NBT Bancorp Inc. (NBTB)

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42.63

0.27 (0.64%)

At close: Apr 25, 2025, 3:59 PM

42.60

-0.07%

After-hours: Apr 25, 2025, 05:25 PM EDT

NBT Bancorp Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	690.49M	732.03M	710.37M	636.81M	570.02M	513.53M	510.07M	518.12M	515.12M	507.54M	493.74M	483.09M	475.97M	467.92M	465.68M	462.57M	458.66M	453.35M	455.1M	452.28M	451.42M	443.51M	436.39M	433.48M	426.17M	425.88M	417.23M	407.5M	400.03M	390.84M	385.13M	380.42M	376.7M	377.06M	372.37M	368.7M
Cost of Revenue	75K	75K	75K	75K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	818K	818K	818K	818K	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	690.41M	731.96M	710.29M	636.73M	570.02M	513.53M	510.07M	518.12M	515.12M	507.54M	493.74M	483.09M	475.97M	467.92M	465.68M	462.57M	458.66M	453.35M	455.1M	452.28M	451.42M	443.51M	436.39M	433.48M	426.17M	425.06M	416.41M	406.68M	399.22M	390.84M	385.13M	380.42M	376.7M	377.06M	372.37M	368.7M
Operating Income	34.67M	5.95M	-11.67M	-16.99M	n/a	188.88M	212.38M	224.5M	220.36M	216.5M	218.51M	229.1M	231.39M	233.36M	233.56M	214.75M	182.84M	183.41M	186.19M	201.7M	228.15M	216.75M	207.92M	197.37M	184.91M	183.95M	175.98M	168.95M	163.13M	158.38M	153.38M	150.86M	150.33M	149.68M	149.39M	147.56M
Interest Income	504.14M	497.31M	478.18M	555.53M	522.79M	481.05M	443.17M	414.06M	384.07M	364.2M	347.21M	339.77M	339.88M	337.01M	339.79M	343.19M	348.28M	352.42M	359.8M	365.59M	367.53M	367.48M	363.31M	354.84M	344.25M	333.96M	324.6M	315.73M	309.41M	302.29M	295.95M	291.43M	286.95M	282.61M	279.6M	275.95M
Pretax Income	179.46M	173.69M	156.62M	153.43M	153.46M	160.36M	179.13M	189.13M	196.16M	197.56M	195.57M	199.13M	199.86M	195.39M	193.02M	172M	133.09M	126.59M	122.19M	130.27M	155.43M	147.69M	144.38M	141.25M	137M	140.94M	136.77M	132.58M	128.16M	124.54M	120.63M	118.76M	118.8M	118.68M	119.02M	117.89M
Net Income	140.64M	135.08M	121.59M	118.95M	118.78M	124.46M	138.82M	146.53M	152M	153.18M	151.64M	154.16M	154.88M	151.77M	149.45M	133.87M	104.39M	99.15M	96.42M	102.26M	121.02M	120.71M	118.14M	115.71M	112.57M	101.55M	94.62M	87.86M	82.15M	84.12M	81.25M	79.8M	78.41M	77.93M	77.78M	77.15M
Selling & General & Admin	261.58M	281.52M	270.93M	242.75M	236.33M	201.01M	209.72M	209.28M	214.38M	216.89M	207.39M	208.98M	201.14M	197.98M	194.4M	191.13M	189.57M	188.33M	187.28M	187.14M	186.48M	186.61M	186.79M	185.9M	182.97M	177.32M	171.46M	166.35M	163.35M	161.16M	160.99M	161.19M	160.03M	161.45M	158.91M	157.05M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	113.79M	-5.09M	-244.24M	-348.13M	-343.48M	-149.52M	-16.93M	90.57M	-7.43M	-200.78M	-196.92M	-191.97M	-70.64M	105.37M	123.36M	141.32M	141.32M	139.48M	139.48M	139.48M	139.48M	135.84M	135.84M	135.84M	135.84M	121.87M	121.87M	121.87M	121.87M	120.74M	120.74M	120.74M	120.74M	114.37M	114.37M	114.37M
Operating Expenses	349.23M	236.69M	-13.06M	-121.29M	-132.97M	-117.85M	884K	158.71M	78.03M	44.32M	43.31M	-18.54M	55.96M	92.46M	91.2M	89.87M	92.22M	86.94M	85.14M	84.04M	83.5M	79.7M	79.45M	78.95M	76.21M	68.52M	66M	64.37M	62.8M	58.58M	57.64M	55.92M	55.81M	53.78M	52.48M	52.2M
