First Bank (FRBA)
First Bank Statistics
Share Statistics
First Bank has 25.13M shares outstanding. The number of shares has increased by -0.45% in one year.
| Shares Outstanding | 25.13M |
| Shares Change (YoY) | -0.45% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 55.79% |
| Shares Floating | 21.6M |
| Failed to Deliver (FTD) Shares | 802 |
| FTD / Avg. Volume | 1.57% |
Short Selling Information
The latest short interest is 42.02K, so 0.17% of the outstanding shares have been sold short.
| Short Interest | 42.02K |
| Short % of Shares Out | 0.17% |
| Short % of Float | 0.19% |
| Short Ratio (days to cover) | 0.76 |
Valuation Ratios
The PE ratio is 15.44 and the forward PE ratio is 8.55. First Bank's PEG ratio is -0.32.
| PE Ratio | 15.44 |
| Forward PE | 8.55 |
| PS Ratio | 3.11 |
| Forward PS | 2.6 |
| PB Ratio | 0.87 |
| P/FCF Ratio | 2.29 |
| PEG Ratio | -0.32 |
Enterprise Valuation
First Bank has an Enterprise Value (EV) of 352.37M.
| EV / Earnings | 16.86 |
| EV / Sales | 3.39 |
| EV / EBITDA | 7.66 |
| EV / EBIT | 8.17 |
| EV / FCF | 2.5 |
Financial Position
The company has a current ratio of 0.48, with a Debt / Equity ratio of 0.63.
| Current Ratio | 0.48 |
| Quick Ratio | 0.48 |
| Debt / Equity | 0.63 |
| Total Debt / Capitalization | 38.72 |
| Cash Flow / Debt | 0.61 |
| Interest Coverage | 0.62 |
Financial Efficiency
Return on equity (ROE) is 0.06% and return on capital (ROIC) is 5.49%.
| Return on Equity (ROE) | 0.06% |
| Return on Assets (ROA) | 0.01% |
| Return on Capital (ROIC) | 5.49% |
| Revenue Per Employee | $326,418.24 |
| Profits Per Employee | $65,713.84 |
| Employee Count | 318 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 6.26M |
| Effective Tax Rate | 0.23 |
Stock Price Statistics
The stock price has increased by 18.3% in the last 52 weeks. The beta is 0.95, so First Bank's price volatility has been higher than the market average.
| Beta | 0.95 |
| 52-Week Price Change | 18.3% |
| 50-Day Moving Average | 14.52 |
| 200-Day Moving Average | 14.2 |
| Relative Strength Index (RSI) | 57.98 |
| Average Volume (20 Days) | 50.94K |
Income Statement
In the last 12 months, First Bank had revenue of 103.8M and earned 20.9M in profits. Earnings per share was 0.95.
| Revenue | 103.8M |
| Gross Profit | 103.8M |
| Operating Income | 43.15M |
| Net Income | 20.9M |
| EBITDA | 46M |
| EBIT | 43.15M |
| Earnings Per Share (EPS) | 0.95 |
Balance Sheet
The company has 215.18M in cash and 234.4M in debt, giving a net cash position of -19.22M.
| Cash & Cash Equivalents | 215.18M |
| Total Debt | 234.4M |
| Net Cash | -19.22M |
| Retained Earnings | 140.56M |
| Total Assets | 3.76B |
| Working Capital | -794.86M |
Cash Flow
In the last 12 months, operating cash flow was 143.84M and capital expenditures -3.12M, giving a free cash flow of 140.72M.
| Operating Cash Flow | 143.84M |
| Capital Expenditures | -3.12M |
| Free Cash Flow | 140.72M |
| FCF Per Share | 6.41 |
Margins
Gross margin is 100%, with operating and profit margins of 41.57% and 20.13%.
| Gross Margin | 100% |
| Operating Margin | 41.57% |
| Pretax Margin | 26.16% |
| Profit Margin | 20.13% |
| EBITDA Margin | 44.31% |
| EBIT Margin | 41.57% |
| FCF Margin | 135.57% |
Dividends & Yields
FRBA pays an annual dividend of $0.3, which amounts to a dividend yield of 1.54%.
| Dividend Per Share | $0.30 |
| Dividend Yield | 1.54% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 18.63% |
| Earnings Yield | 6.2% |
| FCF Yield | 36.55% |
Analyst Forecast
The average price target for FRBA is $17, which is 11% higher than the current price. The consensus rating is "Buy".
| Price Target | $17 |
| Price Target Difference | 11% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
Scores
| Altman Z-Score | -0.04 |
| Piotroski F-Score | 6 |