Citizens Financial Servic... (CZFS)

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54.62

1.13 (2.10%)

At close: Apr 15, 2025, 3:59 PM

54.78

0.29%

Pre-market: Apr 16, 2025, 05:49 AM EDT

Citizens Financial Services Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Oct 31, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	100.75M	99.69M	100.2M	90.91M	86.34M	82.8M	78.75M	82.81M	80.37M	78.14M	74.94M	73.96M	75.01M	76.14M	77.81M	77.74M	73.61M	68.04M	63.11M	58.77M	57.58M	56.86M	55.09M	54.67M	53.94M	50.95M	49.77M	47.95M	46.43M	44.31M	43.14M	41.78M	41.47M	42.27M	40.19M	39.16M
Cost of Revenue	n/a	-200K	-200K	-200K	-200K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	100.75M	99.89M	100.4M	91.11M	86.54M	82.8M	78.75M	82.81M	80.37M	78.14M	74.94M	73.96M	75.01M	76.14M	77.81M	77.74M	73.61M	68.04M	63.11M	58.77M	57.58M	56.86M	55.09M	54.67M	53.94M	50.95M	49.77M	47.95M	46.43M	44.31M	43.14M	41.78M	41.47M	42.27M	40.19M	39.16M
Operating Income	28.02M	37.91M	37.8M	22.21M	22.43M	27.52M	27.57M	41.28M	40.77M	36.93M	36.37M	36.09M	37.95M	33.15M	36.19M	33.35M	31.14M	32.51M	27.36M	27.88M	25.24M	23.99M	24.95M	24.73M	26.47M	25.71M	25.02M	25.87M	24.99M	23.24M	22.35M	22.16M	22.3M	23.98M	23.74M	23.3M
Interest Income	152.77M	151.45M	149.46M	138.45M	125.71M	111.69M	96.98M	89.8M	82.73M	77.07M	73.72M	72.38M	72.84M	72.71M	72.74M	72.86M	69.9M	67.07M	64.54M	61.83M	61.48M	61.02M	59.41M	57.95M	56.31M	54.13M	52.04M	49.84M	47.82M	46.1M	44.92M	43.56M	42.72M	40.83M	38.78M	37.15M
Pretax Income	33.68M	33.36M	33.26M	21.54M	21.52M	21.99M	22.04M	35.76M	35.49M	34.29M	33.73M	33.45M	35.32M	35.61M	36.73M	35.02M	30.37M	27.62M	24.12M	23.5M	23.31M	22.62M	21.88M	21.67M	21.44M	21.61M	20.89M	19.82M	19.06M	17.48M	16.61M	15.82M	15.67M	14.69M	14.31M	14.56M
Net Income	27.82M	27.38M	27.39M	17.97M	17.81M	18.15M	18.14M	29.19M	29.06M	28.13M	27.65M	27.39M	29.12M	29.4M	30.34M	29.04M	25.1M	22.92M	20.11M	19.62M	19.49M	18.96M	18.35M	18.19M	18.03M	16.12M	15.19M	13.97M	13.03M	13.59M	13.1M	12.66M	12.64M	11.93M	11.63M	11.79M
Selling & General & Admin	43.59M	43.33M	43.58M	42.06M	36.97M	34.21M	30.79M	29.44M	28.51M	28.13M	27.73M	27.08M	26.42M	26.95M	26.49M	25.91M	25.25M	23.2M	22.04M	21.12M	20.53M	22.36M	22.08M	21.82M	21.61M	20.23M	19.81M	19.44M	18.98M	18.59M	18.67M	18.26M	17.83M	16.06M	14.79M	13.84M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	30.89M	4.94M	5.82M	17.78M	17.78M	27.65M	11.96M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Operating Expenses	68.16M	54.04M	55.03M	62.86M	58.74M	67.23M	48.63M	36.05M	43.05M	41.85M	41.42M	40.77M	40.08M	27.95M	27.48M	26.79M	25.82M	24.72M	23.24M	22.07M	21.48M	20.26M	19.98M	19.72M	19.51M	19.24M	18.78M	18.35M	17.84M	17.6M	17.73M	17.37M	16.98M	16.06M	14.79M	13.84M
