Oportun Financial Corpora... (OPRT)
AI Score
Our AI model analyzes fundamental, technical, and statistical indicators
to predict the probability of a bullish trend over the next three months.
We regularly update and refine our models to deliver the most reliable forecasts
for you.
Bullish Probability | Sentiment | Score |
---|---|---|
+80% | Strong Buy | 10 |
+75% | Buy | 9 |
+70% | Buy | 8 |
+60% | Buy | 7 |
+50% | Hold | 6 |
+45% | Hold | 5 |
+40% | Hold | 4 |
+35% | Sell | 3 |
+30% | Sell | 2 |
+20% | Strong Sell | 1 |
3.91
0.17 (4.55%)
At close: Jan 15, 2025, 1:44 PM
Ratios (Annual)
Discover comprehensive ratio statement breakdowns that reveal insights into revenue, expenses, and beyond.
Year | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 |
PE Ratio | -0.8 | -2.32 | 12.04 | -11.74 | 3.61 | 2.88 | -34.88 | 6.99 | 51.80 |
PS Ratio | 0.14 | 0.28 | 1.08 | 1.58 | 0.50 | 0.75 | 1.10 | 1.43 | 2.23 |
PB Ratio | 0.36 | 0.33 | 0.95 | 1.14 | 0.46 | 1.03 | 1.64 | 1.59 | n/a |
P/FCF Ratio | 0.40 | 0.91 | 4.17 | 4.19 | 1.16 | 2.96 | 2.80 | 3.56 | 7.73 |
P/OCF Ratio | 0.37 | 0.73 | 3.49 | 3.46 | 1.02 | 2.57 | 2.56 | 3.12 | 6.43 |
OCF/S Ratio | 0.37 | 0.39 | 0.31 | 0.46 | 0.49 | 0.29 | 0.43 | 0.46 | 0.35 |
Debt / Equity Ratio | 7.27 | 5.42 | 3.66 | 3.14 | 3.28 | 3.78 | 4.31 | 3.17 | n/a |
Quick Ratio | 0.57 | -115.31 | 0.96 | 1.40 | 3.89 | 3.09 | 1.12 | 7.22 | n/a |
Current Ratio | 0.57 | -63.94 | 0.37 | 0.60 | 1.27 | 1.19 | 0.40 | 7.22 | n/a |
Asset Turnover | 0.31 | 0.18 | 0.18 | 0.17 | 0.20 | 0.27 | 0.27 | 0.26 | n/a |
Interest Coverage | -1.11 | 0.19 | 1.32 | -0.99 | 1.40 | 4.63 | 1.06 | 1.56 | n/a |
Return on Equity (ROE) | -0.44 | -0.14 | 0.08 | -0.1 | 0.13 | 0.36 | -0.05 | 0.23 | n/a |
Return on Assets (ROA) | -0.05 | -0.02 | 0.02 | -0.02 | 0.03 | 0.07 | -0.01 | 0.05 | n/a |
Return on Capital (ROIC) | -0.07 | 0.00 | 0.02 | -0.03 | 0.04 | 0.13 | 0.04 | 0.05 | n/a |
Dividend Yield | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Payout Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Gross Profit Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Net Profit Margin | -17.03% | -12.14% | 8.94% | -13.46% | 13.92% | 26.06% | -3.14% | 20.45% | 4.30% |
Pretax Profit Margin | -24% | -11.75% | 11.84% | -17.34% | 19.08% | 35.92% | 0.64% | 6.45% | 4.88% |
Operating Profit Margin | -18.81% | 2.77% | 11.84% | -17.34% | 19.08% | 45.83% | 11.85% | 18.02% | 4.88% |
FCF Margin | 34.20% | 31.06% | 25.81% | 37.69% | 43.44% | 25.43% | 39.16% | 40.08% | 28.83% |
EBITDA Margin | -18.81% | n/a | 16.95% | -11.3% | 22.27% | 38.42% | n/a | 9.82% | 7.54% |