Cullen/Frost Bankers Inc. (CFR)
Cullen/Frost Bankers Statistics
Share Statistics
Cullen/Frost Bankers has 64.28M shares outstanding. The number of shares has increased by -0.13% in one year.
| Shares Outstanding | 64.28M |
| Shares Change (YoY) | -0.13% |
| Shares Change (QoQ) | 0.17% |
| Owned by Institutions (%) | 84.73% |
| Shares Floating | 59.56M |
| Failed to Deliver (FTD) Shares | 40 |
| FTD / Avg. Volume | 0.01% |
Short Selling Information
The latest short interest is 2.76M, so 4.3% of the outstanding shares have been sold short.
| Short Interest | 2.76M |
| Short % of Shares Out | 4.3% |
| Short % of Float | 4.64% |
| Short Ratio (days to cover) | 7.55 |
Valuation Ratios
The PE ratio is 15.07 and the forward PE ratio is 16.38. Cullen/Frost Bankers's PEG ratio is 7.07.
| PE Ratio | 15.07 |
| Forward PE | 16.38 |
| PS Ratio | 3.67 |
| Forward PS | 3.3 |
| PB Ratio | 2.25 |
| P/FCF Ratio | 8.87 |
| PEG Ratio | 7.07 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Cullen/Frost Bankers Inc..
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.06.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.06 |
| Total Debt / Capitalization | 5.41 |
| Cash Flow / Debt | 4.44 |
| Interest Coverage | -1.99 |
Financial Efficiency
Return on equity (ROE) is 0.15% and return on capital (ROIC) is -31.78%.
| Return on Equity (ROE) | 0.15% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | -31.78% |
| Revenue Per Employee | $408,376.67 |
| Profits Per Employee | $99,511.79 |
| Employee Count | 5,854 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 113.42M |
| Effective Tax Rate | 0.16 |
Stock Price Statistics
The stock price has increased by 9.93% in the last 52 weeks. The beta is 0.96, so Cullen/Frost Bankers's price volatility has been higher than the market average.
| Beta | 0.96 |
| 52-Week Price Change | 9.93% |
| 50-Day Moving Average | 134.66 |
| 200-Day Moving Average | 122.95 |
| Relative Strength Index (RSI) | 39.5 |
| Average Volume (20 Days) | 467.95K |
Income Statement
In the last 12 months, Cullen/Frost Bankers had revenue of 2.39B and earned 582.54M in profits. Earnings per share was 9.1.
| Revenue | 2.39B |
| Gross Profit | 2.39B |
| Operating Income | -1.56B |
| Net Income | 582.54M |
| EBITDA | 0 |
| EBIT | -1.56B |
| Earnings Per Share (EPS) | 9.1 |
Balance Sheet
The company has 722.91M in cash and 222.83M in debt, giving a net cash position of 500.07M.
| Cash & Cash Equivalents | 722.91M |
| Total Debt | 222.83M |
| Net Cash | 500.07M |
| Retained Earnings | 3.95B |
| Total Assets | 52.52B |
| Working Capital | 25.26B |
Cash Flow
In the last 12 months, operating cash flow was 989.53M and capital expenditures 0, giving a free cash flow of 989.53M.
| Operating Cash Flow | 989.53M |
| Capital Expenditures | 0 |
| Free Cash Flow | 989.53M |
| FCF Per Share | 15.13 |
Margins
Gross margin is 100%, with operating and profit margins of -65.46% and 24.37%.
| Gross Margin | 100% |
| Operating Margin | -65.46% |
| Pretax Margin | 29.11% |
| Profit Margin | 24.37% |
| EBITDA Margin | n/a |
| EBIT Margin | -65.46% |
| FCF Margin | 41.39% |
Dividends & Yields
CFR pays an annual dividend of $4.69, which amounts to a dividend yield of 2.75%.
| Dividend Per Share | $4.69 |
| Dividend Yield | 2.75% |
| Dividend Growth (YoY) | 3.26% |
| Payout Ratio | 52.87% |
| Earnings Yield | 7.35% |
| FCF Yield | 12.44% |
Analyst Forecast
The average price target for CFR is $133, which is 7.5% higher than the current price. The consensus rating is "Hold".
| Price Target | $133 |
| Price Target Difference | 7.5% |
| Analyst Consensus | Hold |
| Analyst Count | 12 |
Stock Splits
The last stock split was on Jun 23, 1999. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 23, 1999 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.84 |
| Piotroski F-Score | 5 |