Live Oak Bancshares Inc. (LOB)
NYSE: LOB
· Real-Time Price · USD
34.53
0.04 (0.12%)
At close: Aug 15, 2025, 3:59 PM
34.50
-0.10%
After-hours: Aug 15, 2025, 05:44 PM EDT
Live Oak Bancshares Ratios and Metrics
Financials in USD. Fiscal
year is
January - December.
Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
PE Ratio | 14.51 | 31.13 | 45.17 | 40.98 | 14.25 | 16.45 | 31.33 | 8.08 | 16.62 | 675.95 | 185.40 | 7.84 | 3.83 | 16.11 | 31.48 | 20.37 | 10.02 | 18.53 |
PEG Ratio | 0.10 | -6.85 | -2.11 | -0.77 | 0.23 | 5.92 | -0.53 | 0.07 | 0.00 | -9.01 | -1.93 | -0.14 | 0.02 | 1.11 | -2.73 | -0.43 | 0.16 | 0.67 |
PS Ratio | 5.24 | 5.12 | 7.46 | 8.96 | 6.67 | 8.23 | 10.23 | 5.95 | 6.06 | 6.33 | 9.14 | 10.08 | 14.06 | 17.87 | 31.75 | 23.82 | 16.22 | 25.64 |
PB Ratio | n/a | 1.18 | 1.79 | 2.12 | 1.60 | 1.96 | 2.24 | 1.51 | 1.40 | 1.31 | 1.64 | 1.68 | 1.88 | 3.12 | 5.31 | 4.00 | 3.87 | 4.95 |
P/FCF Ratio | n/a | 11.78 | 10.73 | 11.57 | 23.05 | 26.23 | 13.63 | 8.77 | 8.98 | 7.27 | 73.68 | 101.37 | -17.08 | 16.30 | 135.74 | -177.59 | -30.78 | -77.95 |
P/OCF Ratio | n/a | 11.52 | 10.48 | 11.18 | 18.32 | 19.97 | 11.90 | 8.30 | 8.55 | 6.79 | 50.81 | 65.05 | -18.86 | 14.22 | 129.19 | -181.66 | -30.98 | -79.38 |
OCF/S Ratio | n/a | 0.44 | 0.71 | 0.80 | 0.36 | 0.41 | 0.86 | 0.72 | 0.71 | 0.93 | 0.18 | 0.15 | -0.75 | 1.26 | 0.25 | -0.13 | -0.52 | -0.32 |
Debt / Equity Ratio | n/a | 0.11 | 0.11 | 0.11 | 0.12 | 0.13 | 0.03 | 0.03 | 0.03 | 0.04 | 0.10 | 0.04 | 0.11 | 0.28 | 0.45 | 0.83 | 1.54 | 2.48 |
Quick Ratio | n/a | 0.12 | 0.05 | 0.17 | 0.17 | 0.17 | 0.17 | 0.16 | 0.20 | 0.17 | 0.15 | 0.16 | 0.18 | 0.17 | 0.15 | 0.18 | 0.19 | 0.22 |
Current Ratio | n/a | 0.12 | 0.05 | 0.17 | 0.17 | 0.17 | 0.17 | 0.16 | 0.20 | 0.17 | 0.15 | 0.16 | 0.18 | 0.17 | 0.15 | 0.18 | 0.19 | 0.22 |
Asset Turnover | n/a | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 |
Interest Coverage | n/a | 0.12 | 0.11 | 0.16 | 0.34 | 0.22 | 0.18 | 0.47 | 0.22 | 0.05 | 0.01 | 1.39 | 6.33 | 2.86 | 3.28 | 2.87 | 4.61 | 2.39 |
Return on Equity | n/a | 0.01 | 0.01 | 0.01 | 0.03 | 0.03 | 0.02 | 0.05 | 0.02 | n/a | n/a | 0.05 | 0.12 | 0.05 | 0.04 | 0.05 | 0.10 | 0.07 |
Return on Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 0.01 | n/a | n/a | n/a | 0.01 | n/a |
Return on Invested Capital | n/a | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.04 | 0.02 | n/a | n/a | 0.05 | 0.10 | 0.04 | 0.03 | 0.03 | 0.04 | 0.02 |
Dividend Yield | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Payout Ratio | 0.06 | 0.14 | 0.14 | 0.10 | 0.05 | 0.05 | 0.08 | 0.03 | 0.08 | 3.33 | 0.74 | 0.03 | 0.01 | 0.04 | 0.04 | 0.04 | 0.02 | 0.03 |
Gross Profit Margin | n/a | 0.40 | 0.38 | 0.39 | 0.48 | 0.46 | 0.47 | 0.53 | 0.49 | 0.48 | 0.52 | 0.65 | 0.77 | 0.86 | 0.85 | 0.83 | 0.84 | 0.84 |
Net Profit Margin | 0.09 | 0.04 | 0.04 | 0.05 | 0.12 | 0.13 | 0.08 | 0.18 | 0.09 | 0.00 | 0.01 | 0.32 | 0.92 | 0.28 | 0.25 | 0.29 | 0.40 | 0.35 |
Pretax Profit Margin | 0.12 | 0.06 | 0.06 | 0.07 | 0.16 | 0.10 | 0.09 | 0.20 | 0.10 | 0.02 | 0.00 | 0.33 | 1.16 | 0.34 | 0.40 | 0.37 | 0.48 | 0.38 |
Operating Profit Margin | 0.13 | 0.06 | 0.06 | 0.07 | 0.16 | 0.10 | 0.09 | 0.20 | 0.10 | 0.02 | 0.00 | 0.33 | 1.16 | 0.34 | 0.40 | 0.37 | 0.48 | 0.38 |
FCF Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
EBITDA Margin | 0.13 | 0.09 | 0.08 | 0.10 | 0.18 | 0.12 | 0.12 | 0.22 | 0.13 | 0.05 | 0.04 | 0.37 | 1.21 | 0.39 | 0.45 | 0.42 | 0.52 | 0.43 |