Interest Coverage | 0 |
Financial Efficiency
Return on equity (ROE) is 0.26% and return on capital (ROIC) is 25.16%.
| Return on Equity (ROE) | 0.26% |
| Return on Assets (ROA) | 0.2% |
| Return on Capital (ROIC) | 25.16% |
| Revenue Per Employee | $6,492,881.96 |
| Profits Per Employee | $2,758,881.96 |
| Employee Count | 754 |
| Asset Turnover | 0.48 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 565.16M |
| Effective Tax Rate | 0.21 |
Stock Price Statistics
The stock price has increased by 60.09% in the last 52 weeks. The beta is 0.65, so Yiren Digital Ltd.'s price volatility has been higher than the market average.
| Beta | 0.65 |
| 52-Week Price Change | 60.09% |
| 50-Day Moving Average | 6.53 |
| 200-Day Moving Average | 5.43 |
| Relative Strength Index (RSI) | 53.92 |
| Average Volume (20 Days) | 156.55K |
Income Statement
In the last 12 months, Yiren Digital Ltd. had revenue of 4.9B and earned 2.08B in profits. Earnings per share was 23.28.
| Revenue | 4.9B |
| Gross Profit | 3.92B |
| Operating Income | 2.59B |
| Net Income | 2.08B |
| EBITDA | 2.6B |
| EBIT | 2.59B |
| Earnings Per Share (EPS) | 23.28 |
Balance Sheet
The company has 5.79B in cash and 23.65M in debt, giving a net cash position of 5.77B.
| Cash & Cash Equivalents | 5.79B |
| Total Debt | 23.65M |
| Net Cash | 5.77B |
| Retained Earnings | 2.99B |
| Total Assets | 12.46B |
| Working Capital | 6.91B |
Cash Flow
In the last 12 months, operating cash flow was 2.17B and capital expenditures -4.44M, giving a free cash flow of 2.17B.
| Operating Cash Flow | 2.17B |
| Capital Expenditures | -4.44M |
| Free Cash Flow | 2.17B |
| FCF Per Share | 24.25 |
Margins
Gross margin is 80.06%, with operating and profit margins of 53% and 42.49%.
| Gross Margin | 80.06% |
| Operating Margin | 53% |
| Pretax Margin | 54.04% |
| Profit Margin | 42.49% |
| EBITDA Margin | 53.15% |
| EBIT Margin | 53% |
| FCF Margin | 44.26% |
Dividends & Yields
YRD pays an annual dividend of $0.39, which amounts to a dividend yield of 3.02%.
| Dividend Per Share | $0.39 |
| Dividend Yield | 3.02% |
| Dividend Growth (YoY) | 29.41% |
| Payout Ratio | 15.6% |
| Earnings Yield | 322.44% |
| FCF Yield | 690.36% |
Analyst Forecast
Currently there are no analyst rating for YRD.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Scores
| Altman Z-Score | 2.27 |
| Piotroski F-Score | 5 |