NBT Bancorp Inc. (NBTB)

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38.82

-0.83 (-2.09%)

At close: Apr 04, 2025, 3:59 PM

38.77

-0.13%

After-hours: Apr 04, 2025, 05:30 PM EDT

NBT Bancorp Income Statement

Chart Mode

Financials in USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012	FY 2011	FY 2010	FY 2009	FY 2008	FY 2007	FY 2006	FY 2005	FY 2004	FY 2003	FY 2002	FY 2001	FY 2000	FY 1999	FY 1998	FY 1997	FY 1996	FY 1995	FY 1994	FY 1993	FY 1992	FY 1991
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015	Dec 31, 2014	Dec 31, 2013	Dec 31, 2012	Dec 31, 2011	Dec 31, 2010	Dec 31, 2009	Dec 31, 2008	Dec 31, 2007	Dec 31, 2006	Dec 31, 2005	Dec 31, 2004	Dec 31, 2003	Dec 31, 2002	Dec 31, 2001	Dec 31, 2000	Dec 31, 1999	Dec 31, 1998	Dec 31, 1997	Dec 31, 1996	Dec 31, 1995	Dec 31, 1994	Dec 31, 1993	Dec 31, 1992	Dec 31, 1991
Revenue	611.67M	490.37M	515.12M	475.97M	458.66M	451.42M	426.17M	400.03M	376.7M	364.29M	355.26M	338.68M	288.97M	280.59M	286.42M	276.6M	257.75M	224.73M	212.46M	200.66M	191.38M	182.2M	179.26M	162.07M	113.73M	72.4M	67.4M	61.8M	56.9M	49.7M	51.7M	53.5M	52M	48.1M
Cost of Revenue	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	611.67M	490.37M	515.12M	475.97M	458.66M	451.42M	426.17M	400.03M	376.7M	364.29M	355.26M	338.68M	288.97M	280.59M	286.42M	276.6M	257.75M	224.73M	212.46M	200.66M	191.38M	182.2M	179.26M	162.07M	113.73M	72.4M	67.4M	61.8M	56.9M	49.7M	51.7M	53.5M	52M	48.1M
Operating Income	532.57M	201.98M	218.04M	199.86M	133.09M	155.43M	175.63M	128.16M	118.8M	116.63M	112.3M	89.94M	77.37M	79.17M	78.32M	72.64M	83.76M	72.11M	80.1M	75.89M	71.98M	68.57M	66.81M	4.28M	11.19M	30M	23.7M	23M	19.3M	15.1M	10M	13.9M	13.5M	10.3M
Interest Income	611.67M	522.79M	384.07M	339.88M	348.28M	367.53M	344.25M	309.41M	286.95M	273.22M	275.08M	268.72M	239.4M	240M	255.74M	273.39M	294.41M	306.12M	288.84M	236.37M	210.18M	207.3M	227.22M	255.43M	190.53M	102M	101.1M	96.2M	84.4M	77.4M	70.4M	67M	69.2M	78.6M
Pretax Income	179.46M	153.46M	196.16M	199.86M	133.09M	155.43M	137M	128.16M	118.8M	116.63M	112.3M	89.94M	77.37M	79.17M	78.32M	72.64M	83.76M	72.11M	80.1M	75.89M	71.98M	68.57M	66.81M	4.28M	11.19M	30M	23.7M	23M	19.3M	15.1M	10M	13.9M	13.5M	10.3M
Net Income	140.64M	118.78M	152M	154.88M	104.39M	121.02M	112.57M	82.15M	78.41M	76.42M	75.07M	61.75M	54.56M	57.9M	57.4M	52.01M	58.35M	50.33M	55.95M	52.44M	50.05M	47.1M	45M	3.74M	7.19M	18.4M	19.1M	14.7M	12.2M	9.3M	6.5M	8.5M	8M	7.2M
Selling & General & Admin	79.11M	203.56M	193.85M	201.14M	189.57M	186.48M	182.97M	164.47M	160.03M	155.07M	150.56M	143.66M	131.46M	113.01M	121.73M	104.66M	71.16M	59.52M	62.88M	60.01M	54.06M	49.56M	49.13M	48.42M	35.41M	19.6M	19.2M	17.9M	17.8M	16.3M	16.2M	16.2M	15.7M	16.4M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	n/a	n/a	-89.39M	-477.25M	-515.15M	-482.47M	-433.52M	-75M	-70.98M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	-173.46M	-163.19M	-161.58M	-206.21M	-137.95M	-62M	-62.9M	-56.7M	-55.4M	-50.9M	-57.9M	-55.8M	-54.2M	-54.2M
