Ally Financial Inc. (ALLY)
Ally Financial Statistics
Share Statistics
Ally Financial has 307.14M shares outstanding. The number of shares has increased by 1.04% in one year.
| Shares Outstanding | 307.14M |
| Shares Change (YoY) | 1.04% |
| Shares Change (QoQ) | 0.79% |
| Owned by Institutions (%) | 89.04% |
| Shares Floating | 303.65M |
| Failed to Deliver (FTD) Shares | 1 |
| FTD / Avg. Volume | < 0.01% |
Short Selling Information
The latest short interest is 12.32M, so 4.01% of the outstanding shares have been sold short.
| Short Interest | 12.32M |
| Short % of Shares Out | 4.01% |
| Short % of Float | 4.02% |
| Short Ratio (days to cover) | 2.27 |
Valuation Ratios
The PE ratio is 16.54 and the forward PE ratio is 5.69. Ally Financial's PEG ratio is -1.06.
| PE Ratio | 16.54 |
| Forward PE | 5.69 |
| PS Ratio | 1.24 |
| Forward PS | 1 |
| PB Ratio | 0.79 |
| P/FCF Ratio | 2.44 |
| PEG Ratio | -1.06 |
Enterprise Valuation
Ally Financial has an Enterprise Value (EV) of 19.88B.
| EV / Sales | 2.23 |
| EV / EBITDA | 0 |
| EV / EBIT | 4.39 |
| EV / FCF | 4.39 |
Financial Position
The company has a current ratio of 6.34, with a Debt / Equity ratio of 1.38.
| Current Ratio | 6.34 |
| Quick Ratio | 6.34 |
| Debt / Equity | 1.38 |
| Debt / EBITDA | - |
| Debt / FCF | 4.22 |
| Interest Coverage | 0.09 |
Financial Efficiency
Return on Equity is 4.8% and Return on Invested Capital is 1.8%.
| Return on Equity | 4.8% |
| Return on Assets | 0.35% |
| Return on Invested Capital | 1.8% |
| Revenue Per Employee | $831.5K |
| Profits Per Employee | $62.43K |
| Employee Count | 10,700 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 167M |
| Effective Tax Rate | 19.98% |
Stock Price Statistics
The stock price has increased by -24.11% in the last 52 weeks. The beta is 1.1, so Ally Financial's price volatility has been higher than the market average.
| Beta | 1.1 |
| 52-Week Price Change | -24.11% |
| 50-Day Moving Average | 35.32 |
| 200-Day Moving Average | 37.36 |
| Relative Strength Index (RSI) | 33.86 |
| Average Volume (20 Days) | 4.52M |
Income Statement
In the last 12 months, Ally Financial had revenue of 8.9B and earned 668M in profits. Earnings per share was 2.53.
| Revenue | 8.9B |
| Gross Profit | 14.22B |
| Operating Income | 669M |
| Net Income | 668M |
| EBITDA | 0 |
| EBIT | -1.2B |
| Earnings Per Share (EPS) | 2.53 |
Balance Sheet
The company has 10.29B in cash and 19.12B in debt, giving a net cash position of -8.83B.
| Cash & Cash Equivalents | 10.29B |
| Total Debt | 19.12B |
| Net Cash | -8.83B |
| Retained Earnings | 270M |
| Total Assets | 191.84B |
| Working Capital | 29.3B |
Cash Flow
In the last 12 months, operating cash flow was 4.53B and capital expenditures 0, giving a free cash flow of 4.53B.
| Operating Cash Flow | 4.53B |
| Capital Expenditures | 0 |
| Free Cash Flow | 4.53B |
| FCF Per Share | 14.75 |
Margins
Gross margin is 159.85%, with operating and profit margins of 7.52% and 7.51%.
| Gross Margin | 159.85% |
| Operating Margin | 7.52% |
| Pretax Margin | 9.4% |
| Profit Margin | 7.51% |
| EBITDA Margin | n/a |
| EBIT Margin | 7.52% |
| FCF Margin | 50.89% |
Dividends & Yields
ALLY pays an annual dividend of $1.5, which amounts to a dividend yield of 3.79%.
| Dividend Per Share | $1.50 |
| Dividend Yield | 3.79% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 267.86% |
| Earnings Yield | 6.04% |
| FCF Yield | 40.97% |
Analyst Forecast
The average price target for ALLY is $41, which is 35.9% higher than the current price. The consensus rating is "Buy".
| Price Target | $41 |
| Price Target Difference | 35.9% |
| Analyst Consensus | Buy |
| Analyst Count | 18 |
Stock Splits
The last stock split was on Apr 10, 2014. It was a forward split with a ratio of 310:1.
| Last Split Date | Apr 10, 2014 |
| Split Type | forward |
| Split Ratio | 310:1 |
Scores
| Altman Z-Score | 0.29 |
| Piotroski F-Score | 6 |