OptimumBank Inc. (OPHC)
NASDAQ: OPHC
· Real-Time Price · USD
4.29
0.02 (0.47%)
At close: Aug 15, 2025, 3:59 PM
4.37
1.86%
After-hours: Aug 15, 2025, 05:51 PM EDT
OptimumBank Ratios and Metrics
Financials in USD. Fiscal
year is
January - December.
Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
PE Ratio | 3.65 | 3.11 | 3.11 | 3.38 | 2.96 | 3.31 | 2.97 | 4.54 | 3.98 | 5.17 | 4.66 | 9.17 | 6.36 | 6.02 | 0.93 | 6.14 | 8.89 | 8.91 |
PEG Ratio | -0.6 | -0.24 | 0.26 | -0.61 | 0.18 | -0.29 | 0.03 | n/a | 0.32 | -0.19 | 0.05 | -0.29 | -1.08 | -0.07 | 0.00 | 0.12 | 0.33 | -0.58 |
PS Ratio | 3.02 | 2.96 | 2.94 | 2.71 | 2.53 | 2.14 | 2.48 | 2.35 | 2.33 | 2.89 | 3.72 | 3.99 | 5.02 | 5.01 | 4.24 | 6.63 | 6.09 | 5.79 |
PB Ratio | 0.47 | 0.45 | 0.48 | 0.48 | 0.48 | 0.38 | 0.43 | 0.35 | 0.32 | 0.37 | 0.46 | 0.48 | 0.50 | 0.42 | 0.44 | 0.68 | 0.54 | 0.58 |
P/FCF Ratio | 8.16 | 16.87 | 8.56 | 11.57 | 15.14 | 13.77 | 189.41 | 21.71 | 4.01 | -113.01 | 8.28 | 11.18 | 8.76 | 12.88 | 4.59 | -14.13 | 15.00 | 61.68 |
P/OCF Ratio | 8.53 | 15.35 | 8.25 | 11.13 | 13.39 | 12.36 | 89.40 | 19.09 | 3.94 | 822.27 | 8.00 | 10.74 | 8.56 | 12.51 | 4.51 | -14.84 | 12.71 | 49.59 |
OCF/S Ratio | 0.35 | 0.19 | 0.36 | 0.24 | 0.19 | 0.17 | 0.03 | 0.12 | 0.59 | 0.00 | 0.47 | 0.37 | 0.59 | 0.40 | 0.94 | -0.45 | 0.48 | 0.12 |
Debt / Equity Ratio | 0.02 | 0.12 | 1.00 | 0.89 | 1.06 | 0.99 | 1.80 | 0.34 | 0.34 | 0.81 | 0.35 | 2.69 | 2.97 | 0.76 | 0.98 | 1.12 | 0.69 | 0.99 |
Quick Ratio | 0.04 | 0.17 | 0.15 | 0.19 | 0.16 | 0.21 | 0.15 | 0.21 | 0.19 | 0.21 | 0.19 | 0.20 | 0.25 | 0.31 | 0.30 | 0.40 | 0.37 | 0.34 |
Current Ratio | 0.04 | 0.17 | 0.15 | 0.19 | 0.16 | 0.21 | 0.15 | 0.21 | 0.19 | 0.21 | 0.19 | 0.20 | 0.25 | 0.31 | 0.30 | 0.40 | 0.37 | 0.34 |
Asset Turnover | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Interest Coverage | 0.91 | 0.93 | 0.83 | 0.70 | 0.72 | 0.56 | 0.85 | 0.58 | 0.68 | 0.63 | 0.88 | 0.76 | 4.65 | 4.85 | 5.15 | 4.41 | 1.90 | 1.25 |
Return on Equity | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.04 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.12 | 0.03 | 0.02 | 0.02 |
Return on Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 0.01 | n/a | n/a | n/a |
Return on Invested Capital | n/a | 0.03 | 0.02 | 0.02 | 0.03 | 0.02 | 0.02 | 0.01 | 0.02 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.08 | 0.02 | 0.01 | 0.01 |
Dividend Yield | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Payout Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Gross Profit Margin | 0.63 | 0.67 | 0.58 | 0.59 | 0.59 | 0.54 | 0.58 | 0.55 | 0.63 | 0.60 | 0.61 | 0.59 | 0.74 | 0.85 | 0.88 | 0.77 | 0.76 | 0.88 |
Net Profit Margin | 0.21 | 0.24 | 0.24 | 0.20 | 0.21 | 0.16 | 0.21 | 0.13 | 0.15 | 0.14 | 0.20 | 0.11 | 0.20 | 0.21 | 1.14 | 0.27 | 0.17 | 0.16 |
Pretax Profit Margin | 0.28 | 0.32 | 0.32 | 0.27 | 0.28 | 0.22 | 0.28 | 0.18 | 0.20 | 0.19 | 0.27 | 0.15 | 0.26 | 0.28 | 0.34 | 0.27 | 0.17 | 0.16 |
Operating Profit Margin | 0.28 | 0.32 | 0.32 | 0.27 | 0.28 | 0.22 | 0.28 | 0.18 | 0.20 | 0.19 | 0.27 | 0.15 | 0.26 | 0.28 | 0.34 | 0.27 | 0.17 | 0.16 |
FCF Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
EBITDA Margin | 0.33 | 0.33 | 0.33 | 0.21 | 0.36 | 0.23 | 0.30 | 0.05 | 0.37 | 0.20 | 0.28 | 0.17 | 0.29 | 0.33 | 0.34 | 0.30 | 0.21 | 0.20 |