Cullen/Frost Bankers Inc. (CFR)

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Our AI model analyzes fundamental, technical, and statistical indicators to predict the probability of a bullish trend over the next three months.

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Bullish Probability	Sentiment	Score
+80%	Strong Buy	10
+75%	Buy	9
+70%	Buy	8
+60%	Buy	7
+50%	Hold	6
+45%	Hold	5
+40%	Hold	4
+35%	Sell	3
+30%	Sell	2
+20%	Strong Sell	1

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137.80

0.07%

After-hours Dec 13, 2024, 04:15 PM EST

Balance Sheet (Annual)

Get detailed breakdowns of the balance-sheet with total debts, total investments, and much more.

Boring Mode

Year	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11	FY10	FY09	FY08	FY07	FY06	FY05	FY04	FY03	FY02	FY01	FY00	FY99	FY98	FY97	FY96	FY95	FY94	FY93	FY92	FY91	FY90	FY89
Cash & Equivalents	617.57M	11.82B	16.54B	10.29B	3.43B	3.32B	4.89B	4.12B	3.52B	4.33B	4.53B	3.44B	2.89B	2.76B	1.72B	1.15B	842.44M	709.36M	879.45M	549.11M	1.07B	1.34B	1.00B	824.03M	767.10M	787.80M	794.20M	924.90M	633.90M	533.40M	585.10M	579.10M	405.10M	591.10M	721.30M
Short-Term Investments	16.58B	18.24B	13.92B	10.44B	11.27B	11.39B	10.49B	10.20B	9.21B	8.46B	5.90B	6.20B	7.79B	5.16B	4.88B	3.55B	3.41B	3.33B	-	2.96B	2.94B	2.42B	-	-	-	-	-	-	-	-	-	-	-	-	-
Long-Term Investments	-	20.91B	15.70B	12.41B	13.32B	12.52B	11.94B	12.47B	11.89B	11.40B	9.05B	9.19B	8.17B	5.46B	4.91B	3.58B	3.43B	3.35B	3.08B	2.98B	2.97B	2.46B	2.16B	1.67B	1.63B	2.09B	1.49B	1.48B	1.54B	1.59B	1.61B	1.41B	1.44B	1.24B	1.26B
Other Long-Term Assets	-	-20.91B	-17.41B	-14.11B	-14.99B	-399.00K	375.64M	380.12M	23.97B	23.00B	19.02B	-859.59M	-	-	-	550.83M	558.37M	562.60M	183.89M	116.52M	114.87M	119.17M	124.15M	-1.82B	-1.77B	-2.23B	-1.60B	-1.58B	-1.63B	-1.68B	-1.70B	-1.50B	-1.52B	-1.31B	-1.33B
Receivables	-	-	-	-	-	457.72M	400.87M	396.65M	341.19M	341.48M	284.54M	292.35M	363.68M	360.36M	420.94M	547.89M	290.21M	257.98M	276.40M	199.37M	165.78M	304.69M	363.54M	331.53M	313.30M	259.80M	233.50M	169.60M	155.00M	125.40M	-	96.10M	123.00M	133.70M	126.30M
Inventory	-	-12.30B	-16.79B	-10.50B	-4.00B	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other Current Assets	-	-	-	-	-	3.40B	2.84B	1.82B	2.39B	2.63B	3.69B	3.14B	8.04B	8.18B	8.37B	8.94B	8.15B	8.12B	7.14B	5.94B	5.18B	5.16B	6.73B	-	-	-	-	-	-	-	-	-	-	-	-