Interest Expense	67.86M	67.6M	64.52M	56.81M	46.86M	35.26M	23.91M	16.7M	11.22M	7.8M	6.62M	6.8M	7.11M	7.33M	7.5M	7.51M	8.11M	9.04M	10.1M	11.39M	12.04M	12.09M	11.6M	10.71M	9.57M	8.39M	7.4M	6.5M	5.84M	5.47M	5.21M	5.09M	5.04M	4.96M	4.94M	4.89M
Selling & Marketing Expenses	11.85M	11.85M	11.98M	12.36M	507K	507K	742K	729K	1.07M	752K	718K	359K	18K	336K	n/a	n/a	247K	247K	247K	247K	n/a	2.1M	2.1M	2.1M	2.1M	984K	1.03M	1.09M	1.13M	995K	945K	892K	845K	n/a	n/a	n/a
Cost & Expenses	76.73M	62.61M	50.07M	57.9M	54.23M	50.66M	46.92M	35.51M	34.63M	34.23M	33.51M	31.68M	29.87M	30.02M	28.52M	27.83M	27.77M	26.09M	25.9M	25.85M	24.35M	24.78M	24.21M	23.73M	24.56M	23.17M	22.6M	22.11M	21.49M	21.11M	21.09M	20.62M	20.05M	18.94M	17.45M	16.27M
Income Tax Expense	5.87M	5.99M	5.87M	3.57M	3.7M	3.85M	3.9M	6.57M	6.43M	6.16M	6.09M	6.05M	6.2M	6.21M	6.39M	5.99M	5.26M	4.71M	4.01M	3.89M	3.82M	3.66M	3.53M	3.48M	3.4M	5.49M	5.7M	5.86M	6.03M	3.89M	3.51M	3.17M	3.03M	2.77M	2.68M	2.77M
Shares Outstanding (Basic)	4.75M	4.75M	4.75M	4.75M	4.75M	4.75M	4.11M	4.01M	4.05M	4.05M	4.05M	4.06M	4.06M	4.03M	4.02M	4.07M	3.99M	4.04M	4M	3.69M	3.7M	3.66M	3.7M	3.71M	3.71M	3.72M	3.72M	3.73M	3.73M	3.7M	3.73M	3.69M	3.75M	3.76M	3.72M	3.78M
Shares Outstanding (Diluted)	4.75M	4.75M	4.75M	4.75M	4.75M	4.75M	4.11M	4.01M	4.05M	4.05M	4.05M	4.06M	4.06M	4.03M	4.03M	4.07M	3.99M	4.04M	4M	3.69M	3.7M	3.66M	3.7M	3.71M	3.71M	3.72M	3.72M	3.73M	3.73M	3.7M	3.73M	3.69M	3.75M	3.76M	3.73M	3.78M
EPS (Basic)	5.86	5.76	5.76	3.64	3.87	4.24	4.51	7.23	7.18	6.94	6.83	6.77	7.19	7.29	7.50	7.19	6.34	5.89	5.35	5.32	5.28	5.14	4.95	4.90	4.85	4.33	4.09	3.76	3.51	3.65	3.50	3.38	3.36	3.22	3.22	3.34
EPS (Diluted)	5.86	5.78	5.78	3.66	3.89	4.24	4.55	7.27	7.22	6.98	6.83	6.77	7.19	7.29	7.50	7.19	6.34	5.89	5.35	5.32	5.29	5.15	4.96	4.91	4.85	4.33	4.09	3.76	3.51	3.65	3.50	3.38	3.36	3.22	3.22	3.34
EBITDA	15.85M	25.57M	35.21M	23.3M	23.04M	23.27M	23.09M	36.79M	36.53M	35.34M	34.8M	34.54M	36.43M	32.82M	23.9M	15.52M	5.16M	6.19M	12.54M	18.4M	23.81M	23.07M	16.71M	10.86M	5.45M	5.42M	5.42M	5.42M	5.42M	4.01M	4.01M	4.01M	4.01M	n/a	n/a	n/a
EBIT	23.71M	33.36M	33.26M	21.54M	21.52M	21.99M	22.04M	35.76M	35.49M	34.29M	33.73M	33.45M	35.32M	33.15M	24.2M	15.82M	5.49M	5.21M	11.78M	17.84M	23.31M	22.62M	16.24M	16.03M	10.74M	10.92M	10.91M	5.26M	5.22M	3.64M	3.67M	3.66M	3.69M	-359K	-403K	-415K
Depreciation & Amortization	1.38M	1.46M	1.95M	1.75M	1.52M	1.28M	1.04M	1.03M	1.03M	1.05M	1.07M	1.09M	1.11M	-334K	-608K	-603K	-642K	673K	763K	562K	498K	443K	472K	388K	274K	262K	265K	356K	395K	402K	370K	378K	346K	359K	403K	415K