Encore Capital Group Inc. (ECPG)
NASDAQ: ECPG
· Real-Time Price · USD
40.59
-0.91 (-2.19%)
At close: Aug 15, 2025, 3:59 PM
40.57
-0.05%
After-hours: Aug 15, 2025, 04:54 PM EDT
Encore Capital Income Statement
Financials in USD. Fiscal
year is
January - December.
| Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
| Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Revenue | 1.47B | 1.38B | 1.31B | 1.32B | 1.27B | 1.24B | 1.22B | 1.18B | 1.18B | 1.21B | 1.4B | 1.52B | 1.63B | 1.7B | 1.61B | 1.64B | 1.63B | 1.63B |
Cost of Revenue | 467.59M | 459.91M | 524.32M | 582.26M | 602.35M | 655.68M | 651.44M | 641.28M | 631.91M | 632.47M | 628.65M | 637.19M | 657.97M | 672.37M | 686.51M | 712.05M | 710.32M | 670.87M |
Gross Profit | 1,000M | 917.7M | 788.9M | 742.73M | 665.2M | 582.76M | 571.24M | 538.01M | 545.51M | 578.83M | 769.7M | 884.46M | 968.55M | 1.02B | 927.98M | 927.76M | 920.54M | 958.29M |
Operating Income | 251.98M | 202.78M | 157.03M | 74.03M | 43.45M | 29.99M | 16.54M | 230.15M | 235.15M | 266.03M | 460.9M | 588.5M | 674.63M | 729.97M | 633.27M | 633.46M | 609.27M | 654.67M |
Interest Income | 7.08M | 7.08M | 7.08M | -3.99M | 49.24M | 49.24M | 49.24M | 91.56M | 42.31M | 42.31M | 42.31M | n/a | n/a | n/a | n/a | 14.99M | 14.99M | 14.99M |
Pretax Income | -30.74M | -66.25M | -96.22M | -157.93M | -168.63M | -174.81M | -180.26M | 45.55M | 57.9M | 105.25M | 310.99M | 442.02M | 507.88M | 545.58M | 436.54M | 399.11M | 365.69M | 410.65M |
Net Income | -89.15M | -115.69M | -139.24M | -184.7M | -196M | -201.88M | -206.49M | -8.85M | 3.31M | 37.44M | 194.56M | 343.76M | 395.84M | 431.9M | 350.78M | 312.02M | 283.1M | 316.93M |
Selling & General & Admin | 173.17M | 346.99M | 342.21M | 327M | 323.75M | 143.14M | 144.86M | 148.08M | 149.79M | 150.23M | 145.8M | 140.68M | 139.22M | 139.08M | 137.69M | 137.95M | 155.59M | 149.38M |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | 574.85M | 444.57M | 330.75M | 87.58M | 9.81M | 6.01M | 41.77M | 85.65M | 120.49M | 161.3M | 161.73M | 117.06M | 59.61M | 21.13M | -17.78M | -16.14M | 1.73M | -1.85M |
Operating Expenses | 748.02M | 649.45M | 566.41M | 346.31M | 299.35M | 295.84M | 297.78M | 306.58M | 309.09M | 311.53M | 307.53M | 295.96M | 293.92M | 295M | 294.71M | 294.3M | 311.27M | 303.61M |
Interest Expense | 135.74M | 271.06M | 256.32M | 231.26M | 215.4M | 204M | 198.37M | 186.19M | 178.44M | 165.51M | 153.31M | 149.08M | 150.65M | 157.75M | 169.65M | 182.95M | 195.05M | 201.22M |
Selling & Marketing Expenses | n/a | 106.61M | 106.61M | 106.61M | 106.61M | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Cost & Expenses | 1.22B | 1.18B | 1.16B | 994.04M | 967.16M | 951.52M | 949.22M | 947.87M | 941M | 944M | 936.17M | 933.15M | 951.89M | 967.37M | 981.23M | 1.01B | 1.02B | 974.48M |
Income Tax Expense | -7.51M | 22.11M | 43.03M | 26.77M | 27.37M | 27.07M | 26.23M | 54.39M | 54.59M | 67.81M | 116.42M | 98.26M | 112.04M | 113.4M | 85.34M | 86.78M | 81.82M | 92.78M |
Shares Outstanding (Basic) | 23.51M | 23.88M | 23.87M | 23.91M | 23.88M | 23.78M | 23.74M | 23.71M | 23.67M | 23.55M | 23.54M | 25.81M | 26.39M | 27.46M | 27.95M | 30.23M | 30.91M | 31.47M |
Shares Outstanding (Diluted) | 23.58M | 24.27M | 23.87M | 24.41M | 24.1M | 24.47M | 23.74M | 24.38M | 24.28M | 24.94M | 23.54M | 25.92M | 26.41M | 27.48M | 30.04M | 31.36M | 31.41M | 31.83M |
EPS (Basic) | -3.68 | -4.83 | -5.81 | -7.79 | -8.25 | -8.49 | -8.68 | -0.39 | 0.01 | 1.19 | 6.80 | 12.63 | 14.17 | 15.00 | 11.61 | 10.07 | 9.05 | 10.08 |
EPS (Diluted) | -3.74 | -4.89 | -6.03 | -8.01 | -8.48 | -8.74 | -8.78 | -0.49 | -0.06 | 1.15 | 6.80 | 12.44 | 13.88 | 14.66 | 11.23 | 9.87 | 8.93 | 9.99 |
EBITDA | 100.6M | 237.11M | 193.54M | 394.8M | 367.27M | 356.74M | 346.31M | 279.55M | 285.01M | 316.83M | 512.67M | 636.02M | 724.63M | 780.37M | 683.35M | 682.5M | 586.41M | 630.31M |
EBIT | 254.07M | 207.23M | 165.82M | 79.04M | 50.07M | 32.5M | 18.11M | 217.19M | 221.8M | 256.22M | 449.76M | 574.88M | 642.3M | 687.11M | 589.97M | 550.73M | 529.41M | 580.54M |
Depreciation & Amortization | 31.78M | 31.93M | 32.43M | 32.44M | 35.47M | 38.72M | 41.74M | 48.13M | 48.59M | 49.53M | 50.49M | 47.52M | 50M | 50.4M | 50.08M | 49.04M | 45.51M | 44.01M |