Credit Acceptance Corpora... (CACC)

AI Score

Unlock

444.60

-27.59 (-5.84%)

At close: Apr 21, 2025, 3:59 PM

457.90

2.99%

Pre-market: Apr 22, 2025, 04:30 AM EDT

Credit Acceptance Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	557.7M	543.6M	538.2M	508M	491.6M	473.2M	460.8M	438.5M	433.1M	437M	455.8M	437.9M	444.9M	457.5M	461.2M	450.8M	433M	426.3M	392.4M	388.9M	368.9M	378.6M	370.5M	353.8M	326.2M	330.1M	314M	294.9M	272.5M	269.7M	262.3M	248.1M	243M	234.6M	226.1M	213.6M
Cost of Revenue	206.6M	207M	6.9M	7.1M	161.5M	153.7M	152.7M	149.5M	127.1M	121.6M	116.5M	109.8M	115.3M	113M	90.7M	93.1M	100.3M	93.4M	106.3M	96.9M	107.4M	98.3M	97.1M	93.7M	93.3M	82.2M	78.4M	77M	75.5M	64.2M	62.6M	63.1M	63.1M	57.5M	54.4M	54.8M
Gross Profit	351.1M	336.6M	531.3M	500.9M	330.1M	319.5M	308.1M	289M	306M	315.4M	339.3M	328.1M	329.6M	344.5M	370.5M	357.7M	332.7M	332.9M	286.1M	292M	261.5M	280.3M	273.4M	260.1M	232.9M	247.9M	235.6M	217.9M	197M	205.5M	199.7M	185M	179.9M	177.1M	171.7M	158.8M
Operating Income	183.7M	99.8M	393.5M	364.9M	116.4M	96.5M	27.9M	120.4M	156.7M	115.9M	154.1M	277.9M	284.7M	332.2M	379.7M	264.3M	216.1M	318.4M	127.8M	-105.4M	217M	219.1M	215.3M	353.8M	201M	198.4M	198M	157.7M	122.4M	160.1M	157.1M	144.2M	141.6M	136.5M	134.7M	118.4M
Interest Income	7.6M	6.4M	6.4M	5.8M	5.4M	5.3M	4.9M	4.1M	3.7M	1.9M	700K	300K	300K	200K	400K	300K	300K	400K	500K	1.7M	1.8M	2M	2.4M	2.3M	n/a	1.4M	1.4M	700K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Pretax Income	191.9M	106.5M	-55.3M	86.4M	116.4M	96.5M	27.9M	126.8M	163M	122.1M	142.1M	284.5M	284.7M	332.2M	379.7M	264.3M	216.1M	318.4M	127.8M	-112.8M	215.2M	219.1M	215.3M	206.3M	201M	198.4M	198M	157.7M	122.4M	160.1M	157.1M	144.2M	141.6M	136.5M	134.7M	118.4M
Net Income	151.9M	78.8M	-47.1M	64.3M	93.6M	70.8M	22.2M	99.5M	127.3M	86.8M	107.4M	214.3M	217.6M	250M	288.6M	202.1M	166.3M	242.1M	96.4M	-83.8M	161.9M	165.4M	164.4M	164.4M	151.9M	151M	151M	120.1M	177.1M	100.7M	99.1M	93.3M	87.6M	85.9M	84.9M	74.4M
Selling & General & Admin	44M	52.1M	48.6M	47.6M	48.2M	43.8M	46.8M	40.1M	38.6M	36.3M	51.3M	38.1M	37.3M	33.2M	31.8M	63.3M	38.4M	33.8M	32.8M	34.1M	34.3M	33.8M	34.5M	32.7M	30.8M	30.4M	29.9M	32.3M	28.1M	28.4M	28.4M	29M	24.1M	23.2M	24.5M	25.8M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	123.4M	184.7M	500K	-136M	66.1M	66.7M	70.2M	140M	116.8M	169.9M	900K	14.4M	18.3M	12.6M	10.5M	200K	14.4M	200K	13.9M	200K	17M	100K	100K	48.7M	16.6M	1.9M	1.4M	700K	14.8M	14.2M	13.7M	14.7M	13.2M	12M	12.4M	14.3M
Operating Expenses	167.4M	336.6M	369.2M	136M	114.3M	110.5M	280.2M	180.1M	155.4M	206.2M	198.8M	52.5M	44.9M	12.3M	-9.2M	93.4M	116.6M	14.5M	158.3M	397.4M	44.5M	61.2M	58.1M	53.3M	31.9M	49.5M	37.6M	60.2M	74.6M	45.4M	42.6M	40.8M	38.3M	40.6M	37M	40.4M
