Navient Corporation (NAVI)
12.81
-0.39 (-2.95%)
At close: Mar 28, 2025, 3:59 PM
13.17
2.76%
Pre-market: Mar 31, 2025, 07:00 AM EDT
Navient Income Statement
| Year | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 |
| Revenue | 3.81B | 1.28B | 1.74B | 2.21B | 1.69B | 2B | 1.92B | 2.21B | 2.52B | 3.1B | 3.57B | 4.01B | 3.31B |
| Cost of Revenue | 316M | -3.12B | 553M | 1.21B | 964M | 984M | 984M | 966M | 951M | 918M | 987M | n/a | n/a |
| Gross Profit | 3.49B | 4.4B | 1.18B | 1B | 724M | 1.01B | 939M | 1.25B | 1.57B | 2.18B | 2.59B | 4.01B | 3.31B |
| Operating Income | 2.81B | 346M | 2.93B | 936M | 532M | 763M | 4.2B | 292M | 681M | 996M | 1.15B | 4.4B | 4B |
| Interest Income | 3.81B | 4.42B | 3.22B | 2.65B | 3.3B | 4.67B | 4.91B | 4.38B | 4.15B | 4.29B | 4.73B | 5.38B | 5.77B |
| Pretax Income | 174M | 313M | 827M | 936M | 532M | 763M | 528M | 764M | 1.11B | 1.6B | 1.84B | 2.09B | 1.44B |
| Net Income | 131M | 228M | 645M | 717M | 412M | 597M | 395M | 292M | 681M | 997M | 1.15B | 1.42B | 939M |
| Selling & General & Admin | 316M | 401M | 444M | 569M | 497M | 488M | 507M | 519M | 500M | 467M | 458M | 504M | 457M |
| Research & Development | n/a | n/a | 0.22 | 0.27 | 0.14 | 0.14 | 0.09 | 0.15 | 0.22 | n/a | n/a | n/a | n/a |
| Other Expenses | 680M | n/a | 748M | -1.84B | -1.65B | -1.72B | 1.77B | 966M | 951M | 918M | 987M | -111M | 234M |
| Operating Expenses | 680M | 1.28B | 1.19B | -1.27B | -1.16B | -1.23B | 2.27B | 966M | 951M | 918M | 987M | 393M | 691M |
| Interest Expense | 3.27B | 3.56B | 2.1B | 1.32B | 2.05B | 3.49B | 3.67B | 2.97B | 2.44B | 2.07B | 2.06B | 2.21B | 2.56B |
| Selling & Marketing Expenses | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Cost & Expenses | 996M | 1.28B | 1.19B | -1.27B | -1.16B | -1.23B | 2.27B | 1.93B | 1.9B | 1.84B | 1.97B | 393M | 691M |
| Income Tax | 43M | 85M | 182M | 219M | 120M | 166M | 133M | 472M | 427M | 604M | 688M | 776M | 498M |
| Shares Outstanding (Basic) | 109M | 122M | 142M | 170M | 193M | 230M | 259.87M | 275.47M | 316.74M | 374.81M | 417.15M | 440M | 476M |
| Shares Outstanding (Diluted) | 109M | 123M | 144M | 172M | 195M | 233M | 264M | 281M | 322M | 382M | 425M | 449M | 483M |
| EPS (Basic) | 1.20 | 1.87 | 4.54 | 4.22 | 2.13 | 2.60 | 1.52 | 1.06 | 2.15 | 2.66 | 2.74 | 3.18 | 1.93 |
| EPS (Diluted) | 1.20 | 1.85 | 4.48 | 4.17 | 2.11 | 2.56 | 1.50 | 1.04 | 2.12 | 2.61 | 2.69 | 3.12 | 1.90 |
| EBITDA | 2.81B | 3.95B | 2.93B | 2.66B | n/a | 749M | 5.67B | 292M | 681M | n/a | 2.74B | 4.34B | n/a |
| Depreciation & Amortization | n/a | 10M | 791M | 888M | 887M | 4.76B | 1.48B | 4.45B | 3.94B | 12M | 2.75B | 13M | -1.51B |