Live Oak Bancshares Inc.
(LOB) ✕
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
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At close: undefined
38.81
-0.03%
After-hours Jan 03, 2025, 04:10 PM EST
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 | FY11 |
PE Ratio | 27.31 | 7.16 | 22.57 | 32.42 | 42.40 | 11.53 | 8.68 | 45.94 | 21.40 | 54.32 | 19.45 | 28.40 | 38.13 |
PS Ratio | 16.89 | 3.22 | 8.53 | 6.78 | 3.71 | 2.88 | 4.92 | 4.86 | 4.24 | 7.10 | 9.44 | 9.05 | 14.31 |
PB Ratio | 2.24 | 1.56 | 5.27 | 3.40 | 1.44 | 1.20 | 2.00 | 2.84 | 2.21 | 5.94 | 11.28 | 13.83 | 19.79 |
P/FCF Ratio | 3.52 | 15.63 | -30.69 | -6.57 | -1.44 | -5.94 | -2.12 | -2.72 | -1.21 | -1.98 | -165.64 | -10.77 | -33.85 |
P/OCF Ratio | 3.25 | 10.13 | -31.48 | -7.07 | -1.55 | 51.49 | -3.04 | -2.85 | -1.32 | -2.09 | 123.17 | -16.18 | -49.96 |
OCF/S Ratio | 5.19 | 0.32 | -0.27 | -0.96 | -2.4 | 0.06 | -1.62 | -1.71 | -3.22 | -3.4 | 0.08 | -0.56 | -0.29 |
Debt / Equity Ratio | 0.03 | 0.04 | 0.46 | 2.72 | 0.00 | 0.00 | 0.01 | 0.02 | 0.14 | 0.52 | 0.25 | 0.37 | 0.31 |
Quick Ratio | 0.44 | 25.98 | 137.25 | 72.73 | 257.37 | 488.94 | 0.21 | 0.26 | 6.52 | 2.53 | 17.67 | 16.69 | n/a |
Current Ratio | 0.44 | 25.98 | 137.25 | 72.73 | 257.37 | 488.94 | 0.21 | 0.26 | 6.52 | 2.53 | 17.67 | 16.69 | n/a |
Asset Turnover | 0.01 | 0.04 | 0.05 | 0.04 | 0.04 | 0.06 | 0.06 | 0.07 | 0.10 | 0.11 | 0.13 | 0.15 | 0.14 |
Interest Coverage | 0.30 | 2.80 | 3.27 | 0.51 | 0.27 | 1.84 | 4.86 | 2.18 | 4.88 | 3.98 | 7.21 | 5.44 | 6.23 |
Return on Equity (ROE) | 0.08 | 0.22 | 0.23 | 0.10 | 0.03 | 0.10 | 0.23 | 0.06 | 0.10 | 0.11 | 0.58 | 0.49 | 0.52 |
Return on Assets (ROA) | 0.01 | 0.02 | 0.02 | 0.01 | 0.00 | 0.01 | 0.04 | 0.01 | 0.02 | 0.01 | 0.07 | 0.05 | 0.05 |
Return on Capital (ROIC) | 0.01 | 0.03 | 0.03 | 0.01 | 0.00 | 0.03 | 0.14 | 0.06 | 0.04 | 0.04 | 0.08 | 0.06 | 0.06 |
Dividend Yield | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.01 | 0.08 | 0.02 | 0.03 | 0.01 |
Payout Ratio | 0.07 | 0.03 | 0.03 | 0.08 | 0.27 | 0.09 | 0.04 | 0.20 | 0.13 | 4.36 | 0.42 | 0.76 | 0.49 |
Gross Profit Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Net Profit Margin | 61.84% | 44.97% | 37.78% | 20.92% | 8.76% | 24.99% | 56.68% | 10.58% | 19.81% | 13.06% | 48.56% | 31.85% | 37.53% |
Pretax Profit Margin | 69.32% | 53.67% | 47.69% | 16.65% | 11.39% | 22.37% | 55.42% | 13.22% | 33.04% | 22.67% | 48.35% | 29.29% | 37.53% |
Operating Profit Margin | 86.59% | 83.52% | 47.69% | 16.65% | 11.39% | 48.90% | 69.77% | 24.46% | 41.58% | 30.28% | 56.38% | 39.03% | 44.71% |
FCF Margin | 479.72% | 20.60% | -27.78% | -103.29% | -257.86% | -48.48% | -232.19% | -178.88% | -350.78% | -358.62% | -5.7% | -84.01% | -42.29% |
EBITDA Margin | 87.12% | 58.98% | 52.53% | 24.27% | 20.79% | 30.33% | 61.22% | 16.49% | 36.34% | 22.18% | 50.94% | 30.62% | 38.40% |