ChoiceOne Financial Servi... (COFS)

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26.39

0.39 (1.50%)

At close: Apr 17, 2025, 3:59 PM

26.39

0.00%

After-hours: Apr 17, 2025, 04:05 PM EDT

ChoiceOne Financial Services Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	24.34M	25.11M	22.45M	20.52M	20.6M	19.93M	19.58M	20.68M	21.11M	19.29M	19.72M	20.17M	19.89M	20.42M	15.42M	15.65M	18.68M	15.15M	12.86M	12.49M	10.19M	6.56M	7.53M	7.25M	2.86M	6.26M	7.29M	5.7M	6.64M	5.62M	5.42M	5.16M	6.86M	7M	6.84M	6.55M
Cost of Revenue	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	24.34M	25.11M	22.45M	20.52M	20.6M	19.93M	19.58M	20.68M	21.11M	19.29M	19.72M	20.17M	19.89M	20.42M	15.42M	15.65M	18.68M	15.15M	12.86M	12.49M	10.19M	6.56M	7.53M	7.25M	2.86M	6.26M	7.29M	5.7M	6.64M	5.62M	5.42M	5.16M	6.86M	7M	6.84M	6.55M
Operating Income	n/a	9.92M	8.18M	6.84M	6.45M	6.2M	6.25M	6.66M	9.2M	6.87M	6.56M	6.48M	8M	6.91M	5.95M	7.51M	6.83M	4.61M	5.48M	3.88M	4.74M	1.13M	2.48M	1.92M	1.99M	2.36M	2.18M	1.96M	2.09M	2.34M	2.73M	1.92M	2.81M	2.33M	2.63M	2.53M
Interest Income	31.04M	31.69M	29.94M	28.43M	27.96M	26.3M	23.32M	21.4M	20.64M	19.29M	17.67M	17.47M	16.82M	16.73M	15.42M	15.65M	15.04M	15.15M	12.86M	12.49M	12.88M	6.56M	6.55M	6.48M	6.45M	6.26M	6.12M	5.7M	5.83M	5.62M	5.42M	5.16M	5.19M	5.17M	5.04M	4.92M
Pretax Income	8.8M	9.27M	8.18M	6.84M	6.45M	6.2M	6.25M	6.66M	7.75M	6.87M	6.56M	6.48M	6.13M	6.91M	5.95M	7.51M	4.91M	4.61M	5.48M	3.88M	3.65M	1.13M	1.77M	1.92M	1.99M	2.36M	2.18M	1.96M	2.08M	2.34M	2.21M	1.92M	2.26M	2.33M	1.94M	1.73M
Net Income	7.16M	7.35M	6.59M	5.63M	5.29M	5.12M	5.21M	5.63M	6.68M	5.81M	5.62M	5.53M	5.01M	5.75M	5.04M	6.24M	4.1M	3.83M	4.43M	3.25M	3.03M	1.02M	1.49M	1.64M	1.83M	2.01M	1.83M	1.66M	1.37M	1.72M	1.64M	1.45M	1.69M	1.68M	1.45M	1.27M
Selling & General & Admin	9.39M	8.93M	8.85M	8.36M	21.95M	8.58M	8.21M	8.53M	7.58M	8.06M	7.91M	7.96M	8.16M	7.96M	7.36M	7.46M	11.85M	8.36M	6.57M	5.34M	5.76M	3.42M	3.02M	2.78M	2.95M	2.84M	2.78M	2.84M	2.69M	2.68M	2.66M	2.57M	2.52M	2.67M	2.73M	2.52M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	14.95M	16.18M	-4.54M	n/a	7.25M	11.35M	11.36M	n/a	n/a	n/a	n/a	-4.46M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Operating Expenses	24.34M	12.73M	12.48M	11.91M	29.2M	19.93M	19.58M	12.37M	2.23M	758K	11.51M	11.81M	11.89M	11.67M	11.44M	11.13M	11.85M	12.75M	10.63M	9.02M	9.63M	5.77M	5.05M	4.76M	4.66M	4.45M	4.49M	4.39M	4.53M	4.32M	4.26M	4.18M	4.06M	4.1M	4.21M	4.01M
