Citizens Inc. (CIA)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
4.24
0.10 (2.42%)
At close: Jan 15, 2025, 1:56 PM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 | FY10 | FY09 | FY08 | FY07 | FY06 | FY05 | FY04 | FY03 | FY02 | FY01 | FY00 | FY99 | FY98 | FY97 | FY96 | FY95 | FY94 | FY93 | FY92 | FY91 | FY90 | FY89 | FY88 | FY87 |
PE Ratio | 5.47 | -14.25 | -5.27 | -25.76 | -244.95 | -34.05 | -9.56 | 247.28 | -102.93 | -58.51 | 91.43 | 122.01 | 57.63 | 23.87 | 18.29 | -26.85 | 13.87 | 31.34 | 30.68 | 31.53 | 103.70 | 51.02 | 78.57 | 87.50 | 129.67 | -17.9 | 39.60 | 68.86 | 57.42 | 32.80 | 23.82 | 20.35 | 17.13 | 37.05 | -256.09 | -95.35 | 2.24K |
PS Ratio | 0.56 | 0.46 | 1.06 | 1.19 | 1.34 | 1.54 | 1.44 | 1.98 | 1.56 | 1.65 | 2.05 | 2.73 | 2.48 | 1.94 | 1.68 | 2.88 | 1.32 | 1.72 | 1.55 | 2.37 | 3.41 | 2.61 | 4.60 | 2.69 | 2.29 | 1.66 | 2.09 | 2.39 | 2.96 | 2.79 | 3.07 | 2.35 | 2.82 | 2.70 | 5.89 | 5.34 | 224.43 |
PB Ratio | 0.78 | 102.39 | 0.83 | 0.94 | 1.29 | 2.01 | 1.63 | 1.95 | 1.52 | 1.47 | 1.78 | 2.10 | 1.89 | 1.63 | 1.47 | 2.46 | 1.30 | 1.95 | 1.64 | 1.80 | 2.55 | 2.13 | 3.76 | 2.32 | 2.28 | 1.61 | 1.70 | 2.28 | 2.44 | 3.93 | 4.88 | 3.57 | 6.01 | 6.95 | 15.76 | 14.20 | 187.02 |
P/FCF Ratio | 6.18 | 1.88 | 6.71 | 5.82 | 4.68 | 4.49 | 3.97 | 4.87 | 4.26 | 3.91 | 5.41 | 8.05 | 7.73 | 6.36 | 6.42 | 9.31 | 6.84 | 7.19 | 6.57 | 40.74 | 26.15 | 21.47 | 23.89 | 21.57 | 23.84 | 9.94 | 9.88 | 13.55 | 13.76 | 19.97 | 16.64 | 12.52 | 11.42 | 14.25 | 39.40 | n/a | n/a |
P/OCF Ratio | 6.06 | 1.88 | 6.54 | 5.80 | 4.65 | 4.45 | 3.92 | 4.76 | 4.23 | 3.89 | 5.38 | 7.98 | 7.51 | 6.11 | 6.09 | 9.08 | 6.06 | 6.96 | 6.49 | 25.74 | 23.79 | 20.48 | 21.44 | 19.10 | 21.60 | 9.16 | 9.74 | 12.76 | 12.71 | 17.01 | 13.41 | 12.52 | 11.42 | 14.25 | 39.40 | n/a | n/a |
OCF/S Ratio | 0.09 | 0.24 | 0.16 | 0.20 | 0.29 | 0.35 | 0.37 | 0.42 | 0.37 | 0.43 | 0.38 | 0.34 | 0.33 | 0.32 | 0.28 | 0.32 | 0.22 | 0.25 | 0.24 | 0.09 | 0.14 | 0.13 | 0.21 | 0.14 | 0.11 | 0.18 | 0.21 | 0.19 | 0.23 | 0.16 | 0.23 | 0.19 | 0.25 | 0.19 | 0.15 | n/a | n/a |
Debt / Equity Ratio | 0.05 | 9.70 | 0.03 | 0.04 | 0.00 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 0.22 | n/a | n/a | n/a | n/a | n/a | 0.00 | 0.01 | 0.01 | 0.01 | 0.02 | 0.04 | 0.06 | 0.11 | 0.11 | 0.14 | n/a | n/a |
Quick Ratio | 2.92 | 131.20 | 110.40 | 122.51 | 203.85 | 190.66 | 136.98 | 110.21 | 102.14 | 1.89 | 2.17 | 1.79 | 6.99 | n/a | 2.99 | n/a | 22.21 | 15.72 | 14.04 | 21.30 | 8.08 | 11.22 | 177.87 | n/a | 452.81 | 284.89 | 174.62 | 135.62 | 123.33 | 202.57 | 115.36 | 76.14 | 0.57 | n/a | n/a | n/a | n/a |
Current Ratio | 2.92 | 123.52 | 103.84 | 116.66 | 178.91 | 170.92 | 3.54 | 1.93 | 2.04 | 1.89 | 2.17 | 1.79 | 6.99 | n/a | 2.99 | n/a | 22.21 | 15.72 | 14.04 | 21.30 | 8.08 | 11.22 | 177.87 | n/a | 452.81 | 284.89 | 174.62 | 135.62 | 123.33 | 202.57 | 115.36 | 76.14 | 0.57 | n/a | n/a | n/a | n/a |
Asset Turnover | 0.14 | 0.15 | 0.14 | 0.13 | 0.14 | 0.15 | 0.15 | 0.15 | 0.16 | 0.16 | 0.18 | 0.17 | 0.18 | 0.19 | 0.20 | 0.18 | 0.22 | 0.22 | 0.22 | 0.16 | 0.24 | 0.25 | 0.24 | 0.25 | 0.28 | 0.29 | 0.26 | 0.30 | 0.26 | 0.33 | 0.34 | 0.31 | 0.37 | 0.33 | 0.32 | 0.28 | 0.17 |
