First Ban Statistics
Share Statistics
First Ban has 163.13M
shares outstanding. The number of shares has increased by -1.54%
in one year.
| Shares Outstanding | 163.13M |
| Shares Change (YoY) | -1.54% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 96.21% |
| Shares Floating | n/a |
| Failed to Deliver (FTD) Shares | 72 |
| FTD / Avg. Volume | 0.01% |
Short Selling Information
The latest short interest is 2.95M, so 1.81% of the outstanding
shares have been sold short.
| Short Interest | 2.95M |
| Short % of Shares Out | 1.81% |
| Short % of Float | 2.63% |
| Short Ratio (days to cover) | 1.84 |
Valuation Ratios
The PE ratio is 10.24 and the forward
PE ratio is 9.69.
First Ban's PEG ratio is
1.96.
| PE Ratio | 10.24 |
| Forward PE | 9.69 |
| PS Ratio | 23.4 |
| Forward PS | 3.1 |
| PB Ratio | 1.83 |
| P/FCF Ratio | 7.76 |
| PEG Ratio | 1.96 |
Financial Ratio HistoryEnterprise Valuation
First Ban has an Enterprise Value (EV) of 2.46B.
| EV / Sales | 18.83 |
| EV / EBITDA | 0 |
| EV / EBIT | 6.09 |
| EV / FCF | 6.25 |
Financial Position
The company has a current ratio of 0.15,
with a Debt / Equity ratio of 0.34.
| Current Ratio | 0.15 |
| Quick Ratio | 0.15 |
| Debt / Equity | 0.34 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.43 |
| Interest Coverage | 0.28 |
Financial Efficiency
Return on Equity is 17.9% and Return on Invested Capital is 0.56%.
| Return on Equity | 17.9% |
| Return on Assets | 1.55% |
| Return on Invested Capital | 0.56% |
| Revenue Per Employee | $41,992.29 |
| Profits Per Employee | $95,960.17 |
| Employee Count | 3,113 |
| Asset Turnover | 0.01 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 92.48M |
| Effective Tax Rate | 23.64% |
Stock Price Statistics
The stock price has increased by 12.24% in the
last 52 weeks. The beta is 0.92, so First Ban's
price volatility has been higher than the market average.
| Beta | 0.92 |
| 52-Week Price Change | 12.24% |
| 50-Day Moving Average | 18.75 |
| 200-Day Moving Average | 19.9 |
| Relative Strength Index (RSI) | 63.62 |
| Average Volume (20 Days) | 1,332,921 |
Income Statement
In the last 12 months, First Ban had revenue of 130.72M
and earned 298.72M
in profits. Earnings per share was 1.81.
| Revenue | 130.72M |
| Gross Profit | 130.72M |
| Operating Income | 81.27M |
| Net Income | 298.72M |
| EBITDA | n/a |
| EBIT | -25M |
| Earnings Per Share (EPS) | 1.81 |
Full Income StatementBalance Sheet
The company has 1.16B in cash and 561.7M in
debt, giving a net cash position of 597.01M.
| Cash & Cash Equivalents | 1.16B |
| Total Debt | 561.7M |
| Net Cash | 597.01M |
| Retained Earnings | 1.81B |
| Total Assets | 19.11B |
| Working Capital | 5.7B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was 404.15M
and capital expenditures -10.01M, giving a free cash flow of 394.14M.
| Operating Cash Flow | 404.15M |
| Capital Expenditures | -10.01M |
| Free Cash Flow | 394.14M |
| FCF Per Share | 2.4 |
Full Cash Flow StatementMargins
Gross margin is 100%, with operating and profit margins of 62.17% and 228.52%.
| Gross Margin | 100% |
| Operating Margin | 62.17% |
| Pretax Margin | 299.27% |
| Profit Margin | 228.52% |
| EBITDA Margin | n/a |
| EBIT Margin | 62.17% |
| FCF Margin | 301.51% |
Dividends & Yields
FBP pays an annual dividend of $0.84,
which amounts to a dividend yield of 3.38%.
| Dividend Per Share | $0.84 |
| Dividend Yield | 3.38% |
| Dividend Growth (YoY) | 12.5% |
| Payout Ratio | 45.65% |
| Earnings Yield | 9.77% |
| FCF Yield | 12.88% |
Dividend DetailsAnalyst Forecast
The average price target for FBP is $21.5,
which is 6.1% higher than the current price. The consensus rating is "Buy".
| Price Target | $21.5 |
| Price Target Difference | 6.1% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
Stock ForecastsStock Splits
The last stock split was on Jan 7, 2011. It was a
backward
split with a ratio of 1:15.
| Last Split Date | Jan 7, 2011 |
| Split Type | backward |
| Split Ratio | 1:15 |
Scores
| Altman Z-Score | 0.71 |
| Piotroski F-Score | 7 |
