Price Alert

Live Oak Bancshares Inc. (LOB)

NYSE: LOB · Real-Time Price · USD

34.53

0.04 (0.12%)

At close: Aug 15, 2025, 3:59 PM

34.50

-0.10%

After-hours: Aug 15, 2025, 05:44 PM EDT

Live Oak Bancshares Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021
Revenue	259.44M	236.34M	239.92M	238.27M	230.54M	220.56M	198.08M	216.04M	192.48M	169.95M	145.4M	133.32M	105.65M	124.46M	119.58M	115.76M	157.08M	113.98M
Cost of Revenue	n/a	141.54M	148.68M	146.44M	118.89M	118.67M	105.95M	101.48M	98.44M	88.42M	70.38M	46.12M	24.58M	16.84M	18.48M	19.37M	24.38M	17.4M
Gross Profit	n/a	94.8M	91.24M	91.84M	111.65M	101.88M	92.13M	114.56M	94.04M	81.53M	75.02M	87.21M	81.07M	107.62M	101.1M	96.39M	132.7M	95.71M
Operating Income	34.19M	13.13M	13.23M	17.84M	36.06M	22.11M	17.48M	42.76M	18.97M	3.61M	717K	44.39M	122.32M	42.9M	47.78M	43.23M	76.17M	43.61M
Interest Income	n/a	213.1M	212.57M	208.94M	198.45M	192.42M	186.54M	180.61M	169.71M	151.42M	136.61M	115.83M	99.25M	92.78M	92.2M	92.79M	88M	88.22M
Pretax Income	31.2M	13.13M	13.23M	17.84M	36.06M	22.11M	17.48M	42.76M	18.97M	3.61M	717K	44.39M	122.32M	42.9M	47.78M	43.23M	76.17M	43.61M
Net Income	23.43M	9.72M	9.9M	13.03M	26.96M	27.59M	16.16M	39.79M	17.54M	398K	1.79M	42.87M	97.04M	34.51M	30.15M	33.84M	63.58M	39.43M
Selling & General & Admin	n/a	55.22M	50.25M	48.93M	51.91M	54.17M	50.87M	50.51M	51.14M	51.77M	29.79M	48.8M	50.74M	48.26M	41.42M	37.65M	40.61M	38.66M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	n/a	26.45M	27.77M	25.07M	23.69M	25.61M	23.78M	21.29M	23.93M	26.15M	44.51M	-5.98M	-91.99M	16.46M	11.9M	15.51M	15.92M	14.31M
Operating Expenses	n/a	81.67M	78.01M	74M	75.59M	79.78M	74.64M	71.8M	75.07M	77.92M	74.3M	42.81M	-41.25M	64.72M	53.32M	53.16M	56.53M	52.98M
Interest Expense	n/a	112.57M	115.09M	111.94M	107.13M	102.31M	96.96M	91.2M	85.41M	69.4M	50.71M	31.95M	19.31M	15M	14.56M	15.05M	16.54M	18.27M
Selling & Marketing Expenses	n/a	3.67M	1.98M	2.47M	3M	3.69M	2.5M	3.45M	3.01M	3.6M	3.89M	2.62M	2.3M	1.73M	1.84M	1.63M	875K	652K
Cost & Expenses	n/a	223.21M	226.69M	220.43M	196.05M	198.45M	179.13M	173.28M	173.51M	166.34M	144.68M	88.93M	-16.67M	81.56M	71.81M	72.53M	80.91M	70.38M
Income Tax Expense	7.82M	3.46M	3.39M	4.82M	9.1M	-5.48M	1.32M	2.97M	1.43M	3.21M	-1.07M	1.52M	25.28M	8.39M	17.63M	9.39M	12.59M	4.18M
Shares Outstanding (Basic)	45.63M	45.38M	45.22M	45.07M	44.98M	44.76M	44.52M	44.41M	44.33M	44.16M	44.01M	43.91M	43.83M	43.7M	43.49M	43.33M	43.17M	42.67M
Shares Outstanding (Diluted)	45.8M	45.75M	46.16M	45.95M	45.52M	45.64M	45.31M	45.27M	44.84M	44.96M	44.79M	44.8M	44.8M	45.23M	45.48M	45.04M	45.06M	44.7M
EPS (Basic)	0.51	0.21	0.22	0.28	0.60	0.37	0.36	0.89	0.40	0.01	0.04	0.97	2.21	0.79	0.69	0.78	1.48	0.92
EPS (Diluted)	0.51	0.21	0.22	0.28	0.59	0.36	0.36	0.88	0.39	0.01	0.04	0.96	2.17	0.76	0.66	0.76	1.41	0.88
EBITDA	34.19M	20.11M	19.88M	24.15M	41.4M	27.09M	22.81M	48.25M	24.23M	8.81M	5.87M	49.47M	127.47M	48.3M	53.25M	48.56M	81.47M	48.87M
EBIT	34.19M	13.13M	13.23M	17.84M	36.06M	22.11M	17.48M	42.76M	18.97M	3.61M	717K	44.39M	122.32M	42.9M	47.78M	43.23M	76.17M	43.61M
Depreciation & Amortization	n/a	6.97M	6.65M	6.31M	5.34M	4.98M	5.33M	5.49M	5.25M	5.19M	5.15M	5.07M	5.15M	5.41M	5.47M	5.33M	5.3M	5.26M