Price Alert

Citizens Financial Servic... (CZFS)

NASDAQ: CZFS · Real-Time Price · USD

56.69

-2.17 (-3.69%)

At close: Aug 15, 2025, 3:59 PM

56.70

0.03%

After-hours: Aug 15, 2025, 04:10 PM EDT

Citizens Financial Services Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021
Revenue	163.34M	169.25M	168.62M	167.49M	165.39M	153.24M	138.72M	123.39M	107.51M	100.13M	93.09M	87.45M	84.17M	83.24M	85.52M	86.88M	87.61M	87.06M
Cost of Revenue	67.36M	69.33M	70.45M	70.39M	67.98M	63.12M	52.39M	40.84M	29.74M	18.13M	12.91M	9.23M	7.72M	7.95M	8.65M	9.79M	10.1M	10.16M
Gross Profit	51.49M	99.93M	98.17M	97.3M	97.61M	90.33M	86.54M	82.54M	77.77M	81.82M	80.01M	78.04M	76.27M	75.28M	76.87M	77.09M	77.51M	76.9M
Operating Income	18.79M	34.56M	33.68M	33.36M	33.26M	21.54M	21.52M	21.99M	22.04M	35.76M	35.49M	34.29M	33.73M	33.45M	35.32M	35.61M	36.73M	35.02M
Interest Income	77.72M	153.82M	152.77M	151.45M	149.46M	138.45M	125.71M	111.69M	96.98M	89.8M	82.73M	77.07M	73.72M	72.38M	72.84M	72.71M	72.74M	72.86M
Pretax Income	38.59M	34.56M	33.68M	33.36M	33.26M	21.54M	21.52M	21.99M	22.04M	35.76M	35.49M	34.29M	33.73M	33.45M	35.32M	35.61M	36.73M	35.02M
Net Income	31.6M	28.41M	27.82M	27.38M	27.39M	17.97M	17.81M	18.15M	18.14M	29.19M	29.06M	28.13M	27.65M	27.39M	29.12M	29.4M	30.34M	29.04M
Selling & General & Admin	40.84M	41.27M	41.34M	41.08M	41.19M	39.3M	36.47M	33.71M	30.42M	29.44M	28.51M	28.13M	27.73M	27.08M	26.42M	26.61M	26.15M	25.57M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	17.98M	24.1M	23.14M	22.66M	22.96M	29.28M	28.36M	26.84M	25.3M	16.8M	16.18M	15.8M	14.98M	14.75M	15.13M	14.88M	14.63M	16.3M
Operating Expenses	58.82M	65.37M	64.48M	63.74M	64.15M	68.58M	64.82M	60.55M	55.72M	46.24M	44.69M	43.93M	42.71M	41.83M	41.55M	41.49M	40.78M	41.87M
Interest Expense	65.4M	66.9M	67.86M	67.6M	64.52M	56.81M	46.86M	35.26M	23.91M	16.7M	11.22M	7.8M	6.62M	6.8M	7.11M	7.33M	7.5M	7.51M
Selling & Marketing Expenses	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Cost & Expenses	126.18M	134.7M	134.93M	134.12M	132.13M	131.7M	117.21M	101.39M	85.47M	64.37M	57.6M	53.16M	50.43M	49.79M	50.2M	51.27M	50.88M	52.03M
Income Tax Expense	6.98M	6.14M	5.87M	5.99M	5.87M	3.57M	3.7M	3.85M	3.9M	6.57M	6.43M	6.16M	6.09M	6.05M	6.2M	6.21M	6.39M	5.99M
Shares Outstanding (Basic)	4.8M	4.75M	4.75M	4.75M	4.75M	4.75M	4.75M	4.75M	4.11M	4.01M	4.05M	4.05M	4.05M	4.06M	4.06M	4.03M	4.02M	4.07M
Shares Outstanding (Diluted)	4.8M	4.75M	4.75M	4.75M	4.75M	4.75M	4.75M	4.75M	4.11M	4.01M	4.05M	4.05M	4.05M	4.06M	4.06M	4.03M	4.03M	4.07M
EPS (Basic)	6.62	5.98	5.86	5.76	5.76	3.65	3.88	4.25	4.52	7.23	7.18	6.94	6.83	6.77	7.19	7.26	7.47	7.16
EPS (Diluted)	6.62	5.98	5.86	5.76	5.76	3.65	3.88	4.25	4.52	7.23	7.18	6.94	6.83	6.77	7.19	7.26	7.47	7.16
EBITDA	39.88M	36.31M	35.49M	35.24M	35.21M	23.3M	23.04M	23.27M	23.09M	36.79M	36.53M	35.34M	34.8M	34.54M	36.43M	35.27M	36.43M	34.73M
EBIT	38.59M	34.56M	33.68M	33.36M	33.26M	21.54M	21.52M	21.99M	22.04M	35.76M	35.49M	34.29M	33.73M	33.45M	35.32M	35.61M	36.73M	35.02M
Depreciation & Amortization	848K	1.76M	1.81M	1.88M	1.95M	1.75M	1.52M	1.28M	1.04M	1.03M	1.03M	1.05M	1.07M	1.09M	1.11M	-334K	-301K	-296K