Encore Capital Group Inc. (ECPG)
Encore Capital Statistics
Share Statistics
Encore Capital has 23.69M shares outstanding. The number of shares has increased by 0.02% in one year.
| Shares Outstanding | 23.69M |
| Shares Change (YoY) | 0.02% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 99.99% |
| Shares Floating | 22.7M |
| Failed to Deliver (FTD) Shares | 2.04K |
| FTD / Avg. Volume | 0.63% |
Short Selling Information
The latest short interest is 1.47M, so 6.19% of the outstanding shares have been sold short.
| Short Interest | 1.47M |
| Short % of Shares Out | 6.19% |
| Short % of Float | 6.46% |
| Short Ratio (days to cover) | 2.94 |
Valuation Ratios
The PE ratio is -8.19 and the forward PE ratio is 3.71. Encore Capital's PEG ratio is 0.25.
| PE Ratio | -8.19 |
| Forward PE | 3.71 |
| PS Ratio | 0.87 |
| Forward PS | 0.4 |
| PB Ratio | 1.49 |
| P/FCF Ratio | 8.97 |
| PEG Ratio | 0.25 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Encore Capital.
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.05, with a Debt / Equity ratio of 4.79.
| Current Ratio | 1.05 |
| Quick Ratio | 1.05 |
| Debt / Equity | 4.79 |
| Debt / EBITDA | 19.46 |
| Debt / FCF | 28.88 |
| Interest Coverage | 0.62 |
Financial Efficiency
Return on Equity is n/a and Return on Invested Capital is n/a.
| Return on Equity | n/a |
| Return on Assets | n/a |
| Return on Invested Capital | n/a |
| Revenue Per Employee | $179.1K |
| Profits Per Employee | $-18.94K |
| Employee Count | 7,350 |
| Asset Turnover | 0.27 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 43.03M |
| Effective Tax Rate | -44.72% |
Stock Price Statistics
The stock price has increased by -26.2% in the last 52 weeks. The beta is 1.58, so Encore Capital's price volatility has been higher than the market average.
| Beta | 1.58 |
| 52-Week Price Change | -26.2% |
| 50-Day Moving Average | 38.88 |
| 200-Day Moving Average | 45.37 |
| Relative Strength Index (RSI) | 38.42 |
| Average Volume (20 Days) | 324.86K |
Income Statement
In the last 12 months, Encore Capital had revenue of 1.32B and earned -139.24M in profits. Earnings per share was -5.83.
| Revenue | 1.32B |
| Gross Profit | 893.45M |
| Operating Income | 157.33M |
| Net Income | -139.24M |
| EBITDA | 188.76M |
| EBIT | 156.33M |
| Earnings Per Share (EPS) | -5.83 |
Balance Sheet
The company has 199.87M in cash and 3.67B in debt, giving a net cash position of -3.47B.
| Cash & Cash Equivalents | 199.87M |
| Total Debt | 3.67B |
| Net Cash | -3.47B |
| Retained Earnings | 0 |
| Total Assets | 4.79B |
| Working Capital | 12.32M |
Cash Flow
In the last 12 months, operating cash flow was 156.17M and capital expenditures -29.01M, giving a free cash flow of 127.16M.
| Operating Cash Flow | 156.17M |
| Capital Expenditures | -29.01M |
| Free Cash Flow | 127.16M |
| FCF Per Share | 5.33 |
Margins
Gross margin is 67.87%, with operating and profit margins of 11.95% and -10.58%.
| Gross Margin | 67.87% |
| Operating Margin | 11.95% |
| Pretax Margin | -7.31% |
| Profit Margin | -10.58% |
| EBITDA Margin | 14.34% |
| EBIT Margin | 11.95% |
| FCF Margin | 9.66% |
Dividends & Yields
ECPG does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | n/a |
| FCF Yield | n/a |
Analyst Forecast
The average price target for ECPG is $65, which is 117.2% higher than the current price. The consensus rating is "Buy".
| Price Target | $65 |
| Price Target Difference | 117.2% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
Scores
| Altman Z-Score | 0.49 |
| Piotroski F-Score | 5 |