Discover Financial Servic... (DFS)
Discover Financial Services Statistics
Share Statistics
Discover Financial Services has 251.6M shares outstanding. The number of shares has increased by 0.4% in one year.
| Shares Outstanding | 251.6M |
| Shares Change (YoY) | 0.4% |
| Shares Change (QoQ) | 0.15% |
| Owned by Institutions (%) | 84.37% |
| Shares Floating | 250.16M |
| Failed to Deliver (FTD) Shares | 508 |
| FTD / Avg. Volume | 0.03% |
Short Selling Information
The latest short interest is 2.98M, so 1.19% of the outstanding shares have been sold short.
| Short Interest | 2.98M |
| Short % of Shares Out | 1.19% |
| Short % of Float | 1.19% |
| Short Ratio (days to cover) | 2.42 |
Valuation Ratios
The PE ratio is undefined and the forward PE ratio is 12.95. Discover Financial Services's PEG ratio is undefined.
| PE Ratio | undefined |
| Forward PE | 12.95 |
| PS Ratio | 2.17 |
| Forward PS | 2.2 |
| PB Ratio | 2.43 |
| P/FCF Ratio | undefined |
| PEG Ratio | undefined |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Discover Financial Services.
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.15, with a Debt / Equity ratio of undefined.
| Current Ratio | 0.15 |
| Quick Ratio | 0.15 |
| Debt / Equity | undefined |
| Total Debt / Capitalization | - |
| Cash Flow / Debt | null |
| Interest Coverage | undefined |
Financial Efficiency
Return on equity (ROE) is null% and return on capital (ROIC) is 38.61%.
| Return on Equity (ROE) | null% |
| Return on Assets (ROA) | null% |
| Return on Capital (ROIC) | 38.61% |
| Revenue Per Employee | $953,333.33 |
| Profits Per Employee | $215,952.38 |
| Employee Count | 21,000 |
| Asset Turnover | 0.14 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 1.54B |
| Effective Tax Rate | 0.25 |
Stock Price Statistics
The stock price has increased by 33.32% in the last 52 weeks. The beta is 1.45, so Discover Financial Services's price volatility has been higher than the market average.
| Beta | 1.45 |
| 52-Week Price Change | 33.32% |
| 50-Day Moving Average | 183.52 |
| 200-Day Moving Average | 158.21 |
| Relative Strength Index (RSI) | 49.49 |
| Average Volume (20 Days) | 2.03M |
Income Statement
In the last 12 months, Discover Financial Services had revenue of 20.02B and earned 4.54B in profits. Earnings per share was 17.71.
| Revenue | 20.02B |
| Gross Profit | 13B |
| Operating Income | 17.68B |
| Net Income | 4.54B |
| EBITDA | 0 |
| EBIT | 17.68B |
| Earnings Per Share (EPS) | 17.71 |
Balance Sheet
The company has 8.47B in cash and 16.25B in debt, giving a net cash position of -7.78B.
| Cash & Cash Equivalents | 8.47B |
| Total Debt | 16.25B |
| Net Cash | -7.78B |
| Retained Earnings | 33.58B |
| Total Assets | 147.64B |
| Working Capital | -90.83B |
Cash Flow
In the last 12 months, operating cash flow was 8.43B and capital expenditures -268M, giving a free cash flow of 8.16B.
| Operating Cash Flow | 8.43B |
| Capital Expenditures | -268M |
| Free Cash Flow | 8.16B |
| FCF Per Share | 32.5 |
Margins
Gross margin is 64.93%, with operating and profit margins of 88.29% and 22.65%.
| Gross Margin | 64.93% |
| Operating Margin | 88.29% |
| Pretax Margin | 30.34% |
| Profit Margin | 22.65% |
| EBITDA Margin | n/a |
| EBIT Margin | 88.29% |
| FCF Margin | 40.74% |
Dividends & Yields
DFS pays an annual dividend of $3.5, which amounts to a dividend yield of 1.4%.
| Dividend Per Share | $3.50 |
| Dividend Yield | 1.4% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 19.76% |
| Earnings Yield | 10.39% |
| FCF Yield | 19.03% |
Analyst Forecast
The average price target for DFS is $210, which is 23.2% higher than the current price. The consensus rating is "Hold".
| Price Target | $210 |
| Price Target Difference | 23.2% |
| Analyst Consensus | Hold |
| Analyst Count | 12 |
Scores
| Altman Z-Score | 0 |
| Piotroski F-Score | 7 |