Oportun Financial Corpora... (OPRT)
NASDAQ: OPRT
· Real-Time Price · USD
6.04
-0.15 (-2.42%)
At close: Aug 15, 2025, 3:59 PM
6.00
-0.66%
After-hours: Aug 15, 2025, 07:18 PM EDT
Oportun Financial Ratios and Metrics
Financials in USD. Fiscal
year is
January - December.
Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
PE Ratio | 12.12 | 6.39 | 4.74 | -0.94 | -0.86 | -0.87 | -0.9 | -3.27 | -3.68 | -0.32 | -5.45 | -0.34 | -7.38 | 2.53 | 10.30 | 7.67 | 19.34 | 47.62 |
PEG Ratio | -0.42 | 1.28 | -0.04 | 0.24 | -0.06 | 0.02 | -0.01 | -0.1 | 0.04 | -0.00 | 0.06 | -0.00 | 0.06 | 0.01 | -0.26 | 0.04 | 0.14 | -0.74 |
PS Ratio | 1.42 | 1.06 | 0.99 | 0.45 | 0.43 | 0.37 | 0.57 | 1.03 | 1.85 | 27.32 | 1.28 | 0.98 | 1.86 | 2.26 | 3.64 | 5.06 | 4.67 | 5.22 |
PB Ratio | 0.89 | 0.68 | 0.47 | 0.34 | 0.30 | 0.24 | 0.37 | 0.63 | 0.48 | 0.29 | 0.33 | 0.26 | 0.42 | 0.71 | 0.97 | 1.38 | 1.16 | 1.22 |
P/FCF Ratio | 3.03 | 2.62 | 1.94 | 1.08 | 1.05 | 1.11 | 1.50 | 2.74 | 2.29 | 2.01 | 2.40 | 2.65 | 6.74 | 16.57 | 11.29 | 17.85 | 19.87 | 49.44 |
P/OCF Ratio | 3.19 | 2.47 | 1.81 | 1.04 | 0.99 | 1.07 | 1.42 | 2.58 | 2.14 | 1.71 | 2.07 | 2.13 | 5.10 | 12.00 | 9.77 | 14.97 | 15.72 | 31.68 |
OCF/S Ratio | 0.45 | 0.43 | 0.55 | 0.43 | 0.43 | 0.34 | 0.40 | 0.40 | 0.86 | 16.00 | 0.62 | 0.46 | 0.37 | 0.19 | 0.37 | 0.34 | 0.30 | 0.16 |
Debt / Equity Ratio | 0.04 | 7.67 | 7.98 | 8.72 | 7.99 | 7.41 | 7.27 | 6.63 | 6.40 | 6.51 | 5.42 | 5.25 | 4.01 | 3.41 | 3.66 | 3.39 | 3.43 | 3.08 |
Quick Ratio | 6.47 | 3.21 | 2.00 | 2.26 | 1.12 | 4.43 | 4.48 | 12.14 | 12.05 | 10.31 | -115.31 | -144.6 | 2.23 | 0.81 | 0.96 | 10.18 | 12.35 | 8.29 |
Current Ratio | 6.47 | 3.21 | 2.00 | 2.26 | 1.12 | 3.28 | 3.12 | 3.59 | 3.15 | 2.97 | -63.94 | -36.57 | 2.23 | 0.31 | 0.41 | 4.25 | 3.32 | 3.27 |
Asset Turnover | 0.07 | 0.07 | 0.05 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.03 | 0.00 | 0.04 | 0.04 | 0.04 | 0.07 | 0.05 | 0.06 | 0.05 | 0.06 |
Interest Coverage | 0.17 | 0.23 | 0.05 | 2.12 | n/a | 1.59 | -1.1 | -0.79 | -0.42 | -2.63 | 0.78 | -3.21 | 0.26 | 5.22 | 2.83 | 3.65 | 1.81 | 1.29 |
Return on Equity | 0.02 | 0.03 | 0.02 | -0.09 | -0.09 | -0.07 | -0.1 | -0.05 | -0.03 | -0.22 | -0.02 | -0.19 | -0.01 | 0.07 | 0.02 | 0.04 | 0.01 | 0.01 |
Return on Assets | n/a | n/a | n/a | -0.01 | -0.01 | -0.01 | -0.01 | -0.01 | n/a | -0.03 | n/a | -0.03 | n/a | 0.02 | n/a | 0.01 | n/a | n/a |
Return on Invested Capital | 0.04 | n/a | 0.07 | 0.63 | n/a | 0.02 | -0.01 | -0.09 | -0.06 | -0.31 | 0.04 | -0.27 | 0.01 | 0.13 | 0.05 | 0.18 | 0.11 | 0.09 |
Dividend Yield | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 1.60 | n/a | n/a | n/a |
Payout Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 65.96 | n/a | n/a | n/a |
Gross Profit Margin | n/a | 0.45 | 0.56 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 2.25 | 54.06 | 0.73 | 1.00 | 0.73 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
Net Profit Margin | 0.03 | 0.04 | 0.05 | -0.12 | -0.12 | -0.11 | -0.16 | -0.08 | -0.13 | -21.27 | -0.06 | -0.72 | -0.06 | 0.22 | 0.09 | 0.16 | 0.06 | 0.03 |
Pretax Profit Margin | 0.04 | 0.06 | 0.02 | -0.16 | -0.2 | -0.12 | -0.22 | -0.14 | -0.15 | -29.48 | -0.06 | -0.76 | -0.09 | 0.28 | 0.13 | 0.20 | 0.08 | 0.04 |
Operating Profit Margin | 0.04 | 0.06 | 0.02 | 0.47 | n/a | 0.34 | -0.22 | -0.14 | -0.15 | -21.35 | 0.19 | -0.58 | 0.03 | 0.35 | 0.20 | 0.28 | 0.18 | 0.16 |
FCF Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
EBITDA Margin | n/a | 0.10 | 0.09 | n/a | n/a | n/a | -0.32 | -0.09 | -0.03 | -26.7 | n/a | -0.68 | n/a | 0.33 | 0.17 | 0.24 | 0.15 | n/a |