OppFi Inc.

NYSE: OPFI · Real-Time Price · USD
10.48
-0.09 (-0.81%)
At close: Aug 15, 2025, 3:44 PM

OppFi Income Statement

Financials in USD. Fiscal year is January - December.
Fiscal Year Q2 2025 Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022 Q2 2022 Q1 2022 Q4 2021 Q3 2021 Q2 2021 Q1 2021
Period Ending Jun 30, 2025 Mar 31, 2025 Dec 31, 2024 Sep 30, 2024 Jun 30, 2024 Mar 31, 2024 Dec 31, 2023 Sep 30, 2023 Jun 30, 2023 Mar 31, 2023 Dec 31, 2022 Sep 30, 2022 Jun 30, 2022 Mar 31, 2022 Dec 31, 2021 Sep 30, 2021 Jun 30, 2021 Mar 31, 2021
Revenue
555.03M 538.89M 525.96M 523.16M 519.74M 515.92M 508.95M 496.06M 487.13M 472.52M 452.86M 428.79M 396.52M 367.02M 350.57M 346.93M 317.71M 284.07M
Cost of Revenue
82.31M 101.78M 105.18M 144.69M 137.5M 137.66M 136.13M 87.71M 87.71M 78.95M 69.89M 74.89M 74.32M 72.83M 70.27M 74.59M 66.19M 49.08M
Gross Profit
472.72M 437.11M 420.78M 378.48M 382.24M 378.25M 372.82M 408.35M 399.43M 393.57M 382.96M 353.9M 322.2M 294.19M 280.3M 272.35M 251.52M 234.99M
Operating Income
123.4M 131.74M 94.54M 78.57M 59.06M 47.91M 46.35M 28.03M 11.48M -451K -6.34M 6.65M 19.13M 30.71M 57.26M 70.04M 77.87M 86.71M
Interest Income
n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a
Pretax Income
83.67M 99.56M 88.05M 76.51M 58.17M 48.34M 41.88M 31.62M 15.96M 6.9M 3.06M 26.94M 57.68M 65.97M 90.11M 89.62M 77.87M 85M
Net Income
-33.5M -9.65M 7.26M 7.3M 5.21M 4.28M -1M 7.7M 4.96M 6.27M 7.1M 15.39M 30.09M 44.62M 67.92M 72.65M 77.87M 85M
Selling & General & Admin
67.03M 89.54M 89.86M 87.26M 87.38M 87.91M 86.66M 86.5M 82.87M 86.3M 88M 91.96M 101.81M 96.8M 89.12M 83.76M 60.36M 55.23M
Research & Development
n/a 5.36M 5.36M 5.36M 5.36M n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a n/a 3.22M
Other Expenses
168.71M 168.78M 114.5M 52.92M 490K 490K 603K 372K 272K 193K n/a n/a n/a n/a n/a n/a n/a n/a
Operating Expenses
235.74M 265.35M 222.12M 163.51M 117.4M 120.54M 117.5M 117.64M 114.95M 115.04M 116.61M 120.38M 130.54M 123.29M 112.83M 127.61M 119.66M 113.69M
Interest Expense
55.03M 100.86M 102.05M 115.99M 71.2M 25.37M 25.31M 11.37M 11.37M 11.37M n/a n/a n/a n/a n/a n/a n/a n/a
Selling & Marketing Expenses
37.18M 49.98M 49.21M 48.45M 48.95M 49.55M 50.56M 50.47M 49.26M 54.93M 58.29M 63.79M 66.51M 58.87M 52.46M 47.7M 34.29M 23.65M
Cost & Expenses
431.63M 367.13M 327.31M 308.19M 254.9M 258.21M 253.63M 205.35M 202.66M 193.99M 186.51M 195.27M 204.86M 196.12M 183.09M 202.2M 185.85M 162.77M
Income Tax Expense
5.77M 5.46M 4.21M 4.65M 2.81M 2.59M 2.33M -737K -185K -671K -277K 1.36M 1.05M 851K 311K 703K n/a n/a
Shares Outstanding (Basic)
26.61M 23.69M 21.44M 20.25M 19.68M 19.21M 18.09M 16.77M 15.63M 15.04M 14.57M 13.97M 13.53M 13.58M 13.55M 13.36M 12.98M 12.98M
Shares Outstanding (Diluted)
26.61M 23.69M 21.44M 20.25M 19.68M 19.21M 18.09M 17.06M 15.87M 15.19M 84.19M 13.97M 84.28M 84.47M 84.5M 84.46M 12.98M 12.98M
EPS (Basic)
-1.87 -0.93 -0.16 1.72 0.27 0.25 -0.02 0.51 0.34 0.46 0.52 1.15 2.25 3.38 5.18 5.58 6.01 6.56
EPS (Diluted)
-1.87 -0.93 -0.35 1.53 0.08 0.06 -0.02 0.25 0.08 0.04 0.02 0.25 0.58 1.87 3.75 4.81 6.01 n/a
EBITDA
266.41M 287.24M 218.13M 88.42M 84.44M 75.71M 69.89M 93.69M 75.48M 62.75M 54.89M 70.82M 91.7M 97.33M 117.04M 112.82M 104.37M 76.52M
EBIT
273.18M 321.54M 298.98M 234.38M 181.36M 174.23M 171.84M 159.63M 141M 95.77M 35.85M 56.01M 84.08M 90.66M 112.05M 109.45M 96.03M 72.3M
Depreciation & Amortization
6.17M 8.66M 9.62M 10.4M 11.24M 12.07M 12.73M 13.35M 13.69M 13.73M 13.58M 13.05M 12.31M 11.36M 10.28M 9.25M 8.33M -20.91M