Total Current Assets	17.20B	20.01B	31.08B	21.31B	15.14B	18.56B	18.62B	16.54B	15.46B	15.77B	14.41B	13.07B	11.29B	11.30B	10.51B	10.64B	9.28B	9.09B	8.30B	6.69B	6.42B	6.80B	8.10B	1.16B	1.08B	1.05B	1.03B	1.09B	788.90M	658.80M	585.10M	675.20M	528.10M	724.80M	847.60M
Property-Plant & Equipment	1.19B	1.10B	1.05B	1.05B	1.01B	552.33M	520.96M	525.82M	559.12M	442.89M	313.33M	315.93M	319.04M	316.91M	324.10M	267.02M	219.62M	219.53M	182.36M	170.03M	168.61M	169.93M	148.87M	149.89M	143.00M	137.30M	109.70M	101.60M	89.50M	88.70M	86.70M	82.40M	80.50M	70.40M	71.90M
Goodwill & Intangibles	-	655.00M	656.00M	657.00M	657.00M	659.00M	660.02M	661.73M	663.47M	666.08M	542.99M	543.66M	538.68M	542.02M	547.14M	550.83M	558.37M	562.60M	183.89M	116.52M	114.87M	119.17M	124.15M	-	-	-	-	-	-	-	-	-	-	-	-
Total Long-Term Assets	1.19B	1.76B	17.41B	14.11B	14.99B	13.73B	13.12B	13.66B	13.11B	12.51B	9.91B	10.05B	9.03B	6.32B	5.78B	4.39B	4.21B	4.13B	3.44B	3.27B	3.25B	2.75B	273.02M	1.82B	1.77B	2.23B	1.60B	1.58B	1.63B	1.68B	1.70B	1.50B	1.52B	1.31B	1.33B
Total Assets	50.85B	52.89B	48.90B	40.96B	33.31B	32.29B	31.75B	30.20B	28.57B	28.28B	24.31B	23.12B	20.32B	17.62B	16.29B	15.03B	13.49B	13.22B	11.74B	9.95B	9.67B	9.55B	8.37B	7.66B	7.00B	6.87B	5.23B	4.89B	4.20B	3.79B	3.64B	3.15B	3.08B	3.25B	3.50B
Account Payables	-	866.26M	754.33M	730.16M	545.69M	172.35M	195.07M	169.11M	202.54M	250.21M	218.03M	424.44M	331.02M	226.64M	205.61M	295.74M	144.86M	166.57M	456.86M	140.69M	155.61M	121.64M	120.50M	125.98M	101.56M	107.20M	114.40M	92.70M	101.60M	40.10M	49.60M	39.60M	34.00M	46.80M	39.80M
Deferred Revenue	-	-3.88B	-2.04B	-1.42B	-1.18B	-1.20B	-952.76M	-807.88M	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Short-Term Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5.50M
Other Current Liabilities	-	3.01B	1.29B	689.02M	632.19M	1.02B	757.69M	638.78M	-202.54M	-250.21M	-218.03M	-424.44M	-331.02M	-226.64M	-205.61M	-295.74M	-144.86M	-166.57M	-456.86M	-140.69M	-155.61M	-121.64M	-120.50M	-125.98M	6.29B	-107.20M	4.61B	-92.70M	-101.60M	-40.10M	-49.60M	-39.60M	-34.00M	-46.80M	-45.30M
Total Current Liabilities	-	866.26M	754.33M	730.16M	545.69M	172.35M	195.07M	169.11M	202.54M	250.21M	218.03M	424.44M	331.02M	226.64M	462.17M	295.74M	144.86M	166.57M	456.86M	140.69M	155.61M	161.04M	7.52B	6.99B	6.39B	6.26B	4.72B	4.51B	101.60M	3.50B	49.60M	39.60M	34.00M	46.80M	45.30M
Long-Term Debt	222.62M	222.40M	222.19M	235.38M	235.16M	234.95M	234.74M	236.12M	235.94M	237.12M	223.71M	223.72M	223.74M	373.76M	136.08M	-	400.32M	428.64M	415.42M	377.68M	255.84M	248.12M	250.78M	98.57M	98.50M	98.50M	98.40M	-	-	-	-	13.40M	14.70M	16.30M	17.50M
