First Bank (FRBA)
First Bank Statistics
Share Statistics
First Bank has 25.13M shares outstanding. The number of shares has increased by 0% in one year.
| Shares Outstanding | 25.13M |
| Shares Change (YoY) | 0% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 55.67% |
| Shares Floating | 21.6M |
| Failed to Deliver (FTD) Shares | 2.95K |
| FTD / Avg. Volume | 5.79% |
Short Selling Information
The latest short interest is 42.02K, so 0.17% of the outstanding shares have been sold short.
| Short Interest | 42.02K |
| Short % of Shares Out | 0.17% |
| Short % of Float | 0.19% |
| Short Ratio (days to cover) | 0.76 |
Valuation Ratios
The PE ratio is 8.43 and the forward PE ratio is 8.55. First Bank's PEG ratio is 0.11.
| PE Ratio | 8.43 |
| Forward PE | 8.55 |
| PS Ratio | 2.77 |
| Forward PS | 2.4 |
| PB Ratio | 0.87 |
| P/FCF Ratio | 14.4 |
| PEG Ratio | 0.11 |
Enterprise Valuation
First Bank has an Enterprise Value (EV) of 375.16M.
| EV / Sales | 2.92 |
| EV / EBITDA | 0 |
| EV / EBIT | 13.58 |
| EV / FCF | 15.18 |
Financial Position
The company has a current ratio of 67.45, with a Debt / Equity ratio of 0.68.
| Current Ratio | 67.45 |
| Quick Ratio | 67.45 |
| Debt / Equity | 0.68 |
| Debt / EBITDA | - |
| Debt / FCF | 11.2 |
| Interest Coverage | 0.67 |
Financial Efficiency
Return on Equity is 10.32% and Return on Invested Capital is 1.36%.
| Return on Equity | 10.32% |
| Return on Assets | 1.12% |
| Return on Invested Capital | 1.36% |
| Revenue Per Employee | $413.75K |
| Profits Per Employee | $135.83K |
| Employee Count | 311 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 12.9M |
| Effective Tax Rate | 23.39% |
Stock Price Statistics
The stock price has increased by 6.42% in the last 52 weeks. The beta is 0.76, so First Bank's price volatility has been higher than the market average.
| Beta | 0.76 |
| 52-Week Price Change | 6.42% |
| 50-Day Moving Average | 14.97 |
| 200-Day Moving Average | 14.52 |
| Relative Strength Index (RSI) | 33.65 |
| Average Volume (20 Days) | 50.95K |
Income Statement
In the last 12 months, First Bank had revenue of 128.68M and earned 42.24M in profits. Earnings per share was 1.67.
| Revenue | 128.68M |
| Gross Profit | 128.68M |
| Operating Income | 67.13M |
| Net Income | 42.24M |
| EBITDA | 0 |
| EBIT | -4.32M |
| Earnings Per Share (EPS) | 1.67 |
Balance Sheet
The company has 257.64M in cash and 276.89M in debt, giving a net cash position of -19.24M.
| Cash & Cash Equivalents | 257.64M |
| Total Debt | 276.89M |
| Net Cash | -19.24M |
| Retained Earnings | 176.78M |
| Total Assets | 3.78B |
| Working Capital | 253.82M |
Cash Flow
In the last 12 months, operating cash flow was 27.63M and capital expenditures -2.91M, giving a free cash flow of 24.72M.
| Operating Cash Flow | 27.63M |
| Capital Expenditures | -2.91M |
| Free Cash Flow | 24.72M |
| FCF Per Share | 0.98 |
Margins
Gross margin is 100%, with operating and profit margins of 52.17% and 32.83%.
| Gross Margin | 100% |
| Operating Margin | 52.17% |
| Pretax Margin | 42.86% |
| Profit Margin | 32.83% |
| EBITDA Margin | n/a |
| EBIT Margin | 52.17% |
| FCF Margin | 19.21% |
Dividends & Yields
FRBA pays an annual dividend of $0.3, which amounts to a dividend yield of 1.54%.
| Dividend Per Share | $0.30 |
| Dividend Yield | 1.54% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 17.96% |
| Earnings Yield | 11.87% |
| FCF Yield | 6.94% |
Analyst Forecast
The average price target for FRBA is $17, which is 22.1% higher than the current price. The consensus rating is "Buy".
| Price Target | $17 |
| Price Target Difference | 22.1% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
Scores
| Altman Z-Score | 0.28 |
| Piotroski F-Score | 5 |