Price Alert

Encore Capital Group Inc. (ECPG)

NASDAQ: ECPG · Real-Time Price · USD

41.25

-0.25 (-0.60%)

At close: Aug 15, 2025, 12:02 PM

Encore Capital Statistics

Share Statistics

Encore Capital has 23.01M shares outstanding. The number of shares has increased by -1.44% in one year.

Shares Outstanding	23.01M
Shares Change (YoY)	-1.44%
Shares Change (QoQ)	-1.44%
Owned by Institutions (%)	99.99%
Shares Floating	22.02M
Failed to Deliver (FTD) Shares	97
FTD / Avg. Volume	0.04%

Short Selling Information

The latest short interest is 1.3M, so 5.59% of the outstanding shares have been sold short.

Short Interest	1.3M
Short % of Shares Out	5.59%
Short % of Float	7.95%
Short Ratio (days to cover)	5.59

Valuation Ratios

The PE ratio is -8.19 and the forward PE ratio is 4.64. Encore Capital's PEG ratio is 0.25.

PE Ratio	-8.19
Forward PE	4.64
PS Ratio	0.87
Forward PS	0.5
PB Ratio	1.49
P/FCF Ratio	8.97
PEG Ratio	0.25

Financial Ratio History

Enterprise Valuation

Currently the Enterprise Value (EV) is not available for Encore Capital.

EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.05, with a Debt / Equity ratio of 4.79.

Current Ratio	1.05
Quick Ratio	1.05
Debt / Equity	4.79
Debt / EBITDA	11.92
Debt / FCF	28.88
Interest Coverage	0.62

Financial Efficiency

Return on Equity is n/a and Return on Invested Capital is n/a.

Return on Equity	n/a
Return on Assets	n/a
Return on Invested Capital	n/a
Revenue Per Employee	$179.1K
Profits Per Employee	$-18.94K
Employee Count	7,350
Asset Turnover	0.27
Inventory Turnover	n/a

Taxes

Income Tax	43.03M
Effective Tax Rate	-44.72%

Stock Price Statistics

The stock price has increased by -16.23% in the last 52 weeks. The beta is 1.59, so Encore Capital's price volatility has been higher than the market average.

Beta	1.59
52-Week Price Change	-16.23%
50-Day Moving Average	38.72
200-Day Moving Average	41.76
Relative Strength Index (RSI)	54.89
Average Volume (20 Days)	255,625

Income Statement

In the last 12 months, Encore Capital had revenue of 1.32B and earned -139.24M in profits. Earnings per share was -5.83.

Revenue	1.32B
Gross Profit	893.45M
Operating Income	157.33M
Net Income	-139.24M
EBITDA	308.09M
EBIT	276.47M
Earnings Per Share (EPS)	-5.83

Full Income Statement

Balance Sheet

The company has 199.87M in cash and 3.67B in debt, giving a net cash position of -3.47B.

Cash & Cash Equivalents	199.87M
Total Debt	3.67B
Net Cash	-3.47B
Retained Earnings	n/a
Total Assets	5.19B
Working Capital	4.14B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 156.17M and capital expenditures -29.01M, giving a free cash flow of 127.16M.

Operating Cash Flow	156.17M
Capital Expenditures	-29.01M
Free Cash Flow	127.16M
FCF Per Share	5.33

Full Cash Flow Statement

Margins

Gross margin is 67.87%, with operating and profit margins of 11.95% and -10.58%.

Gross Margin	67.87%
Operating Margin	11.95%
Pretax Margin	-7.31%
Profit Margin	-10.58%
EBITDA Margin	23.4%
EBIT Margin	11.95%
FCF Margin	9.66%

Dividends & Yields

ECPG does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Payout Ratio	n/a
Earnings Yield	n/a
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for ECPG is $65, which is 63.8% higher than the current price. The consensus rating is "Buy".

Price Target	$65
Price Target Difference	63.8%
Analyst Consensus	Buy
Analyst Count	3

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Scores

Altman Z-Score	1.41
Piotroski F-Score	7