Interest Expense	n/a	n/a	n/a	n/a	78.8M	70.5M	62.8M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	48.2M	51.9M	51M	50.4M	49.8M	45M	42.3M	41.1M	38.7M	34.5M	32.2M	30.5M	29.9M	27.6M	26.2M	25.1M	24.3M	22.1M
Selling & Marketing Expenses	22M	23.1M	25.4M	23.9M	20.8M	22.5M	26.3M	22.1M	17.7M	19.7M	19M	19.2M	16.9M	16.3M	14.9M	17.2M	15.6M	16.6M	18.2M	19.1M	17.1M	16.6M	17.7M	18.8M	16.4M	16.3M	17.2M	17.8M	14.7M	14.2M	14.4M	15.1M	11.6M	12.2M	11.9M	13.7M
Cost & Expenses	374M	443.8M	465.3M	329.1M	375.2M	382.1M	432.9M	311.7M	270.1M	314.9M	315.3M	153.4M	160.2M	125.3M	81.5M	186.5M	216.9M	107.9M	264.6M	494.3M	151.9M	159.5M	155.2M	147M	125.2M	131.7M	116M	137.2M	150.1M	109.6M	105.2M	103.9M	101.4M	98.1M	91.4M	95.2M
Income Tax Expense	40M	27.7M	-8.2M	22.1M	22.8M	25.7M	5.7M	27.3M	35.7M	35.3M	34.7M	70.2M	67.1M	82.2M	91.1M	62.2M	49.8M	76.3M	31.4M	-29M	53.3M	53.7M	50.9M	41.9M	49.1M	47.4M	47M	37.6M	-54.7M	59.4M	58M	50.9M	54M	50.6M	49.8M	44M
Shares Outstanding (Basic)	12.32M	12.27M	12.28M	12.48M	12.78M	12.93M	13.05M	13.06M	13.27M	13.29M	13.44M	14.27M	14.73M	15.8M	16.79M	17.06M	17.56M	17.84M	17.84M	18.18M	18.76M	18.94M	18.94M	18.96M	19.42M	19.47M	19.47M	19.44M	19.41M	19.41M	19.46M	19.72M	20.13M	20.38M	20.38M	20.44M
Shares Outstanding (Diluted)	12.47M	12.42M	12.28M	12.65M	12.84M	13.04M	13.1M	13.07M	13.29M	13.36M	13.52M	14.34M	14.9M	15.83M	16.79M	17.1M	17.63M	17.85M	17.85M	18.19M	18.83M	18.95M	18.95M	19M	19.5M	19.47M	19.47M	19.47M	19.47M	19.42M	19.46M	19.77M	20.21M	20.38M	20.38M	20.49M
EPS (Basic)	12.33	6.42	-3.83	5.15	7.33	5.47	1.70	7.62	9.59	6.53	7.99	14.94	14.77	15.83	17.19	11.85	9.47	13.57	5.40	-4.61	8.63	8.73	8.68	8.67	7.82	7.76	7.76	6.18	9.13	5.19	5.09	4.73	4.35	4.22	4.17	3.64
EPS (Diluted)	12.18	6.35	-3.83	5.08	7.29	5.43	1.69	7.61	9.58	6.49	7.94	14.94	14.60	15.79	17.18	11.82	9.43	13.56	5.40	-4.61	8.60	8.73	8.68	8.65	7.79	7.75	7.75	6.17	9.10	5.19	5.09	4.72	4.33	4.21	4.17	3.63
EBITDA	190.6M	106.7M	-31.6M	372M	203.7M	174.1M	29M	126.8M	163M	122.1M	147M	284.5M	290.7M	338.6M	385.7M	270.8M	221.5M	324.6M	132.9M	-99.9M	220.6M	225M	220.9M	208.6M	204.8M	203.4M	202.7M	161.9M	166.4M	164M	161.3M	148.3M	180.1M	140.4M	138.5M	122.2M
EBIT	183.7M	99.8M	-38.5M	80.1M	197M	167M	22.6M	122M	171.4M	119.6M	140.5M	284.2M	284.1M	331.8M	379.3M	263.8M	215.2M	317.8M	127.1M	-105.4M	214.8M	217M	212.8M	203.5M	199.2M	196.5M	196.6M	157M	162.2M	159.4M	156.6M	143.8M	176.3M	124.5M	122.3M	104.1M
Depreciation & Amortization	6.9M	6.9M	6.9M	7.1M	6.7M	7.1M	6.4M	6.4M	6.3M	6.2M	6.5M	6.6M	6.6M	6.8M	6.4M	6.5M	6.3M	6.2M	5.8M	5.5M	5.8M	5.9M	5.6M	5.1M	5.6M	5M	4.7M	4.2M	4.2M	3.9M	4.2M	4.1M	3.8M	3.9M	3.8M	3.8M