Citizens Statistics
Share Statistics
Citizens has 49.91M shares outstanding. The number of shares has increased by 0.51% in one year.
| Shares Outstanding | 49.91M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | 0.47% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 44.68M |
| Failed to Deliver (FTD) Shares | 630 |
| FTD / Avg. Volume | 0.52% |
Short Selling Information
The latest short interest is 4.16M, so 8.33% of the outstanding shares have been sold short.
| Short Interest | 4.16M |
| Short % of Shares Out | 8.33% |
| Short % of Float | 9.3% |
| Short Ratio (days to cover) | 24.28 |
Valuation Ratios
The PE ratio is 5.47 and the forward PE ratio is 10.19.
| PE Ratio | 5.47 |
| Forward PE | 10.19 |
| PS Ratio | 0.56 |
| Forward PS | 0.8 |
| PB Ratio | 0.78 |
| P/FCF Ratio | 6.18 |
| PEG Ratio | n/a |
Enterprise Valuation
Citizens Inc. has an Enterprise Value (EV) of 115.76M.
| EV / Earnings | 4.74 |
| EV / Sales | 0.48 |
| EV / EBITDA | 4.24 |
| EV / EBIT | 0.6 |
| EV / FCF | 5.36 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0 |
| Total Debt / Capitalization | 0 |
| Cash Flow / Debt | 0 |
| Interest Coverage | 0 |
Financial Efficiency
Return on equity (ROE) is 0.14% and return on capital (ROIC) is 99.73%.
| Return on Equity (ROE) | 0.14% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 99.73% |
| Revenue Per Employee | 1.04M |
| Profits Per Employee | 105.33K |
| Employee Count | 232 |
| Asset Turnover | 0.14 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 1.74M |
| Effective Tax Rate | 0.07 |
Stock Price Statistics
The stock price has increased by 41.64% in the last 52 weeks. The beta is 0.1, so Citizens 's price volatility has been higher than the market average.
| Beta | 0.1 |
| 52-Week Price Change | 41.64% |
| 50-Day Moving Average | 4.65 |
| 200-Day Moving Average | 3.16 |
| Relative Strength Index (RSI) | 31.71 |
| Average Volume (20 Days) | 121.56K |
Income Statement
In the last 12 months, Citizens had revenue of $240.68M and earned $24.44M in profits. Earnings per share was $0.49.
| Revenue | 240.68M |
| Gross Profit | 240.68M |
| Operating Income | 193.55M |
| Net Income | 24.44M |
| EBITDA | 27.29M |
| EBIT | 193.55M |
| Earnings Per Share (EPS) | 0.49 |
Balance Sheet
The company has $27.00M in cash and $9.07M in debt, giving a net cash position of $17.92M.
| Cash & Cash Equivalents | 27.00M |
| Total Debt | 9.07M |
| Net Cash | 17.92M |
| Retained Earnings | 42.15M |
| Total Assets | 1.74B |
| Working Capital | 50.55M |
Cash Flow
In the last 12 months, operating cash flow was $22.06M and capital expenditures -$442.00K, giving a free cash flow of $21.61M.
| Operating Cash Flow | 22.06M |
| Capital Expenditures | -442.00K |
| Free Cash Flow | 21.61M |
| FCF Per Share | 0.43 |
Margins
Gross margin is 100%, with operating and profit margins of 80.42% and 10.15%.
| Gross Margin | 100% |
| Operating Margin | 80.42% |
| Pretax Margin | 10.88% |
| Profit Margin | 10.15% |
| EBITDA Margin | 11.34% |
| EBIT Margin | 80.42% |
| FCF Margin | 8.98% |
Dividends & Yields
CIA does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 11.81% |
| FCF Yield | 10.44% |
Analyst Forecast
Currently there are no analyst rating for CIA.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Dec 13, 2005. It was a forward split with a ratio of 107:100.
| Last Split Date | Dec 13, 2005 |
| Split Type | forward |
| Split Ratio | 107:100 |
Scores
| Altman Z-Score | 0.33 |
| Piotroski F-Score | 4 |