Oportun Financial Corpora... (OPRT)
NASDAQ: OPRT
· Real-Time Price · USD
5.80
-0.11 (-1.86%)
At close: Oct 03, 2025, 3:59 PM
5.91
1.90%
After-hours: Oct 03, 2025, 07:18 PM EDT
Oportun Financial Income Statement
Financials in USD. Fiscal
year is
January - December.
| Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
| Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Revenue | 817.03M | 849.09M | 863.67M | 959.28M | 930.59M | 853.06M | 607.38M | 488.08M | 413.81M | 440.4M | 640.61M | 657.71M | 650.13M | 625.1M | 530.33M | 484.43M | 438.73M | 364.66M |
Cost of Revenue | 263.31M | 203.78M | 128.16M | 54.56M | 636.57M | 488.59M | 179.41M | 217.91M | -364.09M | -177.51M | 77.2M | 38.6M | 38.6M | n/a | n/a | n/a | n/a | n/a |
Gross Profit | 553.72M | 699.56M | 789.75M | 958.96M | 797.81M | 814.01M | 877.5M | 719.71M | 777.89M | 617.91M | 563.41M | 619.11M | 611.53M | 625.1M | 530.33M | 484.43M | 438.73M | 364.66M |
Operating Income | 36.24M | 29.7M | -13.93M | -75.14M | -73.28M | -94.34M | -166.37M | -81.39M | -178.02M | -156.09M | 17.76M | 22.41M | 146.79M | 164.33M | 110.46M | 106.29M | 73.17M | 19.41M |
Interest Income | 904.15M | 921.04M | 936.07M | 965.8M | 979.06M | 982.25M | 984.59M | 965.46M | 954.28M | 921.47M | 876.11M | 806.61M | 719.89M | 640.83M | 575.78M | 531.08M | 514.38M | 521.88M |
Pretax Income | -12.29M | -71.54M | -115.18M | -176.39M | -174.32M | -142.65M | -253.67M | -204.27M | -279.23M | -274.44M | -75.27M | -46.47M | 94M | 116.47M | 62.78M | 56.58M | 20.68M | -36.03M |
Net Income | -4.57M | -42.48M | -78.68M | -129.22M | -120.36M | -104.24M | -179.9M | -146.5M | -231.23M | -225.48M | -77.72M | -55.16M | 73.65M | 90.06M | 47.41M | 41.76M | 12.78M | -28.72M |
Selling & General & Admin | 117.38M | 262.31M | 410.97M | 609.06M | 768.1M | 656.7M | 548.47M | 422M | 298.62M | 315.47M | 323.6M | 331M | 318.66M | 293.2M | 270.09M | 240.29M | 234.89M | 222.8M |
Research & Development | 20.3M | 30.4M | 40.6M | 31M | 41.8M | 42.3M | 42.2M | 41M | 39.2M | 36.8M | 34.1M | 29.8M | 25.2M | 20.9M | 17M | 15M | 13.5M | 12.1M |
Other Expenses | 324.05M | 267.16M | 209.75M | 144.66M | n/a | 85.9M | 180.09M | 921.61M | 1.13B | 1B | 689.98M | 531.91M | 390.63M | 490.89M | 768.14M | 714.12M | 709.16M | 706.68M |
Operating Expenses | 461.73M | 559.87M | 661.33M | 784.72M | 809.9M | 753.41M | 705.62M | 1.09B | 1.14B | 1.12B | 841.62M | 712.67M | 564.72M | 555.81M | 795.74M | 721.21M | 711.37M | 694M |
Interest Expense | 246.39M | 241.1M | 238.16M | 216.46M | 207.71M | 194.91M | 179.45M | 163.05M | 142.72M | 118.38M | 93.05M | 68.85M | 52.78M | 47.84M | 47.67M | 49.77M | 52.57M | 55.51M |
Selling & Marketing Expenses | 72.66M | 70.84M | 66.96M | 67.72M | 69.22M | 72.15M | 75.35M | 78.59M | 81.48M | 94.65M | 109.99M | 125.79M | 136.11M | 127.49M | 116.84M | 103.64M | 92.14M | 88.45M |
Cost & Expenses | 725.04M | 763.64M | 705.01M | 861.73M | 886.91M | 830.43M | 812.66M | 1.13B | 1.18B | 1.2B | 918.82M | 751.24M | 603.3M | 555.78M | 795.72M | 721.21M | 711.37M | 694M |
Income Tax Expense | -7.71M | -29.07M | -36.49M | -47.17M | -53.86M | -38.31M | -73.67M | -57.67M | -48.01M | -48.95M | 2.46M | 8.66M | 20.29M | 26.36M | 15.31M | 14.81M | 7.91M | -7.3M |
Shares Outstanding (Basic) | 46.57M | 45.5M | 42.72M | 39.96M | 39.82M | 38.9M | 38.49M | 38.28M | 36.69M | 33.98M | 33.23M | 33.01M | 32.7M | 32.22M | 28.81M | 28.17M | 28M | 27.77M |
Shares Outstanding (Diluted) | 47.89M | 47.04M | 43.55M | 39.96M | 39.82M | 38.9M | 38.49M | 38.28M | 36.69M | 33.98M | 33.23M | 33.01M | 32.83M | 33.32M | 31.11M | 30.5M | 30.05M | 29.62M |
EPS (Basic) | -0.19 | -1.12 | -2.01 | -3.3 | -3.1 | -2.73 | -5.05 | -4.21 | -6.87 | -6.74 | -2.32 | -1.58 | 2.45 | 2.99 | 1.68 | 1.50 | 0.46 | -1.06 |
EPS (Diluted) | -0.2 | -1.12 | -2.01 | -3.3 | -3.1 | -2.73 | -5.05 | -4.21 | -6.87 | -6.74 | -2.37 | -1.66 | 2.30 | 2.82 | 1.55 | 1.38 | 0.41 | -1.09 |
EBITDA | 60.44M | 39.62M | -1.89M | -74.48M | -111.85M | -115.55M | -226.42M | -169.22M | -231.93M | -228.22M | -31.71M | -4.07M | 129.82M | 147.36M | 79M | 71.36M | 37.55M | -21.79M |
EBIT | 13.71M | -9.41M | -53.04M | -114.15M | -138.05M | -142.52M | -253.57M | -209.28M | -284.28M | -278.45M | -79.25M | -45.42M | 95.06M | 116.51M | 51.88M | 45.63M | 12.39M | -44.31M |
Depreciation & Amortization | 46.74M | 49.03M | 51.16M | 39.68M | 26.2M | 26.6M | 26.79M | 39.7M | 51.98M | 50.23M | 47.53M | 41.32M | 34.74M | 30.9M | 27.2M | 25.84M | 25.26M | 22.56M |