Cullen/Frost Bankers Inc. (CFR)
124.37
0.64 (0.52%)
At close: Mar 28, 2025, 3:59 PM
124.42
0.04%
After-hours: Mar 28, 2025, 05:31 PM EDT
Cullen/Frost Bankers Income Statement
| Year | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 | FY95 | FY94 | FY93 | FY92 | FY91 | FY90 | FY89 | FY88 | FY87 | FY86 | FY85 |
| Revenue | 2.39B | 1.94B | 220.38M | 1.37B | 1.44B | 1.37B | 1.31B | 1.2B | 1.13B | 1.07B | 1.01B | 923.37M | 893.65M | 871.78M | 845.49M | 1.41B | 821.35M | 786.97M | 709.91M | 621.64M | 556.55M | 529.12M | 514.74M | 509.11M | 493.63M | 454.1M | 406.7M | 306.5M | 273.6M | 240M | 213.1M | 204M | 178.5M | 166M | 160.6M | 157.5M | n/a | n/a | n/a | n/a |
| Cost of Revenue | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 577.72M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Gross Profit | 2.39B | 1.94B | 220.38M | 1.37B | 1.44B | 1.37B | 1.31B | 1.2B | 1.13B | 1.07B | 1.01B | 923.37M | 893.65M | 871.78M | 845.49M | 830.38M | 821.35M | 786.97M | 709.91M | 621.64M | 556.55M | 529.12M | 514.74M | 509.11M | 493.63M | 454.1M | 406.7M | 306.5M | 273.6M | 240M | 213.1M | 204M | 178.5M | 166M | 160.6M | 157.5M | n/a | n/a | n/a | n/a |
| Operating Income | -1.56B | 712.37M | 1.01B | 489.54M | 351.32M | 499.47M | 601.99M | 481M | 353.49M | 371.3M | 386.74M | 348.16M | 369.11M | 360.72M | 352.68M | 349.03M | 438.5M | 559.97M | 500.2M | 362.95M | 141.32M | 130.5M | 122.23M | 264.24M | 355.81M | 299.2M | 277.7M | 226.2M | 197.2M | 175.1M | 126.8M | 108.2M | 105.6M | 123.5M | 154.9M | 195.3M | 2.4M | 2M | -6.6M | 10.3M |
| Interest Income | 2.39B | 2.22B | 1.29B | 984.87M | 976M | 1B | 957.89M | 866.42M | 788.41M | 736.63M | 686.93M | 620.55M | 604.86M | 581.78M | 563.46M | 1.11B | 675.65M | 768.85M | 683.96M | 509.83M | 393.54M | 368.95M | 389.9M | 460.98M | 512.33M | 447.6M | 428.1M | 324.7M | 290.5M | 256.1M | 205.5M | 189.6M | 190M | 231.2M | 272.9M | 299.4M | n/a | n/a | n/a | n/a |
| Pretax Income | 695.97M | 712.37M | 668.83M | 489.54M | 351.32M | 499.47M | 508.68M | 408.36M | 341.41M | 319.8M | 336.02M | 290.88M | 308.48M | 286.24M | 266.34M | 232.75M | 296.88M | 309.86M | 285.41M | 244.39M | 209.02M | 192.54M | 180.05M | 116.47M | 166.25M | 148.6M | 117.6M | 98.7M | 85.8M | 71.3M | 57.6M | 38M | 25.8M | 800K | -8M | 2.9M | n/a | n/a | n/a | n/a |
| Net Income | 582.54M | 597.97M | 579.15M | 443.08M | 331.15M | 443.6M | 454.92M | 364.15M | 304.26M | 279.33M | 277.98M | 237.87M | 237.95M | 217.53M | 208.76M | 179.03M | 207.25M | 212.07M | 193.59M | 165.42M | 141.32M | 130.5M | 116.99M | 80.92M | 108.82M | 97.6M | 75.6M | 63.5M | 55M | 46.3M | 37.4M | 47.1M | 24.1M | 200K | -8.2M | 2.7M | 2.4M | 2M | -6.6M | 10.3M |
| Selling & General & Admin | 832.51M | 788.22M | 596.31M | 489.76M | 473.51M | 471.38M | 444.03M | 431.77M | 451.96M | 394.77M | 365.73M | 347.78M | 327.47M | 317.68M | 312.39M | 311.68M | 273.16M | 257.08M | 237.01M | 207.64M | 207.83M | 184.94M | 173.84M | 180.26M | 167.81M | 152.6M | 132.7M | 98.6M | 87.1M | 69.1M | 62.9M | 65.7M | 55.9M | 53.2M | 52.2M | 51.9M | n/a | n/a | n/a | n/a |
| Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Other Expenses | 1.23B | 1.2B | -210.31M | -1.37B | -1.56B | -1.34B | -1.2B | -1.15B | -1.22B | -1.09B | -986.08M | -923M | -852.02M | -828.74M | -805.2M | -793.03M | -656M | -484.07M | -446.72M | -466.33M | -623.06M | -583.56M | -566.35M | -425.13M | -305.62M | -307.5M | -261.7M | -178.9M | -163.5M | -134M | -149.2M | -161.5M | -128.8M | -95.7M | -57.9M | -14.1M | 2.4M | 2M | -6.6M | 10.3M |
