First BanCorp. (FBP)
First Ban Statistics
Share Statistics
First Ban has 163.13M shares outstanding. The number of shares has increased by -1.54% in one year.
| Shares Outstanding | 163.13M |
| Shares Change (YoY) | -1.54% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 96.21% |
| Shares Floating | 159.37M |
| Failed to Deliver (FTD) Shares | 2.19K |
| FTD / Avg. Volume | 0.17% |
Short Selling Information
The latest short interest is 2.91M, so 1.78% of the outstanding shares have been sold short.
| Short Interest | 2.91M |
| Short % of Shares Out | 1.78% |
| Short % of Float | 2.59% |
| Short Ratio (days to cover) | 1.51 |
Valuation Ratios
The PE ratio is 10.26 and the forward PE ratio is 8.77. First Ban's PEG ratio is 1.96.
| PE Ratio | 10.26 |
| Forward PE | 8.77 |
| PS Ratio | 23.46 |
| Forward PS | 2.8 |
| PB Ratio | 1.84 |
| P/FCF Ratio | 7.78 |
| PEG Ratio | 1.96 |
Enterprise Valuation
First Ban has an Enterprise Value (EV) of 2.47B.
| EV / Sales | 18.89 |
| EV / EBITDA | 0 |
| EV / EBIT | 6.11 |
| EV / FCF | 6.27 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.34.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.34 |
| Debt / EBITDA | - |
| Debt / FCF | 1.43 |
| Interest Coverage | 0.28 |
Financial Efficiency
Return on Equity is 17.9% and Return on Invested Capital is 0.32%.
| Return on Equity | 17.9% |
| Return on Assets | 1.55% |
| Return on Invested Capital | 0.32% |
| Revenue Per Employee | $41.99K |
| Profits Per Employee | $95.96K |
| Employee Count | 3,113 |
| Asset Turnover | 0.01 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 92.48M |
| Effective Tax Rate | 23.64% |
Stock Price Statistics
The stock price has increased by 11.01% in the last 52 weeks. The beta is 0.89, so First Ban's price volatility has been higher than the market average.
| Beta | 0.89 |
| 52-Week Price Change | 11.01% |
| 50-Day Moving Average | 18.91 |
| 200-Day Moving Average | 19.87 |
| Relative Strength Index (RSI) | 49.04 |
| Average Volume (20 Days) | 1.29M |
Income Statement
In the last 12 months, First Ban had revenue of 130.72M and earned 298.72M in profits. Earnings per share was 1.81.
| Revenue | 130.72M |
| Gross Profit | 130.72M |
| Operating Income | 81.27M |
| Net Income | 298.72M |
| EBITDA | 0 |
| EBIT | -25M |
| Earnings Per Share (EPS) | 1.81 |
Balance Sheet
The company has 1.16B in cash and 561.7M in debt, giving a net cash position of 597.01M.
| Cash & Cash Equivalents | 1.16B |
| Total Debt | 561.7M |
| Net Cash | 597.01M |
| Retained Earnings | 1.81B |
| Total Assets | 19.29B |
| Working Capital | 5.8B |
Cash Flow
In the last 12 months, operating cash flow was 404.15M and capital expenditures -10.01M, giving a free cash flow of 394.14M.
| Operating Cash Flow | 404.15M |
| Capital Expenditures | -10.01M |
| Free Cash Flow | 394.14M |
| FCF Per Share | 2.39 |
Margins
Gross margin is 100%, with operating and profit margins of 62.17% and 228.52%.
| Gross Margin | 100% |
| Operating Margin | 62.17% |
| Pretax Margin | 299.27% |
| Profit Margin | 228.52% |
| EBITDA Margin | n/a |
| EBIT Margin | 62.17% |
| FCF Margin | 301.51% |
Dividends & Yields
FBP pays an annual dividend of $0.82, which amounts to a dividend yield of 3.4%.
| Dividend Per Share | $0.82 |
| Dividend Yield | 3.4% |
| Dividend Growth (YoY) | 12.5% |
| Payout Ratio | 45.3% |
| Earnings Yield | 9.74% |
| FCF Yield | 12.85% |
Analyst Forecast
The average price target for FBP is $21, which is 15.1% higher than the current price. The consensus rating is "Buy".
| Price Target | $21 |
| Price Target Difference | 15.1% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
Stock Splits
The last stock split was on Jan 7, 2011. It was a backward split with a ratio of 1:15.
| Last Split Date | Jan 7, 2011 |
| Split Type | backward |
| Split Ratio | 1:15 |
Scores
| Altman Z-Score | 0.7 |
| Piotroski F-Score | 6 |