Operating Expenses	79.11M	288.39M	67.74M	-276.11M	-325.57M	-295.99M	-250.55M	75M	70.98M	236.18M	246.06M	228.93M	193.89M	21.3M	22.88M	19.59M	16.78M	15.47M	13.3M	10.51M	-119.39M	-113.63M	-112.45M	-157.79M	-102.54M	-42.4M	-43.7M	-38.8M	-37.6M	-34.6M	-41.7M	-39.6M	-38.5M	-37.8M
Interest Expense	211.55M	144.57M	21.88M	18.79M	32.6M	55.98M	38.63M	25.91M	22.51M	20.62M	23.2M	30.64M	35.19M	39.72M	53.21M	76.92M	108.37M	141.09M	125.01M	78.26M	59.69M	62.87M	80.4M	117.5M	96.02M	41.4M	43.7M	42.5M	36.4M	34.8M	25.7M	23.2M	27.2M	38.3M
Selling & Marketing Expenses	3.39M	3.05M	2.82M	2.52M	2.29M	2.77M	2.78M	2.74M	2.56M	2.65M	2.83M	3.2M	2.89M	3.46M	3.49M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Cost & Expenses	79.11M	288.39M	67.74M	-276.11M	-325.57M	-295.99M	-250.55M	299.61M	280.38M	236.18M	246.06M	228.93M	193.89M	21.3M	22.88M	19.59M	16.78M	15.47M	13.3M	10.51M	-119.39M	-113.63M	-112.45M	-157.79M	-102.54M	-42.4M	-43.7M	-38.8M	-37.6M	-34.6M	-41.7M	-39.6M	-38.5M	-37.8M
Income Tax Expense	38.82M	34.68M	44.16M	44.97M	28.7M	34.41M	24.44M	46.01M	40.39M	40.2M	37.23M	28.2M	22.82M	21.27M	20.91M	20.63M	25.41M	21.79M	24.15M	23.45M	21.94M	21.47M	21.81M	542K	4M	11.6M	4.6M	8.3M	7.1M	5.8M	3.5M	5.4M	5.5M	3.1M
Shares Outstanding (Basic)	47.62M	44.49M	42.92M	43.42M	43.69M	43.81M	43.63M	43.47M	43.32M	43.92M	43.9M	42M	33.47M	33.66M	34.37M	33.77M	32.24M	33.16M	33.91M	32.37M	32.71M	32.49M	33.09M	33.97M	23.39M	12.41M	18.55M	13.18M	13.14M	13.58M	14.49M	12.88M	12.7M	12.86M
Shares Outstanding (Diluted)	47.47M	44.77M	43.18M	43.72M	43.99M	44.12M	44.02M	43.9M	43.62M	44.39M	44.39M	42.35M	33.72M	33.92M	34.51M	33.99M	32.42M	33.42M	34.11M	32.77M	33.14M	32.94M	33.33M	33.97M	23.39M	12.63M	18.94M	13.18M	13.24M	13.6M	14.49M	12.88M	12.7M	12.86M
EPS (Basic)	2.95	2.67	3.54	3.57	2.39	2.76	2.58	1.89	1.81	1.74	1.71	1.47	1.63	1.72	1.67	1.54	1.81	1.52	1.65	1.62	1.53	1.45	1.36	0.11	0.44	1.14	1.45	1.12	0.93	0.68	0.45	0.66	0.63	0.56
EPS (Diluted)	2.96	2.65	3.52	3.54	2.37	2.74	2.56	1.87	1.80	1.72	1.69	1.46	1.62	1.71	1.66	1.53	1.80	1.51	1.64	1.60	1.51	1.43	1.35	0.11	0.44	1.12	1.42	1.11	0.93	0.68	0.45	0.66	0.63	0.56
EBITDA	n/a	175.73M	215.22M	219.74M	153.64M	175.75M	150.32M	141.18M	131.75M	130.14M	125.67M	102.76M	-12.39M	87.68M	86.72M	81.29M	91.08M	79.06M	87.82M	100.07M	87.83M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
EBIT	391.01M	153.46M	196.16M	199.86M	133.09M	155.43M	137M	128.16M	118.8M	116.63M	112.3M	89.94M	77.37M	-8.51M	78.32M	-8.64M	83.76M	-6.94M	-7.72M	93.23M	87.83M	-12.07M	-7.64M	-5.08M	-9.02M	-6.81M	-5.47M	-2.7M	-3.3M	-2.6M	-5.3M	-7.1M	-7.1M	-4.8M
Depreciation & Amortization	n/a	22.27M	19.06M	19.88M	20.55M	20.32M	13.32M	13.02M	12.95M	4.86M	5.05M	4.87M	3.39M	3.05M	3.07M	3.25M	2.1M	6.94M	7.72M	7.2M	8.94M	12.07M	7.64M	5.08M	6.99M	3.2M	-1.1M	2.7M	3.3M	2.6M	5.3M	7.1M	7.1M	4.8M