Stocknear Logo Stocknear
/
Popular
  • KO Coca Cola Company Stock
  • TSLA Tesla Inc Stock
  • AMD Advanced Micro Devices Stock
  • SPY SPDR S&P 500 ETF Trust ETF
  • NVDA Nvidia Stock
    • Login

    Credit Acceptance Corpora...

    NASDAQ: CACC · Real-Time Price · USD
    504.60
    30.07 (6.34%)
    At close: Jun 06, 2025, 3:59 PM
    505.60
    0.20%
    After-hours: Jun 06, 2025, 04:04 PM EDT

    Credit Acceptance Statistics

    Share Statistics

    Credit Acceptance has 11.6M shares outstanding. The number of shares has increased by -0.66% in one year.

    Shares Outstanding

    n/a
    		 11.6M

    Shares Change (YoY)

    n/a
    		 -0.66%

    Shares Change (QoQ)

    n/a
    		 -0.66%

    Owned by Institutions (%)

    n/a
    		 64.5%

    Shares Floating

    n/a
    		 n/a

    Failed to Deliver (FTD) Shares

    n/a
    		 22,801

    FTD / Avg. Volume

    n/a
    		 19.95%

    Short Selling Information

    The latest short interest is 624.78K, so 5.32% of the outstanding shares have been sold short.

    Short Interest

    n/a
    		 624.78K

    Short % of Shares Out

    n/a
    		 5.32%

    Short % of Float

    n/a
    		 13.43%

    Short Ratio (days to cover)

    n/a
    		 4.05

    Valuation Ratios

    The PE ratio is 23.34 and the forward PE ratio is 10.39. Credit Acceptance's PEG ratio is -2.62.

    PE Ratio

    n/a
    		 23.34

    Forward PE

    n/a
    		 10.39

    PS Ratio

    n/a
    		 2.71

    Forward PS

    n/a
    		 1.8

    PB Ratio

    n/a
    		 3.31

    P/FCF Ratio

    n/a
    		 5.09

    PEG Ratio

    n/a
    		 -2.62
    Financial Ratio History

    Enterprise Valuation

    Credit Acceptance has an Enterprise Value (EV) of 11.29B.

    EV / Sales

    n/a
    		 5.29

    EV / EBITDA

    n/a
    		 32

    EV / EBIT

    n/a
    		 9.92

    EV / FCF

    n/a
    		 9.94

    Financial Position

    The company has a current ratio of 20.11, with a Debt / Equity ratio of 3.63.

    Current Ratio

    n/a
    		 20.11

    Quick Ratio

    n/a
    		 20.11

    Debt / Equity

    n/a
    		 3.63

    Debt / EBITDA

    n/a
    		 18

    Debt / FCF

    n/a
    		 5.59

    Interest Coverage

    n/a
    		 0

    Financial Efficiency

    Return on Equity is 14.17% and Return on Invested Capital is 2.9%.

    Return on Equity

    n/a
    		 14.17%

    Return on Assets

    n/a
    		 2.8%

    Return on Invested Capital

    n/a
    		 2.9%

    Revenue Per Employee

    n/a
    		 $877,951.46

    Profits Per Employee

    n/a
    		 $101,974.5

    Employee Count

    n/a
    		 2,431

    Asset Turnover

    n/a
    		 0.24

    Inventory Turnover

    n/a
    		 n/a

    Taxes

    Income Tax

    n/a
    		 81.6M

    Effective Tax Rate

    n/a
    		 24.76%

    Stock Price Statistics

    The stock price has increased by -2.37% in the last 52 weeks. The beta is 1.15, so Credit Acceptance's price volatility has been higher than the market average.

    Beta

    n/a
    		 1.15

    52-Week Price Change

    n/a
    		 -2.37%

    50-Day Moving Average

    n/a
    		 488.91

    200-Day Moving Average

    n/a
    		 476.64

    Relative Strength Index (RSI)

    n/a
    		 43.7

    Average Volume (20 Days)

    n/a
    		 114,293

    Income Statement

    In the last 12 months, Credit Acceptance had revenue of 2.13B and earned 247.9M in profits. Earnings per share was 20.12.

    Revenue

    n/a
    		 2.13B

    Gross Profit

    n/a
    		 1.33B

    Operating Income

    n/a
    		 325.1M

    Net Income

    n/a
    		 247.9M

    EBITDA

    n/a
    		 352.9M

    EBIT

    n/a
    		 325.1M

    Earnings Per Share (EPS)

    n/a
    		 20.12
    Full Income Statement

    Balance Sheet

    The company has 845M in cash and 6.35B in debt, giving a net cash position of -5.51B.

    Cash & Cash Equivalents

    n/a
    		 845M

    Total Debt

    n/a
    		 6.35B

    Net Cash

    n/a
    		 -5.51B

    Retained Earnings

    n/a
    		 1.41B

    Total Assets

    n/a
    		 9.26B

    Working Capital

    n/a
    		 8.97B
    Full Balance Sheet

    Cash Flow

    In the last 12 months, operating cash flow was 1.14B and capital expenditures -1.8M, giving a free cash flow of 1.14B.

    Operating Cash Flow

    n/a
    		 1.14B

    Capital Expenditures

    n/a
    		 -1.8M

    Free Cash Flow

    n/a
    		 1.14B

    FCF Per Share

    n/a
    		 92.19
    Full Cash Flow Statement

    Margins

    Gross margin is 62.41%, with operating and profit margins of 15.23% and 11.62%.

    Gross Margin

    n/a
    		 62.41%

    Operating Margin

    n/a
    		 15.23%

    Pretax Margin

    n/a
    		 15.44%

    Profit Margin

    n/a
    		 11.62%

    EBITDA Margin

    n/a
    		 16.53%

    EBIT Margin

    n/a
    		 15.23%

    FCF Margin

    n/a
    		 53.23%

    Dividends & Yields

    CACC does not appear to pay any dividends at this time.

    Dividend Per Share

    n/a
    		 n/a

    Dividend Yield

    n/a
    		 n/a

    Dividend Growth (YoY)

    n/a
    		 n/a

    Payout Ratio

    n/a
    		 n/a

    Earnings Yield

    n/a
    		 4.29%

    FCF Yield

    n/a
    		 19.64%
    Dividend Details

    Analyst Forecast

    The average price target for CACC is $475, which is 0.3% higher than the current price. The consensus rating is "Hold".

    Price Target

    n/a
    		 $475

    Price Target Difference

    n/a
    		 0.3%

    Analyst Consensus

    n/a
    		 Hold

    Analyst Count

    n/a
    		 2
    Stock Forecasts

    Fair Value

    There are several formulas that can be used to estimate the intrinsic value of a stock.

    Lynch Fair Value

    n/a
    		 $100.6

    Lynch Upside

    n/a
    		 -78.77%

    Graham Number

    n/a
    		 253.5

    Graham Upside

    n/a
    		 -46.5%

    Stock Splits

    The last stock split was on Dec 21, 1994. It was a forward split with a ratio of 2:1.

    Last Split Date

    n/a
    		 Dec 21, 1994

    Split Type

    n/a
    		 forward

    Split Ratio

    n/a
    		 2:1

    Scores

    Altman Z-Score

    n/a
    		 2.14

    Piotroski F-Score

    n/a
    		 7

    Add to Watchlist