Price Alert

Discover Financial Servic... (DFS)

NYSE: DFS · Real-Time Price · USD

200.05

-0.43 (-0.21%)

At close: May 16, 2025, 3:59 PM

Discover Financial Services Statistics

Share Statistics

Discover Financial Services has 251.65M shares outstanding. The number of shares has increased by null% in one year.

Shares Outstanding	251.65M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Institutions (%)	80.68%
Shares Floating	n/a
Failed to Deliver (FTD) Shares	1,594
FTD / Avg. Volume	0.05%

Short Selling Information

The latest short interest is 5.63M, so 0% of the outstanding shares have been sold short.

Short Interest	5.63M
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.64

Valuation Ratios

The PE ratio is 9.59 and the forward PE ratio is 12.59. Discover Financial Services's PEG ratio is 0.17.

PE Ratio	9.59
Forward PE	12.59
PS Ratio	2.17
Forward PS	2.8
PB Ratio	2.43
P/FCF Ratio	5.33
PEG Ratio	0.17

Financial Ratio History

Enterprise Valuation

Discover Financial Services has an Enterprise Value (EV) of 51.26B.

EV / Sales	2.56
EV / EBITDA	0
EV / EBIT	6.08
EV / FCF	6.28

Financial Position

The company has a current ratio of 0.15, with a Debt / Equity ratio of 0.91.

Current Ratio	0.15
Quick Ratio	0.15
Debt / Equity	0.91
Debt / EBITDA	n/a
Debt / FCF	1.99
Interest Coverage	3.09

Financial Efficiency

Return on Equity is 25.3% and Return on Invested Capital is 32.48%.

Return on Equity	25.3%
Return on Assets	3.07%
Return on Invested Capital	32.48%
Revenue Per Employee	$953.33K
Profits Per Employee	$215.95K
Employee Count	21,000
Asset Turnover	0.14
Inventory Turnover	n/a

Taxes

Income Tax	1.54B
Effective Tax Rate	25.34%

Stock Price Statistics

The stock price has increased by 61.71% in the last 52 weeks. The beta is 1.15, so Discover Financial Services's price volatility has been higher than the market average.

Beta	1.15
52-Week Price Change	61.71%
50-Day Moving Average	172.36
200-Day Moving Average	165.3
Relative Strength Index (RSI)	65.08
Average Volume (20 Days)	2,908,390

Income Statement

In the last 12 months, Discover Financial Services had revenue of 20.02B and earned 4.54B in profits. Earnings per share was 17.71.

Revenue	20.02B
Gross Profit	17.91B
Operating Income	17.68B
Net Income	4.54B
EBITDA	n/a
EBIT	-300M
Earnings Per Share (EPS)	17.71

Full Income Statement

Balance Sheet

The company has 8.47B in cash and 16.25B in debt, giving a net cash position of -7.78B.

Cash & Cash Equivalents	8.47B
Total Debt	16.25B
Net Cash	-7.78B
Retained Earnings	33.58B
Total Assets	147.91B
Working Capital	-88.84B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 8.43B and capital expenditures -268M, giving a free cash flow of 8.16B.

Operating Cash Flow	8.43B
Capital Expenditures	-268M
Free Cash Flow	8.16B
FCF Per Share	32.5

Full Cash Flow Statement

Margins

Gross margin is 89.46%, with operating and profit margins of 88.29% and 22.65%.

Gross Margin	89.46%
Operating Margin	88.29%
Pretax Margin	30.34%
Profit Margin	22.65%
EBITDA Margin	n/a
EBIT Margin	88.29%
FCF Margin	40.74%

Dividends & Yields

DFS pays an annual dividend of $3.5, which amounts to a dividend yield of 1.4%.

Dividend Per Share	$3.50
Dividend Yield	1.4%
Dividend Growth (YoY)	0%
Payout Ratio	18.7%
Earnings Yield	10.43%
FCF Yield	18.76%

Dividend Details

Analyst Forecast

The average price target for DFS is $209, which is 4.5% higher than the current price. The consensus rating is "Hold".

Price Target	$209
Price Target Difference	4.5%
Analyst Consensus	Hold
Analyst Count	13

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$442.75
Lynch Upside	121.32%
Graham Number	170.39
Graham Upside	-14.83%

Scores

Altman Z-Score	0.12
Piotroski F-Score	7