Credit Acceptance Corporation Statistics
Share Statistics
Credit Acceptance Corporation has 12.11M shares outstanding. The number of shares has increased by -5.55% in one year.
| Shares Outstanding | 12.11M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 6.30M |
| Failed to Deliver (FTD) Shares | 51 |
| FTD / Avg. Volume | 0.08% |
Short Selling Information
The latest short interest is 531.90K, so 4.39% of the outstanding shares have been sold short.
| Short Interest | 531.90K |
| Short % of Shares Out | 4.39% |
| Short % of Float | 8.41% |
| Short Ratio (days to cover) | 10.38 |
Valuation Ratios
The PE ratio is 24.12 and the forward PE ratio is 12.25. Credit Acceptance Corporation's PEG ratio is 0.23.
| PE Ratio | 24.12 |
| Forward PE | 12.25 |
| PS Ratio | 3.63 |
| Forward PS | 2.5 |
| PB Ratio | 3.93 |
| P/FCF Ratio | 5.75 |
| PEG Ratio | 0.23 |
Enterprise Valuation
Credit Acceptance Corporation has an Enterprise Value (EV) of 11.97B.
| EV / Earnings | 41.83 |
| EV / Sales | 6.29 |
| EV / EBITDA | 32.01 |
| EV / EBIT | 27.19 |
| EV / FCF | 9.98 |
Financial Position
The company has a current ratio of 0.03, with a Debt / Equity ratio of 2.85.
| Current Ratio | 0.03 |
| Quick Ratio | 0.03 |
| Debt / Equity | 2.85 |
| Total Debt / Capitalization | 74.01 |
| Cash Flow / Debt | 0.24 |
| Interest Coverage | 0 |
Financial Efficiency
Return on equity (ROE) is 0.16% and return on capital (ROIC) is 5.02%.
| Return on Equity (ROE) | 0.16% |
| Return on Assets (ROA) | 0.04% |
| Return on Capital (ROIC) | 5.02% |
| Revenue Per Employee | 852.11K |
| Profits Per Employee | 128.18K |
| Employee Count | 2.23K |
| Asset Turnover | 0.25 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 81.50M |
| Effective Tax Rate | 0.22 |
Stock Price Statistics
The stock price has increased by -4.85% in the last 52 weeks. The beta is 1.43, so Credit Acceptance Corporation's price volatility has been higher than the market average.
| Beta | 1.43 |
| 52-Week Price Change | -4.85% |
| 50-Day Moving Average | 462.63 |
| 200-Day Moving Average | 495.8 |
| Relative Strength Index (RSI) | 64.21 |
| Average Volume (20 Days) | 64.92K |
Income Statement
In the last 12 months, Credit Acceptance Corporation had revenue of $1.90B and earned $286.10M in profits. Earnings per share was $22.09.
| Revenue | 1.90B |
| Gross Profit | 1.28B |
| Operating Income | 440.10M |
| Net Income | 286.10M |
| EBITDA | 373.90M |
| EBIT | 440.10M |
| Earnings Per Share (EPS) | 22.09 |
Balance Sheet
The company has $13.20M in cash and $5.07B in debt, giving a net cash position of -$5.05B.
| Cash & Cash Equivalents | 13.20M |
| Total Debt | 5.07B |
| Net Cash | -5.05B |
| Retained Earnings | 1.48B |
| Total Assets | 8.68B |
| Working Capital | 8.17B |
Cash Flow
In the last 12 months, operating cash flow was $1.20B and capital expenditures -$4.00M, giving a free cash flow of $1.20B.
| Operating Cash Flow | 1.20B |
| Capital Expenditures | -4.00M |
| Free Cash Flow | 1.20B |
| FCF Per Share | 92.62 |
Margins
Gross margin is 67.54%, with operating and profit margins of 23.14% and 15.04%.
| Gross Margin | 67.54% |
| Operating Margin | 23.14% |
| Pretax Margin | 19.33% |
| Profit Margin | 15.04% |
| EBITDA Margin | 19.66% |
| EBIT Margin | 23.14% |
| FCF Margin | 63.08% |
Dividends & Yields
CACC does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 4.54% |
| FCF Yield | 20.34% |
Analyst Forecast
The average price target for CACC is $380, which is -22% lower than the current price. The consensus rating is "Sell".
| Price Target | $380 |
| Price Target Difference | -22% |
| Analyst Consensus | Sell |
| Analyst Count | 1 |
Stock Splits
The last stock split was on Dec 21, 1994. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 21, 1994 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 2.33 |
| Piotroski F-Score | 6 |