Navient Corporation (NAVI)
Navient Statistics
Share Statistics
Navient has 102.28M shares outstanding. The number of shares has increased by -4.78% in one year.
| Shares Outstanding | 102.28M |
| Shares Change (YoY) | -4.78% |
| Shares Change (QoQ) | -1.87% |
| Owned by Institutions (%) | 95.39% |
| Shares Floating | 99.45M |
| Failed to Deliver (FTD) Shares | 19 |
| FTD / Avg. Volume | < 0.01% |
Short Selling Information
The latest short interest is 8.46M, so 7.88% of the outstanding shares have been sold short.
| Short Interest | 8.46M |
| Short % of Shares Out | 7.88% |
| Short % of Float | 8.07% |
| Short Ratio (days to cover) | 8.97 |
Valuation Ratios
The PE ratio is 11.06 and the forward PE ratio is 8.47. Navient's PEG ratio is -0.31.
| PE Ratio | 11.06 |
| Forward PE | 8.47 |
| PS Ratio | 0.38 |
| Forward PS | 2.3 |
| PB Ratio | 0.55 |
| P/FCF Ratio | 3.16 |
| PEG Ratio | -0.31 |
Enterprise Valuation
Navient Corporation has an Enterprise Value (EV) of 57.11B.
| EV / Earnings | 435.93 |
| EV / Sales | 14.99 |
| EV / EBITDA | 20.3 |
| EV / EBIT | 20.3 |
| EV / FCF | 124.42 |
Financial Position
The company has a current ratio of 0.41, with a Debt / Equity ratio of 1.94.
| Current Ratio | 0.41 |
| Quick Ratio | 0.41 |
| Debt / Equity | 1.94 |
| Total Debt / Capitalization | 66.03 |
| Cash Flow / Debt | 0.09 |
| Interest Coverage | 0.86 |
Financial Efficiency
Return on equity (ROE) is 0.05% and return on capital (ROIC) is 27.24%.
| Return on Equity (ROE) | 0.05% |
| Return on Assets (ROA) | 0% |
| Return on Capital (ROIC) | 27.24% |
| Revenue Per Employee | $1,813,809.52 |
| Profits Per Employee | $62,380.95 |
| Employee Count | 2,100 |
| Asset Turnover | 0.07 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 43M |
| Effective Tax Rate | 0.25 |
Stock Price Statistics
The stock price has increased by -26.38% in the last 52 weeks. The beta is 1.39, so Navient's price volatility has been higher than the market average.
| Beta | 1.39 |
| 52-Week Price Change | -26.38% |
| 50-Day Moving Average | 13.76 |
| 200-Day Moving Average | 14.68 |
| Relative Strength Index (RSI) | 37.65 |
| Average Volume (20 Days) | 825.86K |
Income Statement
In the last 12 months, Navient had revenue of 3.81B and earned 131M in profits. Earnings per share was 1.2.
| Revenue | 3.81B |
| Gross Profit | 3.49B |
| Operating Income | 2.81B |
| Net Income | 131M |
| EBITDA | 2.81B |
| EBIT | 2.81B |
| Earnings Per Share (EPS) | 1.2 |
Balance Sheet
The company has 2.1B in cash and 5.13B in debt, giving a net cash position of -3.03B.
| Cash & Cash Equivalents | 2.1B |
| Total Debt | 5.13B |
| Net Cash | -3.03B |
| Retained Earnings | 4.7B |
| Total Assets | 51.79B |
| Working Capital | -3.03B |
Cash Flow
In the last 12 months, operating cash flow was 459M and capital expenditures 0, giving a free cash flow of 459M.
| Operating Cash Flow | 459M |
| Capital Expenditures | 0 |
| Free Cash Flow | 459M |
| FCF Per Share | 4.21 |
Margins
Gross margin is 91.7%, with operating and profit margins of 73.85% and 3.44%.
| Gross Margin | 91.7% |
| Operating Margin | 73.85% |
| Pretax Margin | 4.57% |
| Profit Margin | 3.44% |
| EBITDA Margin | 73.85% |
| EBIT Margin | 73.85% |
| FCF Margin | 12.05% |
Dividends & Yields
NAVI pays an annual dividend of $0.64, which amounts to a dividend yield of 4.51%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 4.51% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 53.78% |
| Earnings Yield | 9.37% |
| FCF Yield | 35.02% |
Analyst Forecast
The average price target for NAVI is $14.75, which is 15.1% higher than the current price. The consensus rating is "Hold".
| Price Target | $14.75 |
| Price Target Difference | 15.1% |
| Analyst Consensus | Hold |
| Analyst Count | 6 |
Scores
| Altman Z-Score | 0.35 |
| Piotroski F-Score | 8 |