| Operating Expenses | 2.06B | 1.99B | 88.61M | -882.06M | -1.09B | -868.44M | -707.19M | -721.89M | -772.56M | -694.06M | -620.34M | -575.22M | -524.54M | -511.06M | -492.81M | -481.35M | -382.84M | -227M | -209.71M | -258.7M | -415.22M | -398.62M | -392.51M | -244.87M | -137.81M | -154.9M | -129M | -80.3M | -76.4M | -64.9M | -86.3M | -95.8M | -72.9M | -42.5M | -5.7M | 37.8M | 2.4M | 2M | -6.6M | 10.3M |
| Interest Expense | 786.02M | 659.05M | 184.44M | 23.9M | 45.03M | 129.78M | 93.31M | 26.52M | 12.08M | 12.86M | 14.54M | 21.95M | 26.75M | 41.24M | 53.88M | 86.36M | 141.63M | 250.11M | 214.8M | 118.56M | 62.11M | 55.19M | 75.86M | 144.76M | 189.57M | 150.6M | 160.1M | 127.5M | 111.4M | 103.8M | 69.2M | 61.8M | 73.3M | 122.7M | 162.9M | 192.4M | n/a | n/a | n/a | n/a |
| Selling & Marketing Expenses | 51.4M | 48.61M | 39.99M | 34.54M | 34.39M | 38M | 32.51M | 29.34M | 27.68M | 28.86M | 29M | 26.23M | 23.77M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 9.62M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Cost & Expenses | 2.06B | 1.99B | 88.61M | -882.06M | -1.09B | -868.44M | -707.19M | -721.89M | -772.56M | -694.06M | -620.34M | -575.22M | -524.54M | -511.06M | -492.81M | 577.72M | -382.84M | -227M | -209.71M | -258.7M | -415.22M | -398.62M | -392.51M | -244.87M | -137.81M | -154.9M | -129M | -80.3M | -76.4M | -64.9M | -86.3M | -95.8M | -72.9M | -42.5M | -5.7M | 37.8M | 2.4M | 2M | -6.6M | 10.3M |
| Income Tax | 113.42M | 114.4M | 89.68M | 46.46M | 20.17M | 55.87M | 53.76M | 44.21M | 37.15M | 40.47M | 58.05M | 53.02M | 70.52M | 68.7M | 57.58M | 53.72M | 89.62M | 97.79M | 91.82M | 78.97M | 67.69M | 62.04M | 57.82M | 38.56M | 57.43M | 51M | 42M | 35.2M | 30.8M | 25M | 20.2M | -700K | 8.2M | 600K | 200K | 200K | -2.4M | -2M | 6.6M | -10.3M |
| Shares Outstanding (Basic) | 65.41M | 65.63M | 64.16M | 63.61M | 62.73M | 62.74M | 63.7M | 63.69M | 62.38M | 62.76M | 62.07M | 60.35M | 61.3M | 61.1M | 60.41M | 59.46M | 58.85M | 58.91M | 55.47M | 52.52M | 51.58M | 51.38M | 51.09M | 51.54M | 52.07M | 53.33M | 53.24M | 52.9M | 52.86M | 45.39M | 44.92M | 44.2M | 42.28M | 38M | 37.27M | 38.57M | 34.29M | 33.33M | 31.43M | 31.21M |
| Shares Outstanding (Diluted) | 64.09M | 64.4M | 64.52M | 64.1M | 63M | 63.44M | 64.69M | 64.66M | 62.97M | 63.47M | 62.97M | 61.12M | 61.64M | 61.28M | 60.59M | 59.51M | 59.17M | 59.74M | 56.61M | 53.88M | 53.13M | 52.62M | 52.63M | 53.43M | 53.6M | 54.83M | 54.78M | 54.48M | 54.22M | 45.62M | 44.92M | 44.2M | 42.28M | 38M | 37.27M | 38.57M | 34.29M | 33.33M | 31.43M | 31.21M |
| EPS (Basic) | 9.10 | 8.91 | 8.84 | 6.79 | 5.11 | 6.88 | 7.14 | 5.56 | 4.73 | 4.31 | 4.32 | 3.82 | 3.87 | 3.55 | 3.44 | 3.00 | 3.51 | 3.60 | 3.49 | 3.15 | 2.74 | 2.54 | 2.29 | 1.57 | 2.09 | 1.83 | 1.42 | 1.38 | 1.19 | 1.02 | 0.83 | 1.95 | 0.57 | 0.01 | -0.22 | 0.07 | 0.07 | 0.06 | -0.21 | 0.33 |
| EPS (Diluted) | 9.29 | 9.08 | 8.79 | 6.74 | 5.09 | 6.81 | 7.03 | 5.51 | 4.70 | 4.28 | 4.29 | 3.80 | 3.86 | 3.54 | 3.44 | 3.00 | 3.50 | 3.55 | 3.42 | 3.07 | 2.66 | 2.48 | 2.29 | 1.57 | 2.03 | 1.78 | 1.38 | 1.34 | 1.16 | 1.01 | 0.83 | 1.93 | 0.57 | 0.01 | -0.22 | 0.07 | 0.07 | 0.06 | -0.21 | 0.33 |
| EBITDA | n/a | n/a | 740.17M | 558.83M | 415.69M | 553.56M | 558.85M | 456.18M | 389.59M | 361.94M | 375.89M | 329.35M | 346.25M | 323.86M | 303.93M | 298.5M | 354.25M | 369.14M | 339.12M | 293.73M | 252.06M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 2.4M | 2M | -6.6M | 10.3M |
| Depreciation & Amortization | 82.82M | n/a | 91.17M | 88.61M | 83.59M | 69.77M | 38.62M | 38M | 38.43M | 3.33M | 3.52M | 3.14M | 3.9M | 4.39M | 5.13M | 6.54M | 33.57M | 31.36M | 25.17M | 26.34M | 25.86M | 27.75M | 31.49M | 38.33M | 35.51M | 37.4M | 29.1M | 13.9M | 25.3M | 21M | 5.6M | 11.2M | 8.8M | 7.5M | 8.2M | 7M | n/a | n/a | n/a | n/a |