First Financial Bankshare... (FFIN)
First Financial Bankshares Statistics
Share Statistics
First Financial Bankshares has 142.98M shares outstanding. The number of shares has increased by 0.1% in one year.
| Shares Outstanding | 142.98M |
| Shares Change (YoY) | 0.1% |
| Shares Change (QoQ) | 0.05% |
| Owned by Institutions (%) | 70.38% |
| Shares Floating | 137.84M |
| Failed to Deliver (FTD) Shares | 104 |
| FTD / Avg. Volume | 0.02% |
Short Selling Information
The latest short interest is 7.28M, so 5.09% of the outstanding shares have been sold short.
| Short Interest | 7.28M |
| Short % of Shares Out | 5.09% |
| Short % of Float | 5.94% |
| Short Ratio (days to cover) | 12.62 |
Valuation Ratios
The PE ratio is 23.04 and the forward PE ratio is 17.96. First Financial Bankshares's PEG ratio is 1.88.
| PE Ratio | 23.04 |
| Forward PE | 17.96 |
| PS Ratio | 9.59 |
| Forward PS | 7.3 |
| PB Ratio | 3.2 |
| P/FCF Ratio | 99.52 |
| PEG Ratio | 1.88 |
Enterprise Valuation
First Financial Bankshares has an Enterprise Value (EV) of 5.01B.
| EV / Sales | 9.33 |
| EV / EBITDA | 0 |
| EV / EBIT | 96.83 |
| EV / FCF | 96.83 |
Financial Position
The company has a current ratio of 189.41, with a Debt / Equity ratio of 0.08.
| Current Ratio | 189.41 |
| Quick Ratio | 189.41 |
| Debt / Equity | 0.08 |
| Debt / EBITDA | - |
| Debt / FCF | 2.34 |
| Interest Coverage | 0.02 |
Financial Efficiency
Return on Equity is 13.91% and Return on Invested Capital is 0.06%.
| Return on Equity | 13.91% |
| Return on Assets | 1.6% |
| Return on Invested Capital | 0.06% |
| Revenue Per Employee | $383.6K |
| Profits Per Employee | $159.65K |
| Employee Count | 1,400 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 48.34M |
| Effective Tax Rate | 17.78% |
Stock Price Statistics
The stock price has increased by 13.47% in the last 52 weeks. The beta is 0.83, so First Financial Bankshares's price volatility has been higher than the market average.
| Beta | 0.83 |
| 52-Week Price Change | 13.47% |
| 50-Day Moving Average | 35.63 |
| 200-Day Moving Average | 36.69 |
| Relative Strength Index (RSI) | 40.99 |
| Average Volume (20 Days) | 549.93K |
Income Statement
In the last 12 months, First Financial Bankshares had revenue of 537.04M and earned 223.51M in profits. Earnings per share was 1.56.
| Revenue | 537.04M |
| Gross Profit | 628.92M |
| Operating Income | 3.74M |
| Net Income | 223.51M |
| EBITDA | 0 |
| EBIT | -13.43M |
| Earnings Per Share (EPS) | 1.56 |
Balance Sheet
The company has 260M in cash and 121.05M in debt, giving a net cash position of 138.94M.
| Cash & Cash Equivalents | 260M |
| Total Debt | 121.05M |
| Net Cash | 138.94M |
| Retained Earnings | 1.34B |
| Total Assets | 13.98B |
| Working Capital | 1.05B |
Cash Flow
In the last 12 months, operating cash flow was 51.74M and capital expenditures 0, giving a free cash flow of 51.74M.
| Operating Cash Flow | 51.74M |
| Capital Expenditures | 0 |
| Free Cash Flow | 51.74M |
| FCF Per Share | 0.36 |
Margins
Gross margin is 117.11%, with operating and profit margins of 0.7% and 41.62%.
| Gross Margin | 117.11% |
| Operating Margin | 0.7% |
| Pretax Margin | 50.62% |
| Profit Margin | 41.62% |
| EBITDA Margin | n/a |
| EBIT Margin | 0.7% |
| FCF Margin | 9.63% |
Dividends & Yields
FFIN pays an annual dividend of $0.9, which amounts to a dividend yield of 2.01%.
| Dividend Per Share | $0.90 |
| Dividend Yield | 2.01% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 57.69% |
| Earnings Yield | 4.34% |
| FCF Yield | 1% |
Analyst Forecast
The average price target for FFIN is $40, which is 22.4% higher than the current price. The consensus rating is "Hold".
| Price Target | $40 |
| Price Target Difference | 22.4% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
Stock Splits
The last stock split was on Jun 4, 2019. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 4, 2019 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.51 |
| Piotroski F-Score | 5 |