Encore Capital Group Inc. (ECPG)

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30.41

0.90 (3.05%)

At close: Apr 17, 2025, 3:59 PM

31.32

3.00%

After-hours: Apr 17, 2025, 07:53 PM EDT

Encore Capital Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	265.62M	367.07M	352.15M	328.39M	277.39M	309.62M	323.04M	312.63M	234M	307.75M	356.92M	499.68M	357.3M	412.62M	427.74M	416.84M	382.61M	403.68M	426.03M	289.08M	347.79M	355.94M	346.87M	347.08M	348.72M	336.77M	349.75M	326.79M	317.48M	306.7M	290.92M	271.94M	271.38M	179.41M	289.44M	289.02M
Cost of Revenue	104.62M	139.31M	110.06M	170.34M	162.56M	159.39M	163.39M	166.1M	152.4M	150.02M	163.95M	162.28M	160.95M	170.8M	178.35M	176.42M	186.48M	169.06M	138.91M	172.55M	182.81M	162.95M	161.24M	156.86M	156.19M	156.79M	154.37M	154.87M	155.07M	135.95M	140.69M	127.8M	118.88M	133.56M	131.58M	134.07M
Gross Profit	161M	227.76M	242.09M	158.05M	114.83M	150.23M	159.65M	146.53M	81.59M	157.74M	192.97M	337.4M	196.36M	241.83M	249.38M	240.41M	196.13M	234.61M	287.13M	116.53M	164.98M	192.98M	185.64M	190.21M	192.53M	179.99M	195.38M	171.92M	162.41M	170.75M	150.23M	144.14M	152.5M	45.85M	157.86M	154.95M
Operating Income	-134.19M	106.09M	101.54M	83.59M	-217.19M	75.52M	88.07M	70.14M	-3.57M	80.52M	118.95M	265.01M	124.02M	166.65M	174.29M	168.31M	124.21M	142.46M	219.69M	47.2M	113.21M	108.34M	113.73M	111.06M	115.89M	97.53M	103.43M	88.45M	64.23M	103.87M	80.59M	75.84M	87.44M	-21.18M	91.75M	83.5M
Interest Income	11.07M	-3.99M	n/a	n/a	n/a	49.24M	48.86M	45.89M	42.31M	38.56M	n/a	n/a	n/a	n/a	n/a	n/a	14.99M	n/a	n/a	n/a	n/a	n/a	n/a	53.95M	n/a	n/a	59.45M	56.45M	n/a	51.81M	49.6M	48.42M	n/a	47.94M	49.98M	50.19M
Pretax Income	-209.98M	40.76M	42.51M	30.49M	-271.7M	30.06M	36.33M	25.04M	-45.89M	42.41M	83.69M	230.77M	85.14M	108.27M	121.39M	121.73M	47.71M	74.85M	166.35M	-6.02M	57.12M	42.43M	48.58M	53.12M	55.13M	29.89M	38.28M	33.18M	11.39M	59.99M	32.61M	27.25M	38.87M	-65.71M	44.28M	39.94M
Net Income	-225.31M	30.64M	32.18M	23.24M	-270.76M	19.34M	26.3M	18.63M	-73.12M	31.49M	60.44M	175.75M	76.08M	83.57M	96.5M	94.63M	37.32M	54.65M	130.33M	-10.45M	43.09M	38.87M	36.66M	49.25M	47.04M	20.73M	26.3M	21.83M	12.68M	28.19M	20.25M	22.1M	22.81M	-1.52M	29.59M	25.69M
Selling & General & Admin	52.02M	38.81M	36.78M	36.24M	36.81M	35.56M	34.53M	37.97M	40.02M	37.27M	34.97M	33.53M	34.91M	35.82M	34.82M	32.15M	35.16M	53.46M	28.62M	31.88M	23.52M	38.17M	32.62M	39.55M	35.19M	41.89M	41.99M	39.28M	55.33M	32.5M	36.93M	33.32M	31M	34.87M	32.93M	35.24M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	243.17M	82.87M	2.05M	2.67M	-2K	5.1M	-1.75M	38.43M	43.88M	39.95M	39.05M	38.86M	-791K	-17.5M	566K	-55K	854K	361K	-3.01M	1.44M	-2.58M	-11.55M	-1.24M	-2.98M	-3.8M	-2.54M	-4.62M	2.19M	-1.16M	8.87M	2.53M	602K	-130K	4.1M	3.13M	7.12M
