Cullen/Frost Bankers Inc. (CFR)

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110.64

-0.96 (-0.86%)

At close: Apr 21, 2025, 3:59 PM

109.74

-0.82%

After-hours: Apr 21, 2025, 05:30 PM EDT

Cullen/Frost Bankers Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	536.34M	498.65M	706.02M	501.43M	501.9M	561.11M	488.79M	505.08M	504.14M	47.04M	79.53M	350.46M	349.76M	339.31M	348.4M	334.12M	333.58M	327.02M	323.41M	457.44M	346.35M	342.23M	336.07M	343.25M	336.33M	329.32M	322.34M	321.19M	313.99M	300.83M	295.87M	292.21M	295.04M	276.62M	268.52M	285.87M
Cost of Revenue	n/a	n/a	-88.38M	-84.07M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	536.34M	498.65M	794.4M	585.5M	501.9M	561.11M	488.79M	505.08M	504.14M	47.04M	79.53M	350.46M	349.76M	339.31M	348.4M	334.12M	333.58M	327.02M	323.41M	457.44M	346.35M	342.23M	336.07M	343.25M	336.33M	329.32M	322.34M	321.19M	313.99M	300.83M	295.87M	292.21M	295.04M	276.62M	268.52M	285.87M
Operating Income	n/a	175.24M	183.53M	161.56M	120.7M	186.98M	193.85M	346.21M	480.5M	271.69M	182.08M	27.65M	117.35M	144.75M	139.03M	129.64M	119.97M	128.37M	100.94M	79.53M	158.79M	171.84M	173.81M	177.73M	177.25M	160.06M	145.86M	142.96M	131.58M	111.4M	103.88M	99.63M	95.51M	94.05M	82.83M	92.34M
Interest Income	600.69M	608.16M	596.28M	585.5M	579.08M	106M	385.27M	399.82M	398.46M	408.33M	306.6M	256.26M	240.71M	246.12M	263.03M	246.61M	242.25M	243.42M	254.99M	265.98M	148.27M	253.01M	253.43M	246.47M	249.21M	268.72M	257.95M	229.75M	223.91M	227.59M	219.27M	211.79M	204.87M	197.49M	193.45M	189.72M
Pretax Income	184.01M	175.24M	175.15M	161.56M	120.7M	186.98M	193.85M	210.84M	219.84M	197.47M	139.79M	111.73M	111.17M	121.31M	133.15M	123.91M	96.92M	104.57M	91.76M	58.08M	117.19M	125.37M	126.46M	130.45M	132.86M	133M	125.18M	117.64M	109.61M	103.02M	99.39M	96.34M	92.25M	91.07M	79.89M	78.21M
Net Income	154.85M	146.5M	145.5M	135.69M	102.55M	155.65M	162.12M	177.65M	191.17M	169.76M	119.11M	99.1M	101.02M	107.97M	118.07M	116.02M	88.27M	95.06M	93.07M	54.75M	103.68M	111.84M	111.59M	116.5M	119.25M	117.84M	111.34M	106.48M	100.52M	93.13M	85.55M	84.94M	83.72M	80.22M	71.48M	68.78M
Selling & General & Admin	252.46M	192.94M	188.42M	198.69M	281.4M	170.12M	166.19M	170.51M	162.64M	153.15M	141.34M	139.18M	128.07M	124.13M	118.64M	118.92M	123.4M	111.77M	112.01M	126.33M	121.98M	117.31M	113.29M	118.81M	112.16M	110.6M	107.72M	113.56M	110.98M	106.98M	104.76M	109.05M	146.87M	101.81M	100.02M	103.26M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	283.88M	325.1M	-68.6M	-75.47M	-662.6M	-374.13M	-461.13M	-329.38M	-63.14M	-50.12M	-50.44M	-461.99M	-58.2M	-318.68M	-328.02M	-323.4M	n/a	-310.43M	-334.48M	-504.23M	n/a	-287.7M	-275.55M	-284.33M	n/a	-279.86M	-284.19M	-291.79M	n/a	-296.41M	-296.75M	-301.64M	n/a	-284.38M	-285.7M	-296.79M
Operating Expenses	536.34M	518.04M	68.6M	75.47M	-381.2M	-374.13M	-294.94M	-158.87M	46.2M	21.68M	20.73M	-322.81M	-361.69M	-194.56M	-209.38M	-204.47M	-350.11M	-198.66M	-222.47M	-377.9M	-349.41M	-170.4M	-162.25M	-165.52M	-331.87M	-169.27M	-176.48M	-178.24M	-320.8M	-189.43M	-191.99M	-192.58M	-305.09M	-182.57M	-185.69M	-193.53M
