Credit Acceptance Statistics Share Statistics Credit Acceptance has 11.24M
shares outstanding. The number of shares has increased by -4.19%
in one year.
Shares Outstanding 11.24M Shares Change (YoY) -4.19% Shares Change (QoQ) -3.56% Owned by Institutions (%) 63.66% Shares Floating 6.27M Failed to Deliver (FTD) Shares 19,776 FTD / Avg. Volume 12.13%
Short Selling Information The latest short interest is 656.95K, so 5.59% of the outstanding
shares have been sold short.
Short Interest 656.95K Short % of Shares Out 5.59% Short % of Float 14.12% Short Ratio (days to cover) 4.21
Valuation Ratios The PE ratio is 23.34 and the forward
PE ratio is 10.24.
Credit Acceptance's PEG ratio is
-2.62.
PE Ratio 23.34 Forward PE 10.24 PS Ratio 2.71 Forward PS 2.1 PB Ratio 3.31 P/FCF Ratio 5.09 PEG Ratio -2.62
Financial Ratio History Enterprise Valuation Credit Acceptance has an Enterprise Value (EV) of 11.79B.
EV / Sales 5.53 EV / EBITDA 33.42 EV / EBIT 10.37 EV / FCF 10.38
Financial Position The company has a current ratio of 20.11,
with a Debt / Equity ratio of 3.63.
Current Ratio 20.11 Quick Ratio 20.11 Debt / Equity 3.63 Debt / EBITDA 18 Debt / FCF 5.59 Interest Coverage 0
Financial Efficiency Return on Equity is 14.17% and Return on Invested Capital is 2.9%.
Return on Equity 14.17% Return on Assets 2.8% Return on Invested Capital 2.9% Revenue Per Employee $877.95K Profits Per Employee $101.97K Employee Count 2,431 Asset Turnover 0.24 Inventory Turnover n/a
Taxes Income Tax 81.6M Effective Tax Rate 24.76%
Stock Price Statistics The stock price has increased by 4.33% in the
last 52 weeks. The beta is 1.13, so Credit Acceptance's
price volatility has been higher than the market average.
Beta 1.13 52-Week Price Change 4.33% 50-Day Moving Average 501.04 200-Day Moving Average 487.8 Relative Strength Index (RSI) 37.71 Average Volume (20 Days) 162,969
Income Statement In the last 12 months, Credit Acceptance had revenue of 2.13B
and earned 247.9M
in profits. Earnings per share was 20.12.
Revenue 2.13B Gross Profit 1.33B Operating Income 325.1M Net Income 247.9M EBITDA 352.9M EBIT 325.1M Earnings Per Share (EPS) 20.12
Full Income Statement Balance Sheet The company has 343.7M in cash and 6.35B in
debt, giving a net cash position of -6.01B.
Cash & Cash Equivalents 343.7M Total Debt 6.35B Net Cash -6.01B Retained Earnings 1.41B Total Assets 8.72B Working Capital 8.22B
Full Balance Sheet Cash Flow In the last 12 months, operating cash flow was 1.14B
and capital expenditures -1.8M, giving a free cash flow of 1.14B.
Operating Cash Flow 1.14B Capital Expenditures -1.8M Free Cash Flow 1.14B FCF Per Share 92.19
Full Cash Flow Statement Margins Gross margin is 62.41%, with operating and profit margins of 15.23% and 11.62%.
Gross Margin 62.41% Operating Margin 15.23% Pretax Margin 15.44% Profit Margin 11.62% EBITDA Margin 16.53% EBIT Margin 15.23% FCF Margin 53.23%
Dividends & Yields CACC does not appear to pay any dividends at this time.
Dividend Per Share n/a Dividend Yield n/a Dividend Growth (YoY) n/a Payout Ratio n/a Earnings Yield 4.29% FCF Yield 19.64%
Dividend Details Analyst Forecast The average price target for CACC is $475,
which is 2.5% higher than the current price. The consensus rating is "Hold".
Price Target $475 Price Target Difference 2.5% Analyst Consensus Hold Analyst Count 2
Stock Forecasts Fair Value There are several formulas that can be used to estimate the
intrinsic value of a stock.
Lynch Fair Value $100.6 Lynch Upside -78.28% Graham Number 253.5 Graham Upside -45.28%
Stock Splits The last stock split was on Dec 21, 1994. It was a
forward
split with a ratio of 2:1.
Last Split Date Dec 21, 1994 Split Type forward Split Ratio 2:1
Scores Altman Z-Score 2.2 Piotroski F-Score 6
