Credit Acceptance Corpora... (CACC)

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512.77

1.81 (0.35%)

At close: Mar 28, 2025, 3:59 PM

505.01

-1.51%

Pre-market: Mar 31, 2025, 06:48 AM EDT

Credit Acceptance Income Statement

Table Mode

Year	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11	FY10	FY09	FY08	FY07	FY06	FY05	FY04	FY03	FY02	FY01	FY00	FY99	FY98	FY97	FY96	FY95	FY94	FY93	FY92
Revenue	2.16B	1.9B	1.18B	1.8B	1.62B	1.42B	1.22B	1.05B	917.3M	778.7M	682.7M	641.9M	585.3M	500.64M	420.71M	363.04M	290.79M	237.82M	210.95M	201.27M	176.72M	145.79M	154.33M	147.26M	123.78M	116.06M	142.35M	164.24M	123.93M	76.3M	51.8M	30M	18.6M
Cost of Revenue	802.2M	617.4M	475M	421.1M	416.4M	419.6M	350.4M	283M	250.2M	225.6M	196.9M	193.1M	180.4M	150.67M	132.51M	118.59M	114.83M	92.06M	64.34M	52.98M	46.96M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	1.36B	1.28B	709.4M	1.38B	1.2B	1B	873M	769.6M	667.1M	553.1M	485.8M	448.8M	404.9M	349.97M	288.2M	244.45M	175.96M	145.75M	146.61M	148.29M	129.75M	145.79M	154.33M	147.26M	123.78M	116.06M	142.35M	164.24M	123.93M	76.3M	51.8M	30M	18.6M
Operating Income	830.3M	440.1M	686.1M	1.23B	540.5M	837.1M	755.1M	583.8M	531.2M	474.5M	442.7M	398.2M	343.1M	296.42M	205.75M	229.04M	107.04M	83.11M	90.65M	106.54M	86.23M	46.26M	48.58M	48.41M	36M	-15.66M	37.64M	1.34M	63.61M	85.3M	57M	31.9M	18.6M
Interest Income	26.2M	19.7M	6.6M	1.2M	2.9M	8.5M	5M	2.2M	1.7M	n/a	n/a	n/a	n/a	n/a	108K	394K	2.02M	3.02M	1.8M	763K	247K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Pretax Income	329.5M	367.6M	711.7M	1.26B	549.5M	855.9M	755.1M	583.8M	531.2M	474.5M	420.9M	398.2M	343.1M	296.42M	253.5M	229.04M	107.01M	83.18M	90.64M	108.36M	87.88M	43.49M	48.58M	48.38M	35.99M	-15.73M	37.52M	1.3M	63.63M	45.5M	31.6M	19.2M	11.1M
Net Income	247.9M	286.1M	535.8M	958.3M	421M	656.1M	574M	470.2M	332.8M	299.7M	266.2M	253.1M	219.7M	188M	170.1M	146.25M	67.18M	54.92M	58.64M	72.6M	57.33M	28.18M	29.7M	24.67M	23.65M	-10.69M	25M	1.5M	41.5M	29.6M	20.6M	12.4M	8.6M
Selling & General & Admin	192.3M	178.9M	164.3M	165.6M	139.1M	135.3M	123.4M	113.9M	97.6M	83.7M	71.1M	68.9M	61.7M	49.15M	46.09M	45.2M	44.21M	44.71M	53.11M	35.11M	34.11M	28.53M	66.33M	59.75M	50.11M	56.8M	59M	28.93M	18.95M	21.7M	15M	8.9M	5.7M
Research & Development	n/a	n/a	0.39	0.68	0.33	0.57	0.59	0.53	0.55	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	1.14B	1.08B	444.4M	-5.9M	545.2M	37.9M	62.4M	57.4M	51.9M	46.6M	40.8M	40.2M	23.9M	24.55M	21.43M	17.62M	21.4M	404K	459K	59.62M	56.37M	71M	39.42M	39.09M	37.67M	74.92M	45.71M	133.96M	41.37M	-30.7M	-20.2M	-10.8M	-5.7M
