OppFi Inc. (OPFI)

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9.31

-0.06 (-0.64%)

At close: Apr 25, 2025, 3:59 PM

9.27

-0.43%

After-hours: Apr 25, 2025, 05:23 PM EDT

OppFi Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020
Revenue	135.72M	136.59M	126.3M	127.34M	132.92M	133.16M	122.49M	120.37M	120.03M	124.24M	107.88M	100.71M	95.96M	91.98M	78.38M	84.26M	92.32M	62.76M	44.73M	39.44M
Cost of Revenue	25.48M	25.09M	27.19M	27.43M	64.98M	17.9M	27.36M	25.89M	16.56M	17.9M	18.6M	16.83M	21.56M	17.33M	17.12M	14.27M	25.87M	8.93M	n/a	n/a
Gross Profit	110.25M	111.5M	99.11M	99.92M	67.94M	115.26M	95.13M	94.48M	103.47M	106.34M	89.27M	83.88M	74.4M	74.65M	61.26M	69.98M	66.45M	53.83M	44.73M	39.44M
Operating Income	24.67M	35.09M	29.49M	5.28M	8.71M	15.58M	18.33M	3.73M	-9.61M	-969K	6.4M	-2.16M	3.37M	11.51M	17.99M	24.38M	16.16M	19.34M	26.83M	20.23M
Interest Income	91.62M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Pretax Income	14.57M	34.35M	28.59M	10.54M	3.03M	16.02M	18.76M	4.08M	-7.23M	354K	9.7M	243K	16.64M	31.09M	17.99M	24.38M	16.16M	19.34M	25.12M	16.9M
Net Income	43.18M	32.06M	3.07M	5.54M	-5.57M	2.17M	2.14M	251K	3.13M	-571K	3.46M	1.08M	11.43M	14.13M	17.99M	24.38M	16.16M	19.34M	25.12M	16.9M
Selling & General & Admin	23.77M	24.15M	22.51M	19.71M	21.16M	24M	23.04M	18.47M	20.99M	20.38M	26.47M	20.17M	24.95M	30.23M	21.45M	12.48M	19.59M	6.84M	16.33M	17.81M
Research & Development	n/a	n/a	5.36M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	3.22M	n/a
Other Expenses	61.81M	52.26M	79K	80K	231K	100K	79K	193K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Operating Expenses	85.57M	76.41M	29.61M	30.53M	26.96M	30.3M	32.75M	27.49M	27.09M	27.62M	32.84M	29.07M	30.85M	37.78M	25.58M	18.6M	45.64M	29.83M	19.61M	22.54M
Interest Expense	80.19M	44.79M	45.83M	11.43M	13.94M	n/a	n/a	11.37M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Selling & Marketing Expenses	13.32M	11.26M	12.81M	9.51M	12.56M	14.07M	13.4M	10.53M	12.47M	12.86M	19.08M	13.89M	17.96M	15.58M	11.44M	7.48M	13.2M	2.17M	804K	2.47M
Cost & Expenses	111.05M	101.5M	56.8M	57.96M	91.94M	48.2M	60.11M	53.38M	43.65M	45.52M	51.44M	45.9M	52.41M	55.11M	42.7M	32.88M	71.52M	38.76M	19.61M	22.54M
Income Tax Expense	600K	2.3M	914K	404K	1.03M	463K	688K	146K	-2.03M	1.01M	202K	540K	-392K	703K	n/a	n/a	n/a	n/a	-1.71M	-3.33M
Shares Outstanding (Basic)	20.15M	20.25M	19.68M	19.21M	18.09M	16.77M	15.63M	15.04M	14.57M	13.97M	13.53M	13.58M	13.55M	13.36M	12.98M	12.98M	12.98M	12.98M	n/a	41.21M
Shares Outstanding (Diluted)	20.15M	20.25M	19.68M	86.24M	18.09M	17.06M	15.87M	15.19M	84.19M	13.97M	84.28M	84.47M	84.5M	84.46M	12.98M	12.98M	12.98M	12.98M	n/a	41.1M
EPS (Basic)	-2.19	1.58	0.16	0.29	-0.31	0.13	0.14	0.02	0.22	-0.04	0.26	0.08	0.85	1.06	1.39	1.88	1.25	1.49	n/a	0.41
EPS (Diluted)	-2.19	1.58	0.16	0.10	-0.31	0.13	0.14	0.02	-0.04	-0.04	0.10	0.00	0.19	0.29	1.39	1.88	1.25	1.49	n/a	0.41
EBITDA	81.7M	35.09M	41.97M	24.61M	-13.24M	31.11M	33.23M	18.79M	10.55M	12.9M	20.51M	10.93M	26.48M	33.78M	26.14M	30.64M	22.27M	25.32M	-1.71M	-3.33M
EBIT	79.57M	80.52M	69.51M	69.39M	14.97M	27.5M	62.38M	67M	2.76M	8.87M	17.14M	7.08M	22.91M	36.94M	23.73M	28.47M	20.31M	23.52M	n/a	n/a
Depreciation & Amortization	2.13M	2.28M	2.49M	2.73M	2.91M	3.12M	3.32M	3.39M	3.52M	3.45M	3.37M	3.24M	2.99M	2.71M	2.41M	2.16M	1.96M	1.8M	-26.83M	-20.23M