ChoiceOne Financial Servi... (COFS)
NASDAQ: COFS
· Real-Time Price · USD
29.95
-0.43 (-1.42%)
At close: Aug 15, 2025, 3:59 PM
29.98
0.10%
After-hours: Aug 15, 2025, 04:04 PM EDT
ChoiceOne Financial Services Ratios and Metrics
Financials in USD. Fiscal
year is
January - December.
Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
PE Ratio | 7.95 | -4.22 | 10.76 | 9.09 | 8.02 | 8.93 | 10.46 | 7.23 | 8.30 | 8.42 | 8.15 | 7.01 | 6.72 | 8.49 | 10.07 | 8.20 | 9.33 | 7.52 |
PEG Ratio | -0.05 | 0.01 | -3.08 | -7.91 | 0.50 | 1.25 | 3.56 | -4.99 | -1.04 | -0.54 | 0.52 | 2.63 | 4.98 | 0.81 | -0.94 | 0.53 | -0.5 | 0.15 |
PS Ratio | 7.15 | 5.23 | 8.55 | 7.31 | 6.21 | 6.20 | 6.92 | 4.93 | 6.46 | 7.57 | 8.93 | 7.30 | 7.16 | 8.81 | 9.63 | 8.80 | 9.34 | 8.83 |
PB Ratio | 1.00 | 0.55 | 1.18 | 1.08 | 0.98 | 0.97 | 1.13 | 0.82 | 0.97 | 1.12 | 1.29 | 1.04 | 0.91 | 0.98 | 0.91 | 0.84 | 0.82 | 0.86 |
P/FCF Ratio | n/a | -32.15 | 13.20 | -40.09 | 13.85 | 13.42 | -19.05 | 4.79 | 11.70 | 23.30 | 16.67 | 17.76 | 7.81 | 82.53 | 26.68 | 16.14 | 12.97 | 160.08 |
P/OCF Ratio | n/a | -36.3 | 12.83 | -41.67 | 13.42 | 13.15 | -20.42 | 4.60 | 10.83 | 20.70 | 16.76 | 16.77 | 7.74 | 67.04 | 24.82 | 15.19 | 12.60 | 84.89 |
OCF/S Ratio | n/a | -0.14 | 0.67 | -0.18 | 0.46 | 0.47 | -0.34 | 1.07 | 0.60 | 0.37 | 0.53 | 0.44 | 0.92 | 0.13 | 0.39 | 0.58 | 0.74 | 0.10 |
Debt / Equity Ratio | 0.57 | 0.43 | 0.81 | 0.99 | 1.15 | 1.19 | 1.20 | 1.19 | 1.09 | 0.71 | 0.50 | 0.22 | 0.25 | 0.18 | 0.38 | 0.16 | 0.03 | 0.03 |
Quick Ratio | n/a | 0.04 | 0.24 | 0.27 | 0.26 | 0.30 | 0.27 | 0.30 | 0.29 | 0.28 | 0.26 | 0.27 | 0.28 | 0.34 | 0.54 | 0.54 | 0.51 | 0.47 |
Current Ratio | n/a | 0.04 | 0.24 | 0.27 | 0.26 | 0.30 | 0.27 | 0.30 | 0.29 | 0.28 | 0.26 | 0.27 | 0.28 | 0.34 | 0.54 | 0.54 | 0.51 | 0.47 |
Asset Turnover | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Interest Coverage | n/a | -1.29 | 0.75 | 0.81 | 0.71 | 0.57 | 0.57 | 0.62 | 0.87 | 1.52 | 2.37 | 3.53 | 4.77 | 5.62 | 5.71 | 6.74 | 6.53 | 7.77 |
Return on Equity | 0.03 | -0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.03 | 0.03 | 0.02 | 0.03 | 0.02 | 0.03 |
Return on Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Return on Invested Capital | 0.02 | -0.02 | n/a | n/a | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 |
Dividend Yield | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Payout Ratio | 0.31 | -0.3 | 0.35 | 0.33 | 0.31 | 0.36 | 0.39 | 0.38 | 0.38 | 0.35 | 0.29 | 0.32 | 0.33 | 0.34 | 0.37 | 0.33 | 0.34 | 0.28 |
Gross Profit Margin | n/a | 0.40 | 0.67 | 0.68 | 0.66 | 0.63 | 0.63 | 0.66 | 0.74 | 0.82 | 0.86 | 0.91 | 0.93 | 0.95 | 0.95 | 0.95 | 0.95 | 0.94 |
Net Profit Margin | 0.22 | -0.31 | 0.20 | 0.20 | 0.19 | 0.17 | 0.17 | 0.17 | 0.19 | 0.22 | 0.27 | 0.26 | 0.27 | 0.26 | 0.24 | 0.27 | 0.25 | 0.29 |
Pretax Profit Margin | 0.28 | -0.39 | 0.24 | 0.25 | 0.24 | 0.21 | 0.20 | 0.21 | 0.23 | 0.27 | 0.32 | 0.31 | 0.31 | 0.30 | 0.29 | 0.32 | 0.30 | 0.35 |
Operating Profit Margin | 0.28 | -0.39 | 0.24 | 0.25 | 0.24 | 0.21 | 0.20 | 0.21 | 0.23 | 0.27 | 0.32 | 0.31 | 0.31 | 0.30 | 0.29 | 0.32 | 0.30 | 0.35 |
FCF Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
EBITDA Margin | 0.28 | -0.31 | 0.33 | 0.34 | 0.33 | 0.30 | 0.30 | 0.31 | 0.35 | 0.39 | 0.45 | 0.46 | 0.48 | 0.46 | 0.46 | 0.48 | 0.45 | 0.48 |