Interest Coverage | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 9.72 | -210.18 | 52.75 | n/a | 36.02 | n/a | 40.50 | 53.00 | 32.50 | 22.00 | -3 | n/a | n/a |
Return on Equity (ROE) | 0.14 | -7.19 | -0.16 | -0.04 | -0.01 | -0.06 | -0.17 | 0.01 | -0.01 | -0.03 | 0.02 | 0.02 | 0.03 | 0.07 | 0.08 | -0.09 | 0.09 | 0.06 | 0.05 | 0.06 | 0.02 | 0.04 | 0.05 | 0.03 | 0.02 | -0.09 | 0.04 | 0.03 | 0.04 | 0.12 | 0.20 | 0.18 | 0.35 | 0.19 | -0.06 | -0.15 | 0.08 |
Return on Assets (ROA) | 0.01 | -0.00 | -0.03 | -0.01 | -0.00 | -0.01 | -0.02 | 0.00 | -0.00 | -0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.02 | -0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | -0.03 | 0.01 | 0.01 | 0.01 | 0.03 | 0.04 | 0.04 | 0.06 | 0.02 | -0.01 | -0.02 | 0.02 |
Return on Capital (ROIC) | 0.12 | -0.00 | 0.00 | -0.04 | 0.00 | 0.00 | -0.00 | 0.00 | -0.00 | -0.00 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | -0.02 | 0.03 | 0.02 | 0.02 | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 | 0.00 | -0.02 | 0.02 | 0.02 | 0.02 | 0.04 | 0.06 | 0.05 | 0.09 | 0.04 | -0.01 | -0.02 | 0.02 |
Dividend Yield | n/a | 0.00 | 0.02 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 0.01 | 0.05 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Payout Ratio | n/a | -0.00 | -0.12 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 0.81 | 1.28 | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Gross Profit Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 1.00% | 1.00% |
Net Profit Margin | 10.15% | -3.22% | -20.02% | -4.6% | -0.55% | -4.53% | -15.09% | 0.80% | -1.51% | -2.83% | 2.24% | 2.23% | 4.29% | 8.11% | 9.18% | -10.71% | 9.53% | 5.49% | 5.06% | 7.52% | 3.29% | 5.13% | 5.86% | 3.08% | 1.77% | -9.25% | 5.27% | 3.47% | 5.16% | 8.52% | 12.89% | 11.53% | 16.49% | 7.28% | -2.3% | -0.06% | 0.10% |
Pretax Profit Margin | 10.88% | -3.04% | -2.67% | -5.16% | 2.29% | 0.82% | -1.18% | 2.23% | -1.1% | -1.21% | 3.24% | 2.98% | 5.73% | 10.27% | 10.90% | -8.59% | 13.52% | 8.44% | 8.17% | 7.87% | 3.46% | 6.67% | 7.43% | 3.78% | 1.35% | -7.81% | 6.20% | 5.67% | 7.04% | 22.92% | 33.78% | 31.12% | 26.16% | 28.64% | 13.79% | n/a | n/a |
Operating Profit Margin | 80.42% | -3.04% | 1.77% | -31.75% | 1.73% | 0.82% | -1.18% | 2.23% | -1.1% | -1.21% | 3.24% | 2.98% | 5.73% | 10.27% | 10.90% | -8.59% | 13.52% | 8.44% | 8.17% | 7.87% | 3.46% | 6.67% | 7.43% | 3.78% | 1.35% | -7.81% | 6.32% | 5.67% | 7.24% | 11.76% | 18.00% | 15.27% | 23.30% | 10.68% | -1.72% | -0.06% | 0.10% |
FCF Margin | 8.98% | 24.44% | 15.74% | 20.35% | 28.62% | 34.38% | 36.29% | 40.77% | 36.64% | 42.33% | 37.92% | 33.86% | 32.04% | 30.43% | 26.12% | 30.90% | 19.31% | 23.92% | 23.61% | 5.82% | 13.04% | 12.18% | 19.26% | 12.49% | 9.62% | 16.66% | 21.11% | 17.63% | 21.54% | 14.00% | 18.44% | 18.73% | 24.73% | 18.93% | 14.94% | n/a | n/a |
EBITDA Margin | 11.34% | 12.00% | -2.21% | n/a | 3.58% | 1.42% | 0.08% | 3.40% | n/a | 0.22% | 4.96% | 4.80% | 7.89% | 12.43% | 10.90% | -8.59% | 15.36% | 10.74% | 12.25% | 7.87% | 11.66% | n/a | n/a | 7.69% | 5.01% | 8.19% | 9.85% | n/a | 8.56% | n/a | 2.00% | n/a | n/a | n/a | -1.72% | n/a | n/a |