Cullen/Frost Bankers Inc. (CFR)

AI Score

Unlock

113.70

3.05 (2.76%)

At close: Apr 22, 2025, 3:59 PM

113.23

-0.41%

After-hours: Apr 22, 2025, 05:51 PM EDT

Cullen/Frost Bankers Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	2.24B	2.21B	2.27B	2.05B	2.06B	2.06B	1.55B	1.14B	981.17M	826.8M	1.12B	1.39B	1.37B	1.36B	1.34B	1.32B	1.44B	1.45B	1.47B	1.48B	1.37B	1.36B	1.34B	1.33B	1.31B	1.29B	1.26B	1.23B	1.2B	1.18B	1.16B	1.13B	1.13B	1.1B	1.09B	1.09B
Cost of Revenue	-172.46M	-172.46M	-172.46M	-84.07M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	2.41B	2.38B	2.44B	2.14B	2.06B	2.06B	1.55B	1.14B	981.17M	826.8M	1.12B	1.39B	1.37B	1.36B	1.34B	1.32B	1.44B	1.45B	1.47B	1.48B	1.37B	1.36B	1.34B	1.33B	1.31B	1.29B	1.26B	1.23B	1.2B	1.18B	1.16B	1.13B	1.13B	1.1B	1.09B	1.09B
Operating Income	520.34M	641.04M	652.78M	663.1M	847.75M	1.21B	1.29B	1.28B	961.93M	598.78M	471.84M	428.79M	530.77M	533.4M	517.01M	478.92M	428.82M	467.63M	511.1M	583.98M	682.17M	700.63M	688.85M	660.89M	626.12M	580.45M	531.79M	489.81M	446.48M	410.41M	393.07M	372.02M	364.74M	344.48M	341.51M	347.48M
Interest Income	2.39B	2.37B	1.87B	1.66B	1.47B	1.29B	1.59B	1.51B	1.37B	1.21B	1.05B	1.01B	996.48M	998.01M	995.31M	987.27M	1.01B	912.67M	922.25M	920.69M	901.18M	1B	1.02B	1.02B	1.01B	980.33M	939.2M	900.52M	882.57M	863.52M	833.42M	807.6M	785.53M	766.8M	759.4M	751.88M
Pretax Income	695.97M	632.65M	644.39M	663.1M	712.37M	811.51M	822M	767.94M	668.83M	560.16M	483.99M	477.36M	489.54M	475.28M	458.55M	417.16M	351.32M	371.6M	392.39M	427.09M	499.47M	515.14M	522.78M	521.5M	508.68M	485.43M	455.44M	429.66M	408.36M	391M	379.05M	359.55M	341.41M	311.06M	307.97M	313.76M
Net Income	582.54M	530.24M	539.39M	556.01M	597.97M	686.6M	700.71M	657.7M	579.15M	489M	427.21M	426.17M	443.08M	430.33M	417.41M	392.41M	331.15M	346.56M	363.34M	381.86M	443.6M	459.17M	465.18M	464.93M	454.92M	436.19M	411.48M	385.69M	364.15M	347.34M	334.43M	320.36M	304.2M	278.71M	274.35M	275.94M
Selling & General & Admin	832.51M	861.45M	838.64M	816.4M	788.22M	669.46M	652.49M	627.64M	596.31M	561.74M	532.72M	510.02M	489.76M	485.09M	472.73M	466.1M	473.51M	472.08M	477.62M	478.9M	471.38M	461.57M	454.86M	449.29M	444.03M	442.85M	439.23M	436.28M	431.77M	467.67M	462.5M	457.75M	451.96M	402.97M	400.6M	398.12M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	464.91M	-481.57M	-1.18B	-1.57B	-1.83B	-1.23B	-903.77M	-493.08M	-625.68M	-620.74M	-889.31M	-1.17B	-1.03B	-970.1M	-961.84M	-968.31M	-1.15B	-1.15B	-1.13B	-1.07B	-847.58M	-847.58M	-839.75M	-848.39M	-855.85M	-855.85M	-872.39M	-884.96M	-894.8M	-894.8M	-882.77M	-871.72M	-866.87M	-866.87M	-861.2M	-846.02M
Operating Expenses	1.2B	280.91M	-611.25M	-974.8M	-1.21B	-781.75M	-385.94M	-70.26M	-234.2M	-642.08M	-858.32M	-1.09B	-970.1M	-958.51M	-962.61M	-975.71M	-1.15B	-1.15B	-1.12B	-1.06B	-847.58M	-830.04M	-828.91M	-843.14M	-855.85M	-844.78M	-864.94M	-880.45M	-894.8M	-879.09M	-872.23M	-865.92M	-866.87M	-858.67M	-855.37M	-842.68M
