First BanCorp. Statistics
Share Statistics
First BanCorp. has 163.87M shares outstanding. The number of shares has increased by -8.09% in one year.
| Shares Outstanding | 163.87M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | -1.54% |
| Owned by Institutions (%) | n/a |
| Shares Floating | 160.16M |
| Failed to Deliver (FTD) Shares | 3.01K |
| FTD / Avg. Volume | 0.3% |
Short Selling Information
The latest short interest is 2.20M, so 1.34% of the outstanding shares have been sold short.
| Short Interest | 2.20M |
| Short % of Shares Out | 1.34% |
| Short % of Float | 1.38% |
| Short Ratio (days to cover) | 2.56 |
Valuation Ratios
The PE ratio is 9.59 and the forward PE ratio is 12.16. First BanCorp.'s PEG ratio is 0.69.
| PE Ratio | 9.59 |
| Forward PE | 12.16 |
| PS Ratio | 3.36 |
| Forward PS | 3.2 |
| PB Ratio | 1.94 |
| P/FCF Ratio | 8.53 |
| PEG Ratio | 0.69 |
Enterprise Valuation
First BanCorp. has an Enterprise Value (EV) of 2.97B.
| EV / Earnings | 9.82 |
| EV / Sales | 3.45 |
| EV / EBITDA | 6.99 |
| EV / EBIT | 7.65 |
| EV / FCF | 8.74 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.44.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.44 |
| Total Debt / Capitalization | 30.64 |
| Cash Flow / Debt | 0.55 |
| Interest Coverage | 1.72 |
Financial Efficiency
Return on equity (ROE) is 0.2% and return on capital (ROIC) is 13.72%.
| Return on Equity (ROE) | 0.2% |
| Return on Assets (ROA) | 0.02% |
| Return on Capital (ROIC) | 13.72% |
| Revenue Per Employee | 272.50K |
| Profits Per Employee | 95.60K |
| Employee Count | 3.17K |
| Asset Turnover | 0.05 |
| Inventory Turnover | 0 |
Taxes
| Income Tax | 94.57M |
| Effective Tax Rate | 0.24 |
Stock Price Statistics
The stock price has increased by 19.62% in the last 52 weeks. The beta is 1.11, so First BanCorp.'s price volatility has been higher than the market average.
| Beta | 1.11 |
| 52-Week Price Change | 19.62% |
| 50-Day Moving Average | 20.51 |
| 200-Day Moving Average | 19.13 |
| Relative Strength Index (RSI) | 39.71 |
| Average Volume (20 Days) | 1.00M |
Income Statement
In the last 12 months, First BanCorp. had revenue of $863.27M and earned $302.86M in profits. Earnings per share was $1.72.
| Revenue | 863.27M |
| Gross Profit | 863.27M |
| Operating Income | 388.72M |
| Net Income | 302.86M |
| EBITDA | 425.67M |
| EBIT | 388.72M |
| Earnings Per Share (EPS) | 1.72 |
Balance Sheet
The company has $662.23M in cash and $661.70M in debt, giving a net cash position of $525.00K.
| Cash & Cash Equivalents | 662.23M |
| Total Debt | 661.70M |
| Net Cash | 525.00K |
| Retained Earnings | 1.85B |
| Total Assets | 18.86B |
| Working Capital | -4.52B |
Cash Flow
In the last 12 months, operating cash flow was $362.96M and capital expenditures -$22.60M, giving a free cash flow of $340.36M.
| Operating Cash Flow | 362.96M |
| Capital Expenditures | -22.60M |
| Free Cash Flow | 340.36M |
| FCF Per Share | 1.93 |
Margins
Gross margin is 100%, with operating and profit margins of 45.03% and 35.08%.
| Gross Margin | 100% |
| Operating Margin | 45.03% |
| Pretax Margin | 46.04% |
| Profit Margin | 35.08% |
| EBITDA Margin | 49.31% |
| EBIT Margin | 45.03% |
| FCF Margin | 39.43% |
Dividends & Yields
FBP pays an annual dividend of $0.64, which amounts to a dividend yield of 3.21%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 3.21% |
| Dividend Growth (YoY) | 14.29% |
| Payout Ratio | 35.36% |
| Earnings Yield | 8.71% |
| FCF Yield | 10.51% |
Analyst Forecast
The average price target for FBP is $21.5, which is 8.9% higher than the current price. The consensus rating is "Buy".
| Price Target | $21.5 |
| Price Target Difference | 8.9% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
Stock Splits
The last stock split was on Jan 7, 2011. It was a backward split with a ratio of 1:15.
| Last Split Date | Jan 7, 2011 |
| Split Type | backward |
| Split Ratio | 1:15 |
Scores
| Altman Z-Score | 0.08 |
| Piotroski F-Score | 7 |