Interest Expense	187.18M	203.83M	199.57M	195.45M	190.93M	175.69M	157.06M	135.38M	106.07M	52.78M	18.39M	7.19M	6.18M	6.11M	5.88M	5.73M	6.65M	7.74M	9.18M	21.46M	26.96M	33.27M	34.71M	34.85M	32M	27.05M	20.68M	13.58M	10.38M	8.38M	4.49M	3.28M	3.27M	2.98M	2.95M	2.88M
Selling & Marketing Expenses	51.4M	n/a	212.41M	n/a	48.61M	n/a	n/a	n/a	39.99M	n/a	n/a	n/a	34.54M	n/a	n/a	n/a	34.39M	n/a	n/a	n/a	38M	n/a	n/a	n/a	32.51M	n/a	n/a	n/a	29.34M	n/a	n/a	n/a	27.68M	n/a	n/a	n/a
Cost & Expenses	536.34M	518.04M	530.87M	339.87M	-381.2M	-374.13M	-294.94M	-158.87M	46.2M	21.68M	20.73M	-322.81M	-361.69M	-194.56M	-209.38M	-204.47M	-350.11M	-198.66M	-222.47M	-377.9M	-349.41M	-170.4M	-162.25M	-165.52M	-331.87M	-169.27M	-176.48M	-178.24M	-320.8M	-189.43M	-191.99M	-192.58M	-305.09M	-182.57M	-185.69M	-193.53M
Income Tax Expense	29.16M	28.74M	29.65M	25.87M	18.15M	31.33M	31.73M	33.19M	28.67M	27.71M	20.67M	12.63M	10.15M	13.33M	15.08M	7.9M	8.64M	9.52M	-1.31M	3.32M	13.51M	13.53M	14.87M	13.96M	13.61M	15.16M	13.84M	11.16M	9.08M	9.89M	13.84M	11.4M	8.53M	10.85M	8.41M	9.43M
Shares Outstanding (Basic)	65.41M	65.41M	64.19M	64.22M	64.14M	64.07M	64.24M	64.37M	64.3M	64.16M	64.11M	64.05M	63.88M	63.65M	63.61M	63.31M	62.94M	62.73M	62.6M	62.64M	62.61M	62.57M	62.79M	63.01M	63.44M	63.89M	63.84M	63.65M	63.31M	63.67M	64.06M	63.74M	63.16M	62.45M	61.96M	61.93M
Shares Outstanding (Diluted)	64.09M	64.09M	64.33M	64.37M	64.31M	64.24M	64.43M	64.63M	64.65M	64.5M	64.47M	64.46M	64.34M	64.1M	64.1M	63.82M	63.25M	62.92M	62.8M	63.05M	62.64M	63.16M	63.55M	63.83M	64.25M	64.91M	64.9M	64.66M	64.3M	64.57M	65.04M	64.74M	63.74M	63.14M	62.46M	62.08M
EPS (Basic)	2.32	2.19	2.21	2.09	1.55	2.38	2.47	2.71	2.92	2.65	1.86	1.55	1.54	1.66	1.81	1.78	1.39	1.50	1.47	0.75	1.66	1.74	1.73	1.80	1.84	1.80	1.70	1.63	1.54	1.43	1.30	1.29	1.31	1.24	1.12	1.07
EPS (Diluted)	2.37	2.24	2.21	2.06	1.55	2.37	2.46	2.69	2.90	2.63	1.85	1.54	1.54	1.65	1.80	1.77	1.38	1.50	1.47	0.75	1.66	1.73	1.72	1.79	1.82	1.78	1.68	1.61	1.53	1.41	1.29	1.28	1.31	1.24	1.11	1.07
EBITDA	n/a	n/a	195.61M	181.8M	140.88M	206.16M	212.46M	229.31M	n/a	215.57M	157.64M	129.28M	128.91M	138.8M	150.27M	140.85M	113.53M	120.83M	107.73M	73.59M	132.1M	138.84M	139.41M	143.2M	121.43M	145.87M	137.63M	129.77M	121.6M	114.79M	111.33M	108.46M	104.71M	102.96M	n/a	n/a
EBIT	-21.4M	175.24M	175.15M	161.56M	120.7M	186.98M	193.85M	210.84M	-18.04M	197.68M	139.79M	111.73M	111.17M	121.31M	133.15M	123.91M	96.92M	104.57M	91.76M	58.08M	117.19M	125.37M	126.46M	130.45M	108.71M	133M	125.18M	117.64M	109.61M	103.02M	99.39M	96.34M	92.25M	91.07M	-11.91M	-11.91M
Depreciation & Amortization	21.4M	n/a	29.29M	29.03M	12.75M	27.58M	27.35M	27.24M	26.62M	26.29M	26.06M	25.66M	25.97M	25.66M	25.25M	16.94M	208K	212K	15.97M	15.52M	264K	274K	305K	325K	331K	12.87M	12.45M	388K	402K	11.76M	11.93M	12.12M	12.46M	11.89M	11.91M	664K