Shares Outstanding Shares Outstanding n/a Close	147.57M
Shares Change (YoY) Shares Change (YoY) n/a Close	-0.06%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	-0.1%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	78.27%
Shares Floating Shares Floating n/a Close	145.09M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	5
FTD / Avg. Volume FTD / Avg. Volume n/a Close	n/a

Short Selling Information

The latest short interest is 5.62M, so 3.81% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	5.62M
Short % of Shares Out Short % of Shares Out n/a Close	3.81%
Short % of Float Short % of Float n/a Close	4.47%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	4.76

Valuation Ratios

The PE ratio is 10.19 and the forward PE ratio is 8.79. Zions Bancorporation National Association's PEG ratio is 0.74.

PE Ratio PE Ratio n/a Close	10.19
Forward PE Forward PE n/a Close	8.79
PS Ratio PS Ratio n/a Close	1.6
Forward PS Forward PS n/a Close	2
PB Ratio PB Ratio n/a Close	1.3
P/FCF Ratio P/FCF Ratio n/a Close	7.6
PEG Ratio PEG Ratio n/a Close	0.74

Financial Ratio History

Enterprise Valuation

Zions Bancorporation National Association has an Enterprise Value (EV) of 8.85B.

EV / Sales EV / Sales n/a Close	1.77
EV / EBITDA EV / EBITDA n/a Close	7.79
EV / EBIT EV / EBIT n/a Close	8.29
EV / FCF EV / FCF n/a Close	8.42

Financial Position

The company has a current ratio of 0.18, with a Debt / Equity ratio of 0.71.

Current Ratio Current Ratio n/a Close	0.18
Quick Ratio Quick Ratio n/a Close	0.18
Debt / Equity Debt / Equity n/a Close	0.71
Debt / EBITDA Debt / EBITDA n/a Close	3.84
Debt / FCF Debt / FCF n/a Close	4.16
Interest Coverage Interest Coverage n/a Close	0.54

Financial Efficiency

Return on Equity is 12.8% and Return on Invested Capital is 6.25%.

Return on Equity Return on Equity n/a Close	12.8%
Return on Assets Return on Assets n/a Close	0.88%
Return on Invested Capital Return on Invested Capital n/a Close	6.25%
Revenue Per Employee Revenue Per Employee n/a Close	$531,622.66
Profits Per Employee Profits Per Employee n/a Close	$83,475.3
Employee Count Employee Count n/a Close	9,392
Asset Turnover Asset Turnover n/a Close	0.06
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	228M
Effective Tax Rate Effective Tax Rate n/a Close	22.53%

Stock Price Statistics

The stock price has increased by 16.34% in the last 52 weeks. The beta is 0.86, so Zions Bancorporation National Association's price volatility has been higher than the market average.

Beta Beta n/a Close	0.86
52-Week Price Change 52-Week Price Change n/a Close	16.34%
50-Day Moving Average 50-Day Moving Average n/a Close	46.24
200-Day Moving Average 200-Day Moving Average n/a Close	51.39
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	47.75
Average Volume (20 Days) Average Volume (20 Days) n/a Close	1,858,409

Income Statement

In the last 12 months, Zions Bancorporation National Association had revenue of 4.99B and earned 784M in profits. Earnings per share was 4.95.

Revenue Revenue n/a Close	4.99B
Gross Profit Gross Profit n/a Close	3.06B
Operating Income Operating Income n/a Close	1.01B
Net Income Net Income n/a Close	784M
EBITDA EBITDA n/a Close	1.14B
EBIT EBIT n/a Close	1.01B
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	4.95

Full Income Statement

Balance Sheet

The company has 3.5B in cash and 4.37B in debt, giving a net cash position of -866M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	3.5B
Total Debt Total Debt n/a Close	4.37B
Net Cash Net Cash n/a Close	-866M
Retained Earnings Retained Earnings n/a Close	6.7B
Total Assets Total Assets n/a Close	87.99B
Working Capital Working Capital n/a Close	-65.72B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.07B and capital expenditures -97M, giving a free cash flow of 1.05B.

Operating Cash Flow Operating Cash Flow n/a Close	1.07B
Capital Expenditures Capital Expenditures n/a Close	-97M
Free Cash Flow Free Cash Flow n/a Close	1.05B
FCF Per Share FCF Per Share n/a Close	7.14

Full Cash Flow Statement

Margins

Gross margin is 61.25%, with operating and profit margins of 20.27% and 15.7%.

Gross Margin Gross Margin n/a Close	61.25%
Operating Margin Operating Margin n/a Close	20.27%
Pretax Margin Pretax Margin n/a Close	20.27%
Profit Margin Profit Margin n/a Close	15.7%
EBITDA Margin EBITDA Margin n/a Close	22.75%
EBIT Margin EBIT Margin n/a Close	20.27%
FCF Margin FCF Margin n/a Close	21.05%

Dividends & Yields

ZION pays an annual dividend of $2.11, which amounts to a dividend yield of 3.47%.

Dividend Per Share Dividend Per Share n/a Close	$2.11
Dividend Yield Dividend Yield n/a Close	3.47%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	4.88%
Payout Ratio Payout Ratio n/a Close	40.81%
Earnings Yield Earnings Yield n/a Close	9.82%
FCF Yield FCF Yield n/a Close	13.16%

Dividend Details

Analyst Forecast

The average price target for ZION is $59.5, which is 25.5% higher than the current price. The consensus rating is "Hold".

Price Target Price Target n/a Close	$59.5
Price Target Difference Price Target Difference n/a Close	25.5%
Analyst Consensus Analyst Consensus n/a Close	Hold
Analyst Count Analyst Count n/a Close	17

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$49.99
Lynch Upside Lynch Upside n/a Close	5.44%
Graham Number Graham Number n/a Close	70.6
Graham Upside Graham Upside n/a Close	48.91%

Stock Splits

The last stock split was on May 15, 1997. It was a forward split with a ratio of 4:1.

Last Split Date Last Split Date n/a Close	May 15, 1997
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	4:1

Scores

Altman Z-Score Altman Z-Score n/a Close	-0.64
Piotroski F-Score Piotroski F-Score n/a Close	7