Independent Bank Corporat... (IBCP)
NASDAQ: IBCP
· Real-Time Price · USD
30.97
-0.67 (-2.12%)
At close: Aug 15, 2025, 3:06 PM
Independent Bank Ratios and Metrics
Financials in USD. Fiscal
year is
January - December.
Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
PE Ratio | 9.96 | 10.34 | 9.86 | 12.62 | 7.43 | 8.04 | 9.86 | 5.47 | 6.03 | 7.22 | 8.35 | 5.81 | 7.81 | 6.49 | 10.14 | 7.24 | 9.53 | 5.85 |
PEG Ratio | 1.05 | -0.65 | 0.30 | -0.49 | 0.48 | 0.48 | -0.46 | 0.27 | 0.47 | -0.52 | -0.68 | 0.18 | -0.29 | 0.15 | -0.5 | 0.24 | -0.22 | 0.20 |
PS Ratio | n/a | 8.63 | 8.61 | 9.17 | 6.91 | 6.75 | 7.44 | 5.02 | 4.99 | 5.97 | 8.30 | 6.69 | 7.95 | 8.95 | 10.13 | 8.62 | 10.22 | 8.99 |
PB Ratio | 1.43 | 1.38 | 1.60 | 1.54 | 1.28 | 1.24 | 1.34 | 1.02 | 0.95 | 1.02 | 1.45 | 1.21 | 1.23 | 1.31 | 1.27 | 1.16 | 1.19 | 1.33 |
P/FCF Ratio | n/a | 21.09 | 58.88 | 44.36 | 79.00 | 25.50 | 35.47 | 15.81 | 44.91 | 16.87 | -206 | 12.70 | 18.49 | 12.88 | 9.58 | -38.06 | 15.53 | 15.58 |
P/OCF Ratio | n/a | 20.34 | 44.46 | 40.51 | 62.99 | 24.67 | 32.28 | 14.92 | 36.82 | 15.92 | -684.61 | 12.31 | 18.01 | 12.09 | 9.35 | -43.25 | 14.97 | 14.71 |
OCF/S Ratio | n/a | 0.42 | 0.19 | 0.23 | 0.11 | 0.27 | 0.23 | 0.34 | 0.14 | 0.37 | -0.01 | 0.54 | 0.44 | 0.74 | 1.08 | -0.2 | 0.68 | 0.61 |
Debt / Equity Ratio | n/a | 0.27 | 0.27 | 0.18 | 0.30 | 0.31 | 0.32 | 0.34 | 0.45 | 0.35 | 0.65 | 0.50 | 0.32 | 0.31 | 0.27 | 0.27 | 0.27 | 0.28 |
Quick Ratio | n/a | 0.14 | 0.03 | 0.15 | 0.17 | 0.17 | 0.18 | 0.18 | 0.19 | 0.24 | 0.22 | 0.23 | 0.23 | 0.37 | 0.38 | 0.37 | 0.37 | 0.37 |
Current Ratio | n/a | 0.14 | 0.03 | 0.15 | 0.17 | 0.17 | 0.18 | 0.18 | 0.19 | 0.24 | 0.22 | 0.23 | 0.23 | 0.37 | 0.38 | 0.37 | 0.37 | 0.37 |
Asset Turnover | n/a | 0.01 | 0.02 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Interest Coverage | 0.61 | 0.85 | 0.94 | 0.65 | 0.93 | 0.80 | 0.71 | 0.94 | 0.93 | 1.02 | 1.79 | 4.23 | 6.90 | 12.69 | 7.98 | 9.57 | 7.15 | 12.24 |
Return on Equity | 0.04 | 0.03 | 0.04 | 0.03 | 0.04 | 0.04 | 0.03 | 0.05 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 | 0.05 | 0.03 | 0.04 | 0.03 | 0.06 |
Return on Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Return on Invested Capital | 0.03 | 0.02 | 0.03 | 0.02 | 0.03 | 0.02 | 0.02 | 0.03 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.02 | 0.03 | 0.02 | 0.04 |
Dividend Yield | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Payout Ratio | 0.32 | 0.35 | 0.27 | 0.36 | 0.27 | 0.31 | 0.35 | 0.27 | 0.33 | 0.37 | 0.31 | 0.27 | 0.36 | 0.26 | 0.36 | 0.28 | 0.37 | 0.21 |
Gross Profit Margin | n/a | 0.69 | 0.68 | 0.63 | 0.69 | 0.67 | 0.66 | 0.68 | 0.68 | 0.73 | 0.81 | 0.86 | 0.90 | 1.00 | 0.92 | 0.97 | 0.98 | 0.97 |
Net Profit Margin | n/a | 0.21 | 0.22 | 0.18 | 0.23 | 0.21 | 0.19 | 0.23 | 0.21 | 0.21 | 0.25 | 0.29 | 0.25 | 0.34 | 0.25 | 0.30 | 0.27 | 0.38 |
Pretax Profit Margin | n/a | 0.26 | 0.27 | 0.23 | 0.29 | 0.26 | 0.25 | 0.28 | 0.25 | 0.25 | 0.31 | 0.35 | 0.31 | 0.42 | 0.31 | 0.37 | 0.33 | 0.47 |
Operating Profit Margin | n/a | 0.26 | 0.27 | 0.23 | 0.29 | 0.26 | 0.25 | 0.28 | 0.25 | 0.25 | 0.31 | 0.35 | 0.31 | 0.42 | 0.31 | 0.37 | 0.33 | 0.47 |
FCF Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
EBITDA Margin | n/a | 0.29 | 0.30 | 0.26 | 0.32 | 0.29 | 0.28 | 0.32 | 0.29 | 0.29 | 0.35 | 0.40 | 0.37 | 0.48 | 0.37 | 0.42 | 0.39 | 0.53 |