Fair Isaac Corporation

NYSE: FICO · Real-Time Price · USD
2008.21
18.53 (0.93%)
At close: May 01, 2025, 3:59 PM
2003.00
-0.26%
After-hours: May 01, 2025, 07:56 PM EDT

Fair Isaac Statistics

Share Statistics

Fair Isaac has 24.42M shares outstanding. The number of shares has increased by -1.18% in one year.

Shares Outstanding 24.42M
Shares Change (YoY) -1.18%
Shares Change (QoQ) 0.29%
Owned by Institutions (%) 86.4%
Shares Floating 23.67M
Failed to Deliver (FTD) Shares 558
FTD / Avg. Volume 0.28%

Short Selling Information

The latest short interest is 724.49K, so 2.96% of the outstanding shares have been sold short.

Short Interest 724.49K
Short % of Shares Out 2.96%
Short % of Float 3.96%
Short Ratio (days to cover) 3.33

Valuation Ratios

The PE ratio is 93.52 and the forward PE ratio is 55.18. Fair Isaac's PEG ratio is 4.46.

PE Ratio 93.52
Forward PE 55.18
PS Ratio 27.92
Forward PS 14.6
PB Ratio -49.82
P/FCF Ratio 76.85
PEG Ratio 4.46
Financial Ratio History

Enterprise Valuation

Currently the Enterprise Value (EV) is not available for Fair Isaac.

EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 1.62, with a Debt / Equity ratio of -2.33.

Current Ratio 1.62
Quick Ratio 1.62
Debt / Equity -2.33
Debt / EBITDA 2.94
Debt / FCF 3.59
Interest Coverage 6.94

Financial Efficiency

Return on Equity is n/a and Return on Invested Capital is n/a.

Return on Equity n/a
Return on Assets n/a
Return on Invested Capital n/a
Revenue Per Employee $461.95K
Profits Per Employee $137.93K
Employee Count 3,718
Asset Turnover 1
Inventory Turnover n/a

Taxes

Income Tax 129.21M
Effective Tax Rate 20.13%

Stock Price Statistics

The stock price has increased by 72.33% in the last 52 weeks. The beta is 1.37, so Fair Isaac's price volatility has been higher than the market average.

Beta 1.37
52-Week Price Change 72.33%
50-Day Moving Average 1846.72
200-Day Moving Average 1915.53
Relative Strength Index (RSI) 61.98
Average Volume (20 Days) 201.6K

Income Statement

In the last 12 months, Fair Isaac had revenue of 1.72B and earned 512.81M in profits. Earnings per share was 20.78.

Revenue 1.72B
Gross Profit 1.37B
Operating Income 733.63M
Net Income 512.81M
EBITDA 761.49M
EBIT 747.66M
Earnings Per Share (EPS) 20.78
Full Income Statement

Balance Sheet

The company has 150.67M in cash and 2.24B in debt, giving a net cash position of -2.09B.

Cash & Cash Equivalents 150.67M
Total Debt 2.24B
Net Cash -2.09B
Retained Earnings 3.9B
Total Assets 1.71B
Working Capital 264.52M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 632.96M and capital expenditures -8.88M, giving a free cash flow of 624.08M.

Operating Cash Flow 632.96M
Capital Expenditures -8.88M
Free Cash Flow 624.08M
FCF Per Share 25.29
Full Cash Flow Statement

Margins

Gross margin is 79.73%, with operating and profit margins of 42.71% and 29.86%.

Gross Margin 79.73%
Operating Margin 42.71%
Pretax Margin 37.38%
Profit Margin 29.86%
EBITDA Margin 44.34%
EBIT Margin 42.71%
FCF Margin 36.34%

Dividends & Yields

FICO pays an annual dividend of $0.1, which amounts to a dividend yield of 0.06%.

Dividend Per Share $0.10
Dividend Yield 0.06%
Dividend Growth (YoY) 0%
Payout Ratio 0.46%
Earnings Yield n/a
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for FICO is $2250, which is 12% higher than the current price. The consensus rating is "Buy".

Price Target $2250
Price Target Difference 12%
Analyst Consensus Buy
Analyst Count 12
Stock Forecasts

Stock Splits

The last stock split was on Mar 11, 2004. It was a forward split with a ratio of 3:2.

Last Split Date Mar 11, 2004
Split Type forward
Split Ratio 3:2

Scores

Altman Z-Score 16.05
Piotroski F-Score 8