Discover Financial Servic... (DFS)
Discover Financial Services Statistics
Share Statistics
Discover Financial Services has 251.6M shares outstanding. The number of shares has increased by 0.4% in one year.
| Shares Outstanding | 251.6M |
| Shares Change (YoY) | 0.4% |
| Shares Change (QoQ) | 0.15% |
| Owned by Institutions (%) | 84.42% |
| Shares Floating | 250.17M |
| Failed to Deliver (FTD) Shares | 56 |
| FTD / Avg. Volume | < 0.01% |
Short Selling Information
The latest short interest is 5.04M, so 2% of the outstanding shares have been sold short.
| Short Interest | 5.04M |
| Short % of Shares Out | 2% |
| Short % of Float | 2.3% |
| Short Ratio (days to cover) | 1.74 |
Valuation Ratios
The PE ratio is 9.59 and the forward PE ratio is 11.84. Discover Financial Services's PEG ratio is 0.17.
| PE Ratio | 9.59 |
| Forward PE | 11.84 |
| PS Ratio | 2.43 |
| Forward PS | 2.4 |
| PB Ratio | 2.43 |
| P/FCF Ratio | 5.33 |
| PEG Ratio | 0.17 |
Enterprise Valuation
Discover Financial Services has an Enterprise Value (EV) of 51.26B.
| EV / Sales | 2.86 |
| EV / EBITDA | 0 |
| EV / EBIT | 6.08 |
| EV / FCF | 6.28 |
Financial Position
The company has a current ratio of 0.15, with a Debt / Equity ratio of 0.91.
| Current Ratio | 0.15 |
| Quick Ratio | 0.15 |
| Debt / Equity | 0.91 |
| Debt / EBITDA | - |
| Debt / FCF | 1.99 |
| Interest Coverage | 3.09 |
Financial Efficiency
Return on Equity is 25.3% and Return on Invested Capital is 32.48%.
| Return on Equity | 25.3% |
| Return on Assets | 3.07% |
| Return on Invested Capital | 32.48% |
| Revenue Per Employee | $852.86K |
| Profits Per Employee | $215.95K |
| Employee Count | 21,000 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 1.54B |
| Effective Tax Rate | 25.34% |
Stock Price Statistics
The stock price has increased by 45.04% in the last 52 weeks. The beta is 1.19, so Discover Financial Services's price volatility has been higher than the market average.
| Beta | 1.19 |
| 52-Week Price Change | 45.04% |
| 50-Day Moving Average | 171.89 |
| 200-Day Moving Average | 161.32 |
| Relative Strength Index (RSI) | 61.09 |
| Average Volume (20 Days) | 2.27M |
Income Statement
In the last 12 months, Discover Financial Services had revenue of 17.91B and earned 4.54B in profits. Earnings per share was 17.71.
| Revenue | 17.91B |
| Gross Profit | 13B |
| Operating Income | 17.68B |
| Net Income | 4.54B |
| EBITDA | 0 |
| EBIT | 6.2B |
| Earnings Per Share (EPS) | 17.71 |
Balance Sheet
The company has 8.47B in cash and 16.25B in debt, giving a net cash position of -7.78B.
| Cash & Cash Equivalents | 8.47B |
| Total Debt | 16.25B |
| Net Cash | -7.78B |
| Retained Earnings | 33.58B |
| Total Assets | 147.64B |
| Working Capital | -90.83B |
Cash Flow
In the last 12 months, operating cash flow was 8.43B and capital expenditures -268M, giving a free cash flow of 8.16B.
| Operating Cash Flow | 8.43B |
| Capital Expenditures | -268M |
| Free Cash Flow | 8.16B |
| FCF Per Share | 32.5 |
Margins
Gross margin is 72.58%, with operating and profit margins of 98.69% and 25.32%.
| Gross Margin | 72.58% |
| Operating Margin | 98.69% |
| Pretax Margin | 33.91% |
| Profit Margin | 25.32% |
| EBITDA Margin | n/a |
| EBIT Margin | 98.69% |
| FCF Margin | 45.54% |
Dividends & Yields
DFS pays an annual dividend of $3.5, which amounts to a dividend yield of 1.51%.
| Dividend Per Share | $3.50 |
| Dividend Yield | 1.51% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 19.74% |
| Earnings Yield | 10.43% |
| FCF Yield | 18.76% |
Analyst Forecast
The average price target for DFS is $209, which is 12.8% higher than the current price. The consensus rating is "Hold".
| Price Target | $209 |
| Price Target Difference | 12.8% |
| Analyst Consensus | Hold |
| Analyst Count | 14 |
Scores
| Altman Z-Score | 0.02 |
| Piotroski F-Score | 7 |