Encore Capital Group Inc. (ECPG)
NASDAQ: ECPG
· Real-Time Price · USD
40.59
-0.91 (-2.19%)
At close: Aug 15, 2025, 3:59 PM
40.57
-0.05%
After-hours: Aug 15, 2025, 04:54 PM EDT
Encore Capital Income Statement
Financials in USD. Fiscal
year is
January - December.
| Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
| Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Revenue | 442.12M | 392.77M | 265.62M | 367.07M | 352.15M | 328.39M | 277.39M | 309.62M | 323.04M | 312.63M | 234M | 307.75M | 356.92M | 499.68M | 357.3M | 412.62M | 427.74M | 416.84M |
Cost of Revenue | 117.74M | 105.93M | 104.62M | 139.31M | 110.06M | 170.34M | 162.56M | 159.39M | 163.39M | 166.1M | 152.4M | 150.02M | 163.95M | 162.28M | 160.95M | 170.8M | 178.35M | 176.42M |
Gross Profit | 324.38M | 286.84M | 161M | 227.76M | 242.09M | 158.05M | 114.83M | 150.23M | 159.65M | 146.53M | 81.59M | 157.74M | 192.97M | 337.4M | 196.36M | 241.83M | 249.38M | 240.41M |
Operating Income | 150.73M | 129.34M | -134.19M | 106.09M | 101.54M | 83.59M | -217.19M | 75.52M | 88.07M | 70.14M | -3.57M | 80.52M | 118.95M | 265.01M | 124.02M | 166.65M | 174.29M | 168.31M |
Interest Income | n/a | n/a | 11.07M | -3.99M | n/a | n/a | n/a | 49.24M | n/a | n/a | 42.31M | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Pretax Income | 78.02M | 60.46M | -209.98M | 40.76M | 42.51M | 30.49M | -271.7M | 30.06M | 36.33M | 25.04M | -45.89M | 42.41M | 83.69M | 230.77M | 85.14M | 108.27M | 121.39M | 121.73M |
Net Income | 58.72M | 46.8M | -225.31M | 30.64M | 32.18M | 23.24M | -270.76M | 19.34M | 26.3M | 18.63M | -73.12M | 31.49M | 60.44M | 175.75M | 76.08M | 83.57M | 96.5M | 94.63M |
Selling & General & Admin | 41.33M | 41.02M | 52.02M | 38.81M | 215.14M | 36.24M | 36.81M | 35.56M | 34.53M | 37.97M | 40.02M | 37.27M | 34.97M | 33.53M | 34.91M | 35.82M | 34.82M | 32.15M |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | 132.32M | 116.48M | 243.17M | 82.87M | 2.05M | 2.67M | -2K | 5.1M | -1.75M | 38.43M | 43.88M | 39.95M | 39.05M | 38.86M | -791K | -17.5M | 566K | -55K |
Operating Expenses | 173.65M | 157.5M | 295.19M | 121.67M | 75.08M | 74.46M | 75.09M | 74.71M | 71.58M | 76.39M | 83.9M | 77.22M | 74.02M | 72.39M | 72.33M | 75.18M | 75.1M | 72.1M |
Interest Expense | -73.94M | 67.2M | 79.57M | 62.91M | 61.38M | 52.47M | 54.5M | 47.05M | 49.98M | 46.84M | 42.31M | 39.31M | 37.05M | 34.63M | 38.09M | 40.87M | 44.16M | 46.53M |
Selling & Marketing Expenses | n/a | n/a | n/a | n/a | 106.61M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Cost & Expenses | 291.39M | 263.43M | 402.64M | 260.98M | 250.61M | 244.79M | 237.65M | 234.1M | 234.97M | 242.49M | 236.3M | 227.24M | 237.97M | 234.67M | 233.28M | 245.98M | 253.45M | 248.52M |
Income Tax Expense | -19.3M | -13.66M | 15.33M | 10.12M | 10.33M | 7.25M | -934K | 10.72M | 10.03M | 6.41M | 27.23M | 10.92M | 23.25M | 55.02M | 9.06M | 24.7M | 24.61M | 26.97M |
Shares Outstanding (Basic) | 23.51M | 23.88M | 23.87M | 23.91M | 23.88M | 23.78M | 23.74M | 23.71M | 23.67M | 23.55M | 23.54M | 25.81M | 26.39M | 27.46M | 27.95M | 30.23M | 30.91M | 31.47M |
Shares Outstanding (Diluted) | 23.58M | 24.27M | 23.87M | 24.41M | 24.1M | 24.47M | 23.74M | 24.38M | 24.28M | 24.94M | 23.54M | 25.92M | 26.41M | 27.48M | 30.04M | 31.36M | 31.41M | 31.83M |
EPS (Basic) | 2.50 | 1.96 | -9.42 | 1.28 | 1.35 | 0.98 | -11.4 | 0.82 | 1.11 | 0.79 | -3.11 | 1.22 | 2.29 | 6.40 | 2.72 | 2.76 | 3.12 | 3.01 |
EPS (Diluted) | 2.49 | 1.93 | -9.42 | 1.26 | 1.34 | 0.79 | -11.4 | 0.79 | 1.08 | 0.75 | -3.11 | 1.22 | 2.29 | 6.40 | 2.53 | 2.66 | 3.07 | 2.97 |
EBITDA | -27.21M | 135M | -121.44M | 114.25M | 109.3M | 91.44M | 79.82M | 86.71M | 98.77M | 81.01M | 13.05M | 92.18M | 130.59M | 276.84M | 136.41M | 180.78M | 186.33M | 179.83M |
EBIT | 150.73M | 127.66M | -130.41M | 106.09M | 103.89M | 86.26M | -217.19M | 77.12M | 86.32M | 71.87M | -18.11M | 81.72M | 120.74M | 265.41M | 107.01M | 149.14M | 165.55M | 168.26M |
Depreciation & Amortization | 7.31M | 7.34M | 8.97M | 8.16M | 7.46M | 7.85M | 8.97M | 11.2M | 10.7M | 10.87M | 15.36M | 11.66M | 11.65M | 11.83M | 12.38M | 14.14M | 12.05M | 11.51M |