Citizens Financial Servic... (CZFS)
NASDAQ: CZFS
· Real-Time Price · USD
56.69
-2.17 (-3.69%)
At close: Aug 15, 2025, 3:59 PM
56.70
0.03%
After-hours: Aug 15, 2025, 04:10 PM EDT
Citizens Financial Services Income Statement
Financials in USD. Fiscal
year is
January - December.
| Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
| Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Revenue | 35.32M | 42.44M | 43.13M | 42.44M | 41.24M | 41.8M | 42M | 40.35M | 29.09M | 27.28M | 26.66M | 24.48M | 21.71M | 20.25M | 21.02M | 21.19M | 20.78M | 22.53M |
Cost of Revenue | 16.64M | 16.64M | 16.92M | 17.16M | 18.6M | 17.76M | 16.86M | 14.76M | 13.74M | 7.03M | 5.31M | 3.66M | 2.13M | 1.8M | 1.64M | 2.15M | 2.36M | 2.5M |
Gross Profit | -25.8M | 25.8M | 26.21M | 25.28M | 22.63M | 24.04M | 25.34M | 25.59M | 15.35M | 20.25M | 21.35M | 20.81M | 19.41M | 18.44M | 19.38M | 19.04M | 18.42M | 20.03M |
Operating Income | -9.38M | 9.38M | 9.54M | 9.25M | 6.39M | 8.5M | 9.22M | 9.15M | -5.33M | 8.48M | 9.7M | 9.2M | 8.38M | 8.21M | 8.5M | 8.64M | 8.1M | 10.08M |
Interest Income | -38.59M | 38.59M | 39.42M | 38.3M | 37.51M | 37.53M | 38.11M | 36.31M | 26.5M | 24.79M | 24.09M | 21.6M | 19.32M | 17.73M | 18.42M | 18.26M | 17.97M | 18.19M |
Pretax Income | 10.42M | 9.38M | 9.54M | 9.25M | 6.39M | 8.5M | 9.22M | 9.15M | -5.33M | 8.48M | 9.7M | 9.2M | 8.38M | 8.21M | 8.5M | 8.64M | 8.1M | 10.08M |
Net Income | 8.46M | 7.62M | 7.98M | 7.54M | 5.28M | 7.02M | 7.54M | 7.55M | -4.14M | 6.87M | 7.88M | 7.54M | 6.9M | 6.74M | 6.94M | 7.06M | 6.65M | 8.46M |
Selling & General & Admin | 9.7M | 10.74M | 10.13M | 10.27M | 10.13M | 10.81M | 9.87M | 10.38M | 8.24M | 7.98M | 7.11M | 7.09M | 7.26M | 7.05M | 6.72M | 6.7M | 6.61M | 6.39M |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | n/a | 5.69M | 6.54M | 5.76M | 6.12M | 4.73M | 6.05M | 6.06M | 12.44M | 3.8M | 4.54M | 4.52M | 3.94M | 3.18M | 4.16M | 3.7M | 3.71M | 3.56M |
Operating Expenses | 9.7M | 16.43M | 16.67M | 16.03M | 16.25M | 15.54M | 15.92M | 16.44M | 20.68M | 11.78M | 11.65M | 11.61M | 11.2M | 10.23M | 10.88M | 10.4M | 10.32M | 9.95M |
Interest Expense | 15.1M | 16.01M | 16.92M | 17.36M | 16.6M | 16.98M | 16.66M | 14.29M | 8.89M | 7.03M | 5.05M | 2.94M | 1.68M | 1.55M | 1.64M | 1.75M | 1.86M | 1.85M |
Selling & Marketing Expenses | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Cost & Expenses | 26.33M | 33.06M | 33.59M | 33.19M | 34.85M | 33.3M | 32.78M | 31.2M | 34.42M | 18.8M | 16.96M | 15.28M | 13.33M | 12.03M | 12.52M | 12.55M | 12.68M | 12.45M |
Income Tax Expense | 1.95M | 1.75M | 1.56M | 1.71M | 1.11M | 1.48M | 1.68M | 1.6M | -1.19M | 1.61M | 1.83M | 1.66M | 1.48M | 1.47M | 1.55M | 1.58M | 1.45M | 1.62M |
Shares Outstanding (Basic) | 4.8M | 4.75M | 4.75M | 4.75M | 4.75M | 4.75M | 4.75M | 4.75M | 4.11M | 4.01M | 4.05M | 4.05M | 4.05M | 4.06M | 4.06M | 4.03M | 4.02M | 4.07M |
Shares Outstanding (Diluted) | 4.8M | 4.75M | 4.75M | 4.75M | 4.75M | 4.75M | 4.75M | 4.75M | 4.11M | 4.01M | 4.05M | 4.05M | 4.05M | 4.06M | 4.06M | 4.03M | 4.03M | 4.07M |
EPS (Basic) | 1.75 | 1.60 | 1.68 | 1.59 | 1.11 | 1.48 | 1.58 | 1.59 | -1 | 1.71 | 1.95 | 1.86 | 1.71 | 1.66 | 1.71 | 1.75 | 1.65 | 2.08 |
EPS (Diluted) | 1.75 | 1.60 | 1.68 | 1.59 | 1.11 | 1.48 | 1.58 | 1.59 | -1 | 1.71 | 1.95 | 1.86 | 1.71 | 1.66 | 1.71 | 1.75 | 1.65 | 2.08 |
EBITDA | 10.42M | 9.82M | 9.97M | 9.67M | 6.85M | 9M | 9.72M | 9.64M | -5.07M | 8.74M | 9.96M | 9.45M | 8.64M | 8.47M | 8.77M | 8.92M | 8.38M | 10.37M |
EBIT | 10.42M | 9.38M | 9.54M | 9.25M | 6.39M | 8.5M | 9.22M | 9.15M | -5.33M | 8.48M | 9.7M | 9.2M | 8.38M | 8.21M | 8.5M | 8.64M | 8.1M | 10.08M |
Depreciation & Amortization | -449K | 449K | 425K | 423K | 459K | 499K | 498K | 492K | 266K | 264K | 260K | 254K | 257K | 262K | 273K | 274K | 280K | 286K |