Interest Expense	786.02M	789.78M	761.64M	719.13M	659.05M	574.19M	451.29M	312.62M	184.44M	84.55M	37.88M	25.36M	23.9M	24.37M	26M	29.3M	45.03M	65.34M	90.86M	116.39M	129.78M	134.82M	128.6M	114.58M	93.31M	71.69M	53.02M	36.82M	26.52M	19.41M	14.02M	12.48M	12.08M	11.77M	11.9M	12.07M
Selling & Marketing Expenses	263.82M	261.02M	261.02M	48.61M	48.61M	39.99M	39.99M	39.99M	39.99M	34.54M	34.54M	34.54M	34.54M	34.39M	34.39M	34.39M	34.39M	38M	38M	38M	38M	32.51M	32.51M	32.51M	32.51M	29.34M	29.34M	29.34M	29.34M	27.68M	27.68M	27.68M	27.68M	28.86M	28.86M	28.86M
Cost & Expenses	1.93B	1.01B	115.4M	-710.41M	-1.21B	-781.75M	-385.94M	-70.26M	-234.2M	-642.08M	-858.32M	-1.09B	-970.1M	-958.51M	-962.61M	-975.71M	-1.15B	-1.15B	-1.12B	-1.06B	-847.58M	-830.04M	-828.91M	-843.14M	-855.85M	-844.78M	-864.94M	-880.45M	-894.8M	-879.09M	-872.23M	-865.92M	-866.87M	-858.67M	-855.37M	-842.68M
Income Tax Expense	113.42M	102.41M	105M	107.08M	114.4M	124.92M	121.3M	110.24M	89.68M	71.16M	56.78M	51.19M	46.46M	44.96M	41.14M	24.74M	20.17M	25.04M	29.05M	45.24M	55.87M	55.97M	57.6M	56.56M	53.76M	49.24M	43.97M	43.97M	44.21M	43.66M	44.62M	39.19M	37.22M	32.34M	33.62M	37.82M
Shares Outstanding (Basic)	65.41M	65.41M	64.19M	64.22M	64.14M	64.07M	64.24M	64.37M	64.3M	64.16M	64.11M	64.05M	63.88M	63.65M	63.61M	63.31M	62.94M	62.73M	62.6M	62.64M	62.61M	62.57M	62.79M	63.01M	63.44M	63.89M	63.84M	63.65M	63.31M	63.67M	64.06M	63.74M	63.16M	62.45M	61.96M	61.93M
Shares Outstanding (Diluted)	64.09M	64.09M	64.33M	64.37M	64.31M	64.24M	64.43M	64.63M	64.65M	64.5M	64.47M	64.46M	64.34M	64.1M	64.1M	63.82M	63.25M	62.92M	62.8M	63.05M	62.64M	63.16M	63.55M	63.83M	64.25M	64.91M	64.9M	64.66M	64.3M	64.57M	65.04M	64.74M	63.74M	63.14M	62.46M	62.08M
EPS (Basic)	8.81	8.04	8.23	8.49	9.11	10.48	10.75	10.14	8.98	7.60	6.61	6.56	6.79	6.64	6.48	6.14	5.11	5.38	5.62	5.88	6.93	7.11	7.17	7.14	6.97	6.67	6.30	5.90	5.56	5.33	5.14	4.96	4.74	4.33	4.27	4.27
EPS (Diluted)	8.88	8.06	8.19	8.44	9.07	10.42	10.68	10.07	8.92	7.56	6.58	6.53	6.76	6.60	6.45	6.12	5.10	5.38	5.61	5.86	6.90	7.06	7.11	7.07	6.89	6.60	6.23	5.84	5.51	5.29	5.12	4.94	4.73	4.32	4.25	4.25
EBITDA	377.41M	518.29M	724.46M	741.3M	788.82M	647.93M	657.34M	602.53M	502.5M	631.4M	554.63M	547.25M	558.83M	543.45M	525.49M	482.95M	415.69M	434.26M	452.27M	483.95M	553.56M	542.89M	549.92M	548.14M	534.7M	534.87M	503.78M	477.48M	456.18M	439.29M	427.46M	316.13M	207.67M	102.96M	n/a	n/a
EBIT	490.55M	632.65M	644.39M	663.1M	712.37M	573.63M	584.33M	530.26M	431.15M	560.36M	483.99M	477.36M	489.54M	475.28M	458.55M	417.16M	351.32M	371.6M	392.39M	427.09M	499.47M	490.99M	498.63M	497.34M	484.53M	485.42M	455.44M	429.66M	408.36M	391M	379.05M	267.75M	159.5M	56.09M	-45.74M	-43.97M
Depreciation & Amortization	79.72M	71.06M	98.64M	96.7M	94.92M	108.79M	107.5M	106.21M	104.63M	103.97M	103.35M	102.53M	93.82M	68.06M	42.61M	33.33M	31.91M	31.96M	32.03M	16.36M	1.17M	1.24M	13.83M	25.98M	26.04M	26.11M	25M	24.49M	36.22M	48.28M	48.41M	48.39M	36.93M	25.23M	23.96M	22.24M