Interest Expense	164.86M	122.22M	109.85M	134.45M	101.82M	102.22M	64.76M	37.15M	21.88M	16.61M	16.42M	17.39M	18.79M	21M	23.5M	25.64M	32.6M	39.66M	46.94M	54.55M	55.98M	54.23M	50.59M	45.01M	38.63M	33.76M	30M	27.24M	25.91M	24.82M	23.75M	23.07M	22.51M	22.08M	21.49M	20.93M
Selling & Marketing Expenses	3.39M	3.61M	3.56M	3.22M	3.05M	2.72M	2.61M	2.82M	2.82M	2.96M	2.99M	2.72M	2.52M	2.33M	2.28M	2.13M	2.29M	2.41M	2.56M	2.88M	2.77M	2.83M	2.89M	2.95M	2.78M	2.81M	2.73M	2.69M	2.74M	2.53M	2.5M	2.44M	2.56M	2.51M	2.3M	2.44M
Cost & Expenses	596.01M	597.52M	347.77M	113.98M	-18.92M	-117.85M	884K	158.71M	78.03M	44.32M	43.31M	-18.54M	55.96M	92.46M	91.2M	89.87M	92.22M	86.94M	85.14M	84.04M	83.5M	79.7M	79.45M	78.95M	76.21M	69.34M	66.82M	65.19M	63.61M	58.58M	57.64M	55.92M	55.81M	53.78M	52.48M	52.2M
Income Tax Expense	38.82M	38.61M	35.03M	34.48M	34.68M	35.9M	40.31M	42.6M	44.16M	44.38M	43.92M	44.96M	44.97M	43.63M	43.57M	38.14M	28.7M	27.43M	25.77M	28.01M	34.41M	26.98M	26.24M	25.55M	24.44M	39.39M	42.15M	44.72M	46.01M	40.42M	39.38M	38.96M	40.39M	40.75M	41.24M	40.74M
Shares Outstanding (Basic)	47.38M	47.62M	47.15M	47.15M	47.11M	45.16M	42.91M	42.89M	42.86M	42.84M	42.84M	43.14M	43.38M	43.36M	43.47M	43.56M	43.84M	43.64M	43.64M	43.84M	43.88M	43.83M	43.81M	43.78M	43.41M	43.83M	43.94M	43.31M	44.09M	43.99M	43.59M	43.15M	43.57M	43.48M	43.28M	42.93M
Shares Outstanding (Diluted)	47.51M	47.47M	47.38M	47.37M	47.36M	45.4M	43.13M	43.13M	43.14M	43.11M	43.09M	43.38M	43.57M	43.63M	43.79M	43.89M	43.97M	43.94M	43.93M	44.13M	44.17M	44.14M	44.12M	44.08M	44.06M	44.05M	44.02M	43.98M	44.09M	43.99M	43.9M	43.88M	43.7M	43.56M	43.45M	43.71M
EPS (Basic)	2.97	2.86	2.60	2.61	2.67	2.86	3.23	3.41	3.54	3.56	3.51	3.56	3.56	3.48	3.42	3.06	2.39	2.27	2.21	2.34	2.77	2.77	2.71	2.65	2.58	2.32	2.16	2.01	1.88	1.93	1.87	1.84	1.81	1.80	1.79	1.77
EPS (Diluted)	2.96	2.84	2.58	2.59	2.66	2.86	3.22	3.40	3.52	3.54	3.50	3.54	3.55	3.47	3.41	3.05	2.37	2.25	2.18	2.31	2.74	2.73	2.68	2.63	2.56	2.31	2.15	2.00	1.87	1.92	1.86	1.83	1.80	1.78	1.77	1.74
EBITDA	98.88M	98.88M	136.61M	131.21M	129.12M	180.57M	198.08M	208.21M	215.22M	218.83M	216.94M	220.67M	221.73M	219.49M	224.78M	204.04M	165.19M	154.57M	142.66M	150.57M	175.72M	166.08M	161.11M	156.34M	150.2M	159.55M	155.28M	150.95M	146.51M	137.51M	133.54M	98.22M	66.43M	33.51M	n/a	n/a
EBIT	127M	127.08M	110M	106.81M	106.84M	160.36M	179.13M	189.13M	196.16M	199.56M	197.56M	201.12M	201.85M	199.54M	204.57M	183.56M	144.64M	133.99M	122.16M	130.24M	155.4M	147.54M	144.26M	141.13M	136.88M	146.27M	142.1M	137.91M	133.49M	124.54M	120.63M	85.4M	53.48M	20.39M	-13.3M	-13.41M
Depreciation & Amortization	15.93M	15.86M	21.88M	24.4M	22.27M	20.21M	18.95M	19.08M	19.06M	19.28M	19.38M	19.55M	19.88M	19.95M	20.21M	20.48M	20.55M	20.58M	20.5M	20.33M	20.32M	16.21M	12.21M	8.25M	4.04M	4.03M	3.96M	3.91M	3.96M	3.95M	3.91M	3.8M	3.93M	4.2M	4.42M	4.68M