Other Long-Term Liabilities	46.91B	49.53B	46.22B	37.86B	29.88B	28.69B	28.22B	26.96B	25.44B	25.19B	21.58B	-223.72M	-223.74M	-373.76M	-136.08M	-	-400.32M	-428.64M	-415.42M	-377.68M	-255.84M	-248.12M	-250.78M	-98.57M	-98.50M	-98.50M	-98.40M	-	-	-	-	-13.40M	-14.70M	-16.30M	-17.50M
Total Long-Term Liabilities	47.13B	866.26M	222.19M	235.38M	235.16M	234.95M	234.74M	236.12M	237.12M	237.12M	223.71M	223.72M	223.74M	373.76M	136.08M	392.66M	400.32M	428.64M	415.42M	377.68M	255.84M	248.12M	251.00M	99.00M	99.00M	98.00M	98.00M	-	-	-	-	13.40M	14.70M	16.30M	17.50M
Total Liabilities	47.13B	49.76B	44.46B	36.67B	29.40B	28.92B	28.45B	27.19B	25.68B	25.43B	21.80B	20.71B	18.03B	15.56B	14.39B	13.27B	12.01B	11.85B	10.76B	9.13B	8.90B	8.85B	7.77B	7.09B	6.49B	6.36B	4.72B	4.51B	3.86B	3.50B	3.37B	2.94B	2.90B	3.08B	3.33B
Total Debt	222.62M	222.40M	222.19M	235.38M	235.16M	234.95M	234.74M	236.12M	237.12M	237.12M	223.71M	223.72M	223.74M	373.76M	392.65M	392.66M	400.32M	428.64M	415.42M	377.68M	255.84M	248.12M	250.78M	98.57M	98.50M	98.50M	231.00M	174.00M	111.00M	370.00M	-	13.40M	14.70M	16.30M	23.00M
Common Stock	644.00K	643.00K	642.00K	642.00K	642.00K	642.00K	642.00K	637.00K	637.00K	637.00K	617.00K	615.00K	613.00K	611.00K	602.00K	602.00K	602.00K	598.00K	550.00K	536.00K	536.00K	536.00K	536.00K	536.00K	500.00K	-	-	-	-	-	-	-	-	-	-
Retained Earnings	3.66B	3.31B	2.96B	2.75B	2.67B	2.44B	2.19B	1.99B	1.85B	1.71B	1.58B	1.48B	1.35B	1.25B	1.15B	1.08B	992.14M	883.06M	776.19M	697.87M	625.40M	547.47M	478.43M	448.01M	382.20M	321.80M	233.40M	195.50M	158.60M	126.00M	96.00M	52.00M	63.90M	63.70M	71.80M
Comprehensive Income	-1.12B	-1.35B	347.32M	512.97M	267.37M	-63.60M	79.51M	-24.62M	113.86M	141.81M	140.43M	238.05M	247.73M	154.25M	154.21M	137.29M	-7.38M	-54.89M	-56.62M	-16.35M	4.29M	32.55M	-14.01M	-4.02M	-39.10M	7.70M	8.70M	7.60M	8.50M	-	-	-	-	-	-
Shareholders Equity	3.72B	3.14B	4.44B	4.29B	3.91B	3.37B	3.30B	3.00B	2.89B	2.85B	2.51B	2.42B	2.28B	2.06B	1.89B	1.76B	1.48B	1.38B	982.24M	822.39M	770.00M	703.79M	594.92M	573.03M	509.30M	512.90M	408.40M	378.90M	341.50M	295.40M	273.50M	206.10M	176.20M	173.40M	179.30M
Total Investments	16.58B	39.15B	29.62B	22.85B	24.59B	23.90B	22.43B	22.67B	21.09B	19.86B	14.95B	15.39B	15.96B	10.61B	9.79B	7.13B	6.83B	6.68B	3.08B	5.94B	5.91B	4.88B	2.16B	1.67B	1.63B	2.09B	1.49B	1.48B	1.54B	1.59B	1.61B	1.41B	1.44B	1.24B	1.26B