Shares Outstanding Shares Outstanding n/a Close	97.06M
Shares Change (YoY) Shares Change (YoY) n/a Close	0.01%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	0%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	96.66%
Shares Floating Shares Floating n/a Close	94.72M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	515
FTD / Avg. Volume FTD / Avg. Volume n/a Close	0.05%

Short Selling Information

The latest short interest is 1.37M, so 1.41% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	1.37M
Short % of Shares Out Short % of Shares Out n/a Close	1.41%
Short % of Float Short % of Float n/a Close	1.97%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	1.89

Valuation Ratios

The PE ratio is 14.84 and the forward PE ratio is 13.67. Pacific Premier Bancorp's PEG ratio is 0.03.

PE Ratio PE Ratio n/a Close	14.84
Forward PE Forward PE n/a Close	13.67
PS Ratio PS Ratio n/a Close	2.76
Forward PS Forward PS n/a Close	3.3
PB Ratio PB Ratio n/a Close	0.8
P/FCF Ratio P/FCF Ratio n/a Close	10.58
PEG Ratio PEG Ratio n/a Close	0.03

Financial Ratio History

Enterprise Valuation

Pacific Premier Bancorp has an Enterprise Value (EV) of 2.02B.

EV / Sales EV / Sales n/a Close	2.37
EV / EBITDA EV / EBITDA n/a Close	8.58
EV / EBIT EV / EBIT n/a Close	8.91
EV / FCF EV / FCF n/a Close	9.06

Financial Position

The company has a current ratio of 0.1, with a Debt / Equity ratio of 0.09.

Current Ratio Current Ratio n/a Close	0.1
Quick Ratio Quick Ratio n/a Close	0.1
Debt / Equity Debt / Equity n/a Close	0.09
Debt / EBITDA Debt / EBITDA n/a Close	1.16
Debt / FCF Debt / FCF n/a Close	1.22
Interest Coverage Interest Coverage n/a Close	0.74

Financial Efficiency

Return on Equity is 5.37% and Return on Invested Capital is 4.62%.

Return on Equity Return on Equity n/a Close	5.37%
Return on Assets Return on Assets n/a Close	0.89%
Return on Invested Capital Return on Invested Capital n/a Close	4.62%
Revenue Per Employee Revenue Per Employee n/a Close	$644,067.17
Profits Per Employee Profits Per Employee n/a Close	$119,850.57
Employee Count Employee Count n/a Close	1,325
Asset Turnover Asset Turnover n/a Close	0.05
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	53.67M
Effective Tax Rate Effective Tax Rate n/a Close	25.26%

Stock Price Statistics

The stock price has increased by -4.69% in the last 52 weeks. The beta is 1.14, so Pacific Premier Bancorp's price volatility has been higher than the market average.

Beta Beta n/a Close	1.14
52-Week Price Change 52-Week Price Change n/a Close	-4.69%
50-Day Moving Average 50-Day Moving Average n/a Close	21.01
200-Day Moving Average 200-Day Moving Average n/a Close	23.83
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	53.69
Average Volume (20 Days) Average Volume (20 Days) n/a Close	974,300

Income Statement

In the last 12 months, Pacific Premier Bancorp had revenue of 853.39M and earned 158.8M in profits. Earnings per share was 1.65.

Revenue Revenue n/a Close	853.39M
Gross Profit Gross Profit n/a Close	562.98M
Operating Income Operating Income n/a Close	212.47M
Net Income Net Income n/a Close	158.8M
EBITDA EBITDA n/a Close	235.31M
EBIT EBIT n/a Close	212.47M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	1.65

Full Income Statement

Balance Sheet

The company has 610.58M in cash and 272.45M in debt, giving a net cash position of 338.13M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	610.58M
Total Debt Total Debt n/a Close	272.45M
Net Cash Net Cash n/a Close	338.13M
Retained Earnings Retained Earnings n/a Close	635.27M
Total Assets Total Assets n/a Close	18.09B
Working Capital Working Capital n/a Close	-12.9B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 226.46M and capital expenditures -3.66M, giving a free cash flow of 222.79M.

Operating Cash Flow Operating Cash Flow n/a Close	226.46M
Capital Expenditures Capital Expenditures n/a Close	-3.66M
Free Cash Flow Free Cash Flow n/a Close	222.79M
FCF Per Share FCF Per Share n/a Close	2.36

Full Cash Flow Statement

Margins

Gross margin is 65.97%, with operating and profit margins of 24.9% and 18.61%.

Gross Margin Gross Margin n/a Close	65.97%
Operating Margin Operating Margin n/a Close	24.9%
Pretax Margin Pretax Margin n/a Close	24.9%
Profit Margin Profit Margin n/a Close	18.61%
EBITDA Margin EBITDA Margin n/a Close	27.57%
EBIT Margin EBIT Margin n/a Close	24.9%
FCF Margin FCF Margin n/a Close	26.11%

Dividends & Yields

PPBI pays an annual dividend of $1.65, which amounts to a dividend yield of 6.25%.

Dividend Per Share Dividend Per Share n/a Close	$1.65
Dividend Yield Dividend Yield n/a Close	6.25%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	0%
Payout Ratio Payout Ratio n/a Close	107.84%
Earnings Yield Earnings Yield n/a Close	6.74%
FCF Yield FCF Yield n/a Close	9.45%

Dividend Details

Analyst Forecast

The average price target for PPBI is $27, which is 26.6% higher than the current price. The consensus rating is "Hold".

Price Target Price Target n/a Close	$27
Price Target Difference Price Target Difference n/a Close	26.6%
Analyst Consensus Analyst Consensus n/a Close	Hold
Analyst Count Analyst Count n/a Close	4

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$28.18
Lynch Upside Lynch Upside n/a Close	32.18%
Graham Number Graham Number n/a Close	34.36
Graham Upside Graham Upside n/a Close	61.16%

Stock Splits

The last stock split was on Jun 12, 2001. It was a backward split with a ratio of 1:5.

Last Split Date Last Split Date n/a Close	Jun 12, 2001
Split Type Split Type n/a Close	backward
Split Ratio Split Ratio n/a Close	1:5

Scores

Altman Z-Score Altman Z-Score n/a Close	-0.65
Piotroski F-Score Piotroski F-Score n/a Close	7