Shares Outstanding Shares Outstanding n/a Close	55.39M
Shares Change (YoY) Shares Change (YoY) n/a Close	0.03%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	0.03%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	43.4%
Shares Floating Shares Floating n/a Close	26.55M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	911
FTD / Avg. Volume FTD / Avg. Volume n/a Close	0.24%

Short Selling Information

The latest short interest is 1.57M, so 2.84% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	1.57M
Short % of Shares Out Short % of Shares Out n/a Close	2.84%
Short % of Float Short % of Float n/a Close	5.93%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	4.9

Valuation Ratios

The PE ratio is 7.87 and the forward PE ratio is 9.78. Mercury General's PEG ratio is 0.02.

PE Ratio PE Ratio n/a Close	7.87
Forward PE Forward PE n/a Close	9.78
PS Ratio PS Ratio n/a Close	0.67
Forward PS Forward PS n/a Close	0.6
PB Ratio PB Ratio n/a Close	1.89
P/FCF Ratio P/FCF Ratio n/a Close	3.71
PEG Ratio PEG Ratio n/a Close	0.02

Financial Ratio History

Enterprise Valuation

Mercury General has an Enterprise Value (EV) of 3.55B.

EV / Sales EV / Sales n/a Close	0.65
EV / EBITDA EV / EBITDA n/a Close	5.86
EV / EBIT EV / EBIT n/a Close	3.42
EV / FCF EV / FCF n/a Close	3.58

Financial Position

The company has a current ratio of 5.83, with a Debt / Equity ratio of 0.3.

Current Ratio Current Ratio n/a Close	5.83
Quick Ratio Quick Ratio n/a Close	5.83
Debt / Equity Debt / Equity n/a Close	0.3
Debt / EBITDA Debt / EBITDA n/a Close	0.97
Debt / FCF Debt / FCF n/a Close	0.59
Interest Coverage Interest Coverage n/a Close	19.65

Financial Efficiency

Return on Equity is 24.04% and Return on Invested Capital is 35.61%.

Return on Equity Return on Equity n/a Close	24.04%
Return on Assets Return on Assets n/a Close	5.63%
Return on Invested Capital Return on Invested Capital n/a Close	35.61%
Revenue Per Employee Revenue Per Employee n/a Close	$1,303,722.14
Profits Per Employee Profits Per Employee n/a Close	$111,417.38
Employee Count Employee Count n/a Close	4,200
Asset Turnover Asset Turnover n/a Close	0.66
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	106.93M
Effective Tax Rate Effective Tax Rate n/a Close	18.6%

Stock Price Statistics

The stock price has increased by 27.03% in the last 52 weeks. The beta is 0.98, so Mercury General's price volatility has been higher than the market average.

Beta Beta n/a Close	0.98
52-Week Price Change 52-Week Price Change n/a Close	27.03%
50-Day Moving Average 50-Day Moving Average n/a Close	58.52
200-Day Moving Average 200-Day Moving Average n/a Close	61.3
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	59.63
Average Volume (20 Days) Average Volume (20 Days) n/a Close	374,688

Income Statement

In the last 12 months, Mercury General had revenue of 5.48B and earned 467.95M in profits. Earnings per share was 8.45.

Revenue Revenue n/a Close	5.48B
Gross Profit Gross Profit n/a Close	5.48B
Operating Income Operating Income n/a Close	605.7M
Net Income Net Income n/a Close	467.95M
EBITDA EBITDA n/a Close	605.7M
EBIT EBIT n/a Close	574.88M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	8.45

Full Income Statement

Balance Sheet

The company has 720.26M in cash and 587.71M in debt, giving a net cash position of 132.55M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	720.26M
Total Debt Total Debt n/a Close	587.71M
Net Cash Net Cash n/a Close	132.55M
Retained Earnings Retained Earnings n/a Close	1.85B
Total Assets Total Assets n/a Close	9.03B
Working Capital Working Capital n/a Close	2.84B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.04B and capital expenditures -46.14M, giving a free cash flow of 990.98M.

Operating Cash Flow Operating Cash Flow n/a Close	1.04B
Capital Expenditures Capital Expenditures n/a Close	-46.14M
Free Cash Flow Free Cash Flow n/a Close	990.98M
FCF Per Share FCF Per Share n/a Close	17.9

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 11.06% and 8.55%.

Gross Margin Gross Margin n/a Close	100%
Operating Margin Operating Margin n/a Close	11.06%
Pretax Margin Pretax Margin n/a Close	10.5%
Profit Margin Profit Margin n/a Close	8.55%
EBITDA Margin EBITDA Margin n/a Close	11.06%
EBIT Margin EBIT Margin n/a Close	11.06%
FCF Margin FCF Margin n/a Close	18.1%

Dividends & Yields

MCY pays an annual dividend of $1.59, which amounts to a dividend yield of 1.95%.

Dividend Per Share Dividend Per Share n/a Close	$1.59
Dividend Yield Dividend Yield n/a Close	1.95%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	0%
Payout Ratio Payout Ratio n/a Close	30.77%
Earnings Yield Earnings Yield n/a Close	12.71%
FCF Yield FCF Yield n/a Close	26.92%

Dividend Details

Analyst Forecast

The average price target for MCY is $80, which is 24.2% higher than the current price. The consensus rating is "Strong Buy".

Price Target Price Target n/a Close	$80
Price Target Difference Price Target Difference n/a Close	24.2%
Analyst Consensus Analyst Consensus n/a Close	Strong Buy
Analyst Count Analyst Count n/a Close	1

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$42.25
Lynch Upside Lynch Upside n/a Close	-34.42%
Graham Number Graham Number n/a Close	81.76
Graham Upside Graham Upside n/a Close	26.9%

Stock Splits

The last stock split was on Oct 10, 1997. It was a forward split with a ratio of 2:1.

Last Split Date Last Split Date n/a Close	Oct 10, 1997
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	2:1

Scores

Altman Z-Score Altman Z-Score n/a Close	1.66
Piotroski F-Score Piotroski F-Score n/a Close	5