Operating Expenses	1.33B	459.1M	608.7M	159.7M	684.3M	173.2M	117.9M	185.8M	135.9M	78.6M	43.1M	50.6M	61.8M	53.55M	34.7M	15.41M	68.92M	63.04M	56.42M	94.72M	90.48M	99.53M	105.75M	98.84M	87.78M	131.72M	104.71M	162.89M	60.33M	-9M	-5.2M	-1.9M	n/a
Interest Expense	n/a	n/a	n/a	164.3M	192M	196.2M	156.6M	120.2M	97.7M	76M	56.7M	65M	63.4M	57.24M	47.75M	32.4M	43.19M	36.67M	23.33M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Selling & Marketing Expenses	94.4M	91.7M	75.6M	65.3M	69.5M	70.2M	67.7M	58.4M	49.4M	45.9M	36.8M	34.5M	31.2M	23.52M	19.66M	14.81M	16.7M	17.44M	16.62M	28.55M	23.83M	16.99M	n/a	n/a	n/a	n/a	n/a	8.33M	9.25M	2.3M	1.3M	1.2M	600K
Cost & Expenses	2.13B	1.53B	1.04B	542M	1.06B	562.7M	468.3M	468.8M	386.1M	304.2M	240M	243.7M	242.2M	204.22M	167.21M	134M	183.75M	155.11M	120.77M	94.72M	90.48M	99.53M	105.75M	98.84M	87.78M	131.72M	104.71M	162.89M	60.33M	-9M	-5.2M	-1.9M	n/a
Income Tax	81.6M	81.5M	175.9M	302.6M	128.5M	199.8M	181.1M	113.6M	198.4M	174.8M	154.7M	145.1M	123.4M	108.37M	83.39M	82.99M	39.94M	29.57M	31.79M	40.16M	30.56M	15.31M	18.88M	19.17M	12.34M	-5.04M	12.56M	-234K	22.13M	15.9M	11M	6.8M	2.5M
Shares Outstanding (Basic)	12.32M	12.95M	13.56M	16.09M	17.86M	18.9M	19.45M	19.5M	20.33M	20.89M	22.26M	23.85M	25.41M	26.3M	29.39M	30.59M	30.25M	30.05M	33.04M	36.99M	38.62M	42.2M	42.44M	42.14M	43.88M	46.22M	46.3M	50M	45.6M	42.29M	41.2M	41.33M	35.83M
Shares Outstanding (Diluted)	12.47M	13.01M	13.63M	16.1M	17.94M	18.98M	19.53M	19.56M	20.41M	20.98M	22.33M	24.01M	25.6M	26.6M	29.98M	31.67M	31.11M	31.15M	35.28M	39.21M	41.02M	43.41M	43.36M	43.15M	44.22M	46.22M	47.17M	50M	46.63M	43.53M	42.04M	42.76M	35.83M
EPS (Basic)	20.12	22.09	39.50	59.57	23.57	34.71	29.52	24.12	16.37	14.35	11.96	10.61	8.65	7.15	5.79	4.78	2.22	1.83	1.78	1.96	1.48	0.67	0.70	0.59	0.54	-0.23	0.54	0.03	0.91	0.70	0.50	0.30	0.24
EPS (Diluted)	19.88	21.99	39.32	59.52	23.47	34.57	29.39	24.04	16.31	14.28	11.92	10.54	8.58	7.07	5.67	4.62	2.16	1.76	1.66	1.85	1.40	0.65	0.68	0.57	0.53	-0.23	0.53	0.03	0.89	0.68	0.49	0.29	0.24
EBITDA	352.9M	373.9M	711.7M	1.26B	564.3M	859.5M	755.1M	583.8M	531.2M	487M	454.4M	411.4M	12.54B	306.47M	289.5M	234.18M	115.1M	87.31M	95.27M	111.75M	90.46M	54.94M	58.25M	58.42M	43M	-45M	41.43M	3.89M	64.98M	86.2M	57.6M	32.2M	18.8M
Depreciation & Amortization	27.8M	26.6M	953.1M	403.6M	920.4M	631.3M	530.7M	526.2M	438M	14.2M	13.2M	13.2M	12.2B	10.05M	11.08M	5.14M	5.34M	4.11M	4.62M	5.21M	5.78M	8.68M	4.72M	4.65M	3.73M	4.7M	3.79M	2.55M	1.37M	900K	600K	300K	200K