Operating Expenses	295.19M	121.67M	75.08M	74.46M	75.09M	74.71M	71.58M	76.39M	83.9M	77.22M	74.02M	72.39M	72.33M	75.18M	75.1M	72.1M	71.92M	92.16M	67.44M	69.33M	51.77M	73.92M	71.91M	79.16M	76.64M	82.46M	91.95M	83.47M	98.18M	66.88M	69.63M	68.3M	65.06M	67.03M	66.11M	71.44M
Interest Expense	79.57M	62.91M	61.38M	52.47M	50.28M	47.05M	46.28M	46.84M	42.31M	35.79M	33.44M	30.78M	38.09M	36.96M	40M	42.13M	51.39M	57.35M	47.4M	51.88M	53.52M	51.82M	51.89M	n/a	56.96M	65.09M	n/a	n/a	51.69M	n/a	n/a	n/a	48.45M	n/a	n/a	n/a
Selling & Marketing Expenses	n/a	n/a	106.61M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	10.03M	10.62M	11.49M	11.56M	7.9M	8.85M	9.27M	10.12M
Cost & Expenses	399.81M	260.98M	250.61M	244.79M	237.65M	234.1M	234.97M	242.49M	236.3M	227.24M	237.97M	234.67M	233.28M	245.98M	253.45M	248.52M	258.4M	261.22M	206.34M	241.88M	234.58M	236.87M	233.14M	236.02M	232.83M	239.25M	246.31M	238.34M	253.25M	202.83M	210.32M	196.1M	183.94M	200.6M	197.69M	205.51M
Income Tax Expense	15.33M	10.12M	10.33M	7.25M	-934K	10.72M	10.03M	6.41M	27.23M	10.92M	23.25M	55.02M	9.06M	24.7M	24.61M	26.97M	10.5M	19.75M	35.57M	4.56M	13.89M	3.02M	11.75M	3.67M	9.1M	16.88M	11.31M	9.47M	8.61M	17.84M	13.53M	12.07M	28.37M	-13.77M	13.45M	10.15M
Shares Outstanding (Basic)	23.92M	23.91M	23.88M	23.78M	23.74M	23.71M	23.67M	23.55M	23.54M	25.81M	26.39M	27.46M	27.95M	30.23M	30.91M	31.47M	31.5M	31.48M	31.41M	31.31M	31.23M	31.34M	31.23M	31.2M	31.11M	29.87M	26.15M	26.06M	26.02M	26.01M	25.98M	25.88M	25.79M	25.4M	25.74M	25.55M
Shares Outstanding (Diluted)	23.92M	24.41M	24.1M	24.47M	23.74M	24.38M	24.28M	24.94M	23.54M	25.92M	26.41M	27.48M	30.04M	31.36M	31.41M	31.83M	31.83M	31.83M	31.56M	31.31M	31.61M	31.66M	31.43M	31.36M	31.27M	30.12M	26.41M	26.42M	26.41M	26.74M	26.39M	26.09M	25.99M	25.78M	25.87M	25.87M
EPS (Basic)	-9.42	1.28	1.35	0.98	-11.4	0.82	1.11	0.79	-3.11	1.22	2.29	6.40	2.72	2.76	3.12	3.01	1.18	1.74	4.15	-0.33	1.38	1.24	1.17	1.58	1.51	0.69	1.01	0.84	0.49	1.08	0.78	0.85	0.88	-0.06	1.15	1.01
EPS (Diluted)	-9.42	1.26	1.34	0.79	-11.4	0.79	1.08	0.75	-3.11	1.22	2.29	6.40	2.53	2.66	3.07	2.97	1.17	1.72	4.13	-0.33	1.36	1.23	1.17	1.57	1.50	0.69	1.00	0.83	0.48	1.05	0.77	0.85	0.88	-0.06	1.14	0.99
EBITDA	-121.44M	114.25M	109.3M	91.44M	79.82M	86.71M	98.77M	81.01M	13.05M	92.18M	130.59M	276.84M	136.41M	180.78M	186.33M	179.83M	135.56M	84.69M	230.23M	57.49M	124.5M	74.16M	123.47M	121.05M	125.88M	107.4M	114.36M	98.89M	26.63M	112.39M	89.27M	84.47M	39.64M	-10.66M	100.1M	97.45M
EBIT	-130.41M	106.09M	103.89M	86.26M	-217.19M	77.12M	86.32M	71.87M	-18.11M	81.72M	120.74M	265.41M	107.01M	149.14M	165.55M	168.26M	67.77M	127.83M	216.68M	48.64M	107.83M	96.8M	112.49M	104.76M	105.82M	82.47M	95.34M	87.57M	60.22M	109.06M	79.77M	72.83M	83.91M	-20.24M	91.86M	87.59M
Depreciation & Amortization	8.97M	8.16M	7.46M	7.85M	8.97M	11.2M	10.7M	10.87M	15.36M	11.66M	11.65M	11.83M	12.38M	14.14M	12.05M	11.51M	11.34M	10.61M	10.54M	10.29M	11.29M	10M	9.74M	9.99M	10M	9.87M	10.92M	10.44M	14.16M	8.52M	8.67M	8.63M	8.74M	8.03M	8.23M	9.86M