NBT Bancorp Statistics
Share Statistics
NBT Bancorp has 52.32M
shares outstanding. The number of shares has increased by 0.22%
in one year.
| Shares Outstanding | 52.32M |
| Shares Change (YoY) | 0.22% |
| Shares Change (QoQ) | 0.17% |
| Owned by Institutions (%) | 65.7% |
| Shares Floating | n/a |
| Failed to Deliver (FTD) Shares | 746 |
| FTD / Avg. Volume | 0.25% |
Short Selling Information
The latest short interest is 1.94M, so 3.7% of the outstanding
shares have been sold short.
| Short Interest | 1.94M |
| Short % of Shares Out | 3.7% |
| Short % of Float | 5.02% |
| Short Ratio (days to cover) | 5.89 |
Valuation Ratios
The PE ratio is 16.02 and the forward
PE ratio is 10.34.
NBT Bancorp's PEG ratio is
1.53.
| PE Ratio | 16.02 |
| Forward PE | 10.34 |
| PS Ratio | 3.92 |
| Forward PS | 3 |
| PB Ratio | 1.48 |
| P/FCF Ratio | 12.74 |
| PEG Ratio | 1.53 |
Financial Ratio HistoryEnterprise Valuation
NBT Bancorp has an Enterprise Value (EV) of 2.24B.
| EV / Sales | 3.9 |
| EV / EBITDA | 0 |
| EV / EBIT | 11.88 |
| EV / FCF | 12.67 |
Financial Position
The company has a current ratio of 10.92,
with a Debt / Equity ratio of 0.13.
| Current Ratio | 10.92 |
| Quick Ratio | 10.92 |
| Debt / Equity | 0.13 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.09 |
| Interest Coverage | 0.86 |
Financial Efficiency
Return on Equity is 9.22% and Return on Invested Capital is 6.28%.
| Return on Equity | 9.22% |
| Return on Assets | 1.02% |
| Return on Invested Capital | 6.28% |
| Revenue Per Employee | $275,775.8 |
| Profits Per Employee | $67,518.48 |
| Employee Count | 2,083 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 38.82M |
| Effective Tax Rate | 21.63% |
Stock Price Statistics
The stock price has increased by 15.32% in the
last 52 weeks. The beta is 0.57, so NBT Bancorp's
price volatility has been higher than the market average.
| Beta | 0.57 |
| 52-Week Price Change | 15.32% |
| 50-Day Moving Average | 42.23 |
| 200-Day Moving Average | 45.82 |
| Relative Strength Index (RSI) | 59.84 |
| Average Volume (20 Days) | 304,095 |
Income Statement
In the last 12 months, NBT Bancorp had revenue of 574.44M
and earned 140.64M
in profits. Earnings per share was 2.95.
| Revenue | 574.44M |
| Gross Profit | 574.44M |
| Operating Income | 180.99M |
| Net Income | 140.64M |
| EBITDA | n/a |
| EBIT | -27.5M |
| Earnings Per Share (EPS) | 2.95 |
Full Income StatementBalance Sheet
The company has 205.08M in cash and 192.59M in
debt, giving a net cash position of 12.5M.
| Cash & Cash Equivalents | 205.08M |
| Total Debt | 192.59M |
| Net Cash | 12.5M |
| Retained Earnings | 1.1B |
| Total Assets | 13.86B |
| Working Capital | 1.84B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was 188.57M
and capital expenditures 0, giving a free cash flow of 176.82M.
| Operating Cash Flow | 188.57M |
| Capital Expenditures | n/a |
| Free Cash Flow | 176.82M |
| FCF Per Share | 3.75 |
Full Cash Flow StatementMargins
Gross margin is 100%, with operating and profit margins of 31.51% and 24.48%.
| Gross Margin | 100% |
| Operating Margin | 31.51% |
| Pretax Margin | 31.24% |
| Profit Margin | 24.48% |
| EBITDA Margin | n/a |
| EBIT Margin | 31.51% |
| FCF Margin | 30.78% |
Dividends & Yields
NBTB pays an annual dividend of $1.34,
which amounts to a dividend yield of 2.83%.
| Dividend Per Share | $1.34 |
| Dividend Yield | 2.83% |
| Dividend Growth (YoY) | 6.25% |
| Payout Ratio | 44.22% |
| Earnings Yield | 6.24% |
| FCF Yield | 7.85% |
Dividend DetailsAnalyst Forecast
The average price target for NBTB is $53,
which is 20.2% higher than the current price. The consensus rating is "Hold".
| Price Target | $53 |
| Price Target Difference | 20.2% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
Stock ForecastsStock Splits
The last stock split was on Nov 29, 1999. It was a
forward
split with a ratio of 21:20.
| Last Split Date | Nov 29, 1999 |
| Split Type | forward |
| Split Ratio | 21:20 |
Scores
| Altman Z-Score | 0.33 |
| Piotroski F-Score | 8 |