Interest Expense	11.69M	11.44M	11.57M	11.96M	11.41M	10.08M	7.22M	4.39M	3.27M	1.95M	1.38M	1.15M	1.07M	1.03M	911K	967K	1.05M	1.09M	984K	1.52M	1.68M	991K	1.05M	981K	834K	689K	545K	392K	439K	385K	348K	306K	243K	236K	247K	241K
Selling & Marketing Expenses	271K	168K	199K	150K	148K	269K	155K	149K	286K	199K	147K	132K	313K	183K	207K	145K	148K	148K	144K	148K	231K	145K	108K	44K	73K	58K	85K	92K	113K	58K	73K	54K	38K	52K	89K	43K
Cost & Expenses	24.34M	12.73M	12.48M	11.91M	11.88M	12.09M	12M	12.37M	2.23M	11.89M	11.51M	11.81M	11.89M	14.56M	11.44M	11.13M	11.85M	12.75M	10.63M	9.02M	9.63M	5.77M	5.05M	4.76M	4.66M	4.45M	4.49M	4.39M	4.53M	4.32M	4.26M	4.18M	4.06M	4.91M	4.21M	4.01M
Income Tax Expense	1.64M	1.93M	1.59M	1.21M	1.16M	1.08M	1.04M	1.03M	1.07M	1.06M	947K	948K	1.12M	1.16M	902K	1.27M	812K	785K	1.05M	625K	623K	106K	281K	283K	163K	350K	344K	298K	719K	616K	580K	472K	571K	644K	495K	452K
Shares Outstanding (Basic)	8.64M	8.64M	7.57M	7.55M	7.56M	7.54M	7.53M	7.52M	7.51M	7.51M	7.5M	7.5M	7.62M	7.62M	7.77M	7.8M	7.91M	7.78M	7.25M	7.25M	6.91M	3.63M	3.62M	3.62M	3.68M	3.61M	3.67M	3.8M	3.62M	3.74M	3.65M	3.8M	3.61M	3.61M	3.7M	3.6M
Shares Outstanding (Diluted)	8.54M	8.54M	7.6M	7.6M	7.56M	7.57M	7.55M	7.55M	7.51M	7.52M	7.51M	7.52M	7.58M	7.63M	7.78M	7.81M	7.81M	7.79M	7.26M	7.26M	6.88M	3.66M	3.64M	3.63M	3.66M	3.63M	3.63M	3.81M	3.64M	3.63M	3.65M	3.62M	3.65M	3.62M	3.64M	3.6M
EPS (Basic)	0.83	0.86	0.87	0.75	0.70	0.68	0.69	0.75	0.89	0.77	0.75	0.74	0.67	0.75	0.65	0.80	0.53	0.49	0.61	0.45	0.44	0.28	0.41	0.45	0.51	0.55	0.51	0.46	0.38	0.47	0.45	0.40	0.46	0.47	0.39	0.35
EPS (Diluted)	0.84	0.85	0.87	0.74	0.70	0.68	0.69	0.75	0.89	0.77	0.75	0.74	0.66	0.75	0.65	0.80	0.52	0.49	0.61	0.45	0.44	0.28	0.41	0.45	0.50	0.55	0.50	0.46	0.38	0.46	0.45	0.40	0.46	0.47	0.39	0.35
EBITDA	n/a	n/a	n/a	n/a	7.28M	n/a	n/a	n/a	8.62M	n/a	n/a	n/a	4.77M	n/a	n/a	n/a	6M	n/a	n/a	n/a	4.56M	n/a	n/a	n/a	2.32M	n/a	n/a	n/a	2.53M	n/a	n/a	n/a	2.62M	n/a	n/a	n/a
EBIT	-3.16M	9.27M	8.18M	6.84M	6.45M	6.2M	6.25M	6.66M	7.75M	6.87M	6.56M	6.48M	3.79M	6.91M	5.95M	7.51M	4.91M	4.61M	5.48M	3.88M	3.65M	1.13M	-578K	-567K	1.99M	2.36M	2.18M	1.96M	2.08M	2.34M	-590K	1.92M	2.26M	-676K	-629K	-651K
Depreciation & Amortization	3.16M	n/a	n/a	n/a	826K	n/a	n/a	n/a	869K	n/a	n/a	n/a	977K	n/a	n/a	n/a	1.09M	n/a	n/a	n/a	909K	n/a	n/a	n/a	330K	n/a	n/a	n/a	445K	n/a	n/a	n/a	364K	n/a	629K	651K