Shares Outstanding Shares Outstanding n/a Close	97.06M
Shares Change (YoY) Shares Change (YoY) n/a Close	0.01%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	0%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	96.63%
Shares Floating Shares Floating n/a Close	n/a
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	26
FTD / Avg. Volume FTD / Avg. Volume n/a Close	n/a

Short Selling Information

The latest short interest is 1.34M, so 1.38% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	1.34M
Short % of Shares Out Short % of Shares Out n/a Close	1.38%
Short % of Float Short % of Float n/a Close	1.92%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	1.49

Valuation Ratios

The PE ratio is 14.84 and the forward PE ratio is 13.58. Pacific Premier Bancorp's PEG ratio is 0.03.

PE Ratio PE Ratio n/a Close	14.84
Forward PE Forward PE n/a Close	13.58
PS Ratio PS Ratio n/a Close	2.87
Forward PS Forward PS n/a Close	3.2
PB Ratio PB Ratio n/a Close	0.8
P/FCF Ratio P/FCF Ratio n/a Close	10.58
PEG Ratio PEG Ratio n/a Close	0.03

Financial Ratio History

Enterprise Valuation

Pacific Premier Bancorp has an Enterprise Value (EV) of 2.02B.

EV / Sales EV / Sales n/a Close	2.45
EV / EBITDA EV / EBITDA n/a Close	0
EV / EBIT EV / EBIT n/a Close	8.91
EV / FCF EV / FCF n/a Close	9.06

Financial Position

The company has a current ratio of 0.4, with a Debt / Equity ratio of 0.09.

Current Ratio Current Ratio n/a Close	0.4
Quick Ratio Quick Ratio n/a Close	0.4
Debt / Equity Debt / Equity n/a Close	0.09
Debt / EBITDA Debt / EBITDA n/a Close	n/a
Debt / FCF Debt / FCF n/a Close	1.22
Interest Coverage Interest Coverage n/a Close	2.86

Financial Efficiency

Return on Equity is 5.37% and Return on Invested Capital is -34.41%.

Return on Equity Return on Equity n/a Close	5.37%
Return on Assets Return on Assets n/a Close	0.89%
Return on Invested Capital Return on Invested Capital n/a Close	-34.41%
Revenue Per Employee Revenue Per Employee n/a Close	$620,806.04
Profits Per Employee Profits Per Employee n/a Close	$119,850.57
Employee Count Employee Count n/a Close	1,325
Asset Turnover Asset Turnover n/a Close	0.05
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	53.67M
Effective Tax Rate Effective Tax Rate n/a Close	25.26%

Stock Price Statistics

The stock price has increased by -3.91% in the last 52 weeks. The beta is 1.14, so Pacific Premier Bancorp's price volatility has been higher than the market average.

Beta Beta n/a Close	1.14
52-Week Price Change 52-Week Price Change n/a Close	-3.91%
50-Day Moving Average 50-Day Moving Average n/a Close	20.78
200-Day Moving Average 200-Day Moving Average n/a Close	24.12
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	43.4
Average Volume (20 Days) Average Volume (20 Days) n/a Close	972,657

Income Statement

In the last 12 months, Pacific Premier Bancorp had revenue of 822.57M and earned 158.8M in profits. Earnings per share was 1.65.

Revenue Revenue n/a Close	822.57M
Gross Profit Gross Profit n/a Close	822.57M
Operating Income Operating Income n/a Close	817.5M
Net Income Net Income n/a Close	158.8M
EBITDA EBITDA n/a Close	n/a
EBIT EBIT n/a Close	-22.84M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	1.65

Full Income Statement

Balance Sheet

The company has 610.58M in cash and 272.45M in debt, giving a net cash position of 338.13M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	610.58M
Total Debt Total Debt n/a Close	272.45M
Net Cash Net Cash n/a Close	338.13M
Retained Earnings Retained Earnings n/a Close	635.27M
Total Assets Total Assets n/a Close	18.09B
Working Capital Working Capital n/a Close	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 226.46M and capital expenditures 0, giving a free cash flow of 222.79M.

Operating Cash Flow Operating Cash Flow n/a Close	226.46M
Capital Expenditures Capital Expenditures n/a Close	n/a
Free Cash Flow Free Cash Flow n/a Close	222.79M
FCF Per Share FCF Per Share n/a Close	2.36

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 99.38% and 19.31%.

Gross Margin Gross Margin n/a Close	100%
Operating Margin Operating Margin n/a Close	99.38%
Pretax Margin Pretax Margin n/a Close	25.83%
Profit Margin Profit Margin n/a Close	19.31%
EBITDA Margin EBITDA Margin n/a Close	n/a
EBIT Margin EBIT Margin n/a Close	99.38%
FCF Margin FCF Margin n/a Close	27.09%

Dividends & Yields

PPBI pays an annual dividend of $1.65, which amounts to a dividend yield of 6.25%.

Dividend Per Share Dividend Per Share n/a Close	$1.65
Dividend Yield Dividend Yield n/a Close	6.25%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	0%
Payout Ratio Payout Ratio n/a Close	107.84%
Earnings Yield Earnings Yield n/a Close	6.74%
FCF Yield FCF Yield n/a Close	9.45%

Dividend Details

Analyst Forecast

The average price target for PPBI is $27, which is 30.6% higher than the current price. The consensus rating is "Hold".

Price Target Price Target n/a Close	$27
Price Target Difference Price Target Difference n/a Close	30.6%
Analyst Consensus Analyst Consensus n/a Close	Hold
Analyst Count Analyst Count n/a Close	4

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$28.18
Lynch Upside Lynch Upside n/a Close	36.33%
Graham Number Graham Number n/a Close	34.36
Graham Upside Graham Upside n/a Close	66.23%

Stock Splits

The last stock split was on Jun 12, 2001. It was a backward split with a ratio of 1:5.

Last Split Date Last Split Date n/a Close	Jun 12, 2001
Split Type Split Type n/a Close	backward
Split Ratio Split Ratio n/a Close	1:5

Scores

Altman Z-Score Altman Z-Score n/a Close	0.19
Piotroski F-Score Piotroski F-Score n/a Close	4