Price Alert

PRA Group Inc. (PRAA)

NASDAQ: PRAA · Real-Time Price · USD

16.51

-0.12 (-0.72%)

At close: Aug 14, 2025, 3:59 PM

16.51

0.00%

Pre-market: Aug 15, 2025, 08:45 AM EDT

PRA Statistics

Share Statistics

PRA has 39.66M shares outstanding. The number of shares has increased by 0.61% in one year.

Shares Outstanding	39.66M
Shares Change (YoY)	0.61%
Shares Change (QoQ)	0.38%
Owned by Institutions (%)	95.89%
Shares Floating	37.28M
Failed to Deliver (FTD) Shares	2,069
FTD / Avg. Volume	0.45%

Short Selling Information

The latest short interest is 822.24K, so 2.07% of the outstanding shares have been sold short.

Short Interest	822.24K
Short % of Shares Out	2.07%
Short % of Float	2.92%
Short Ratio (days to cover)	2.89

Valuation Ratios

The PE ratio is 11.65 and the forward PE ratio is null. PRA's PEG ratio is -0.06.

PE Ratio	11.65
Forward PE	n/a
PS Ratio	0.73
Forward PS	n/a
PB Ratio	0.72
P/FCF Ratio	-8.34
PEG Ratio	-0.06

Financial Ratio History

Enterprise Valuation

PRA has an Enterprise Value (EV) of 4.08B.

EV / Sales	3.63
EV / EBITDA	19.51
EV / EBIT	-43.13
EV / FCF	-41.36

Financial Position

The company has a current ratio of 12.97, with a Debt / Equity ratio of 2.96.

Current Ratio	12.97
Quick Ratio	12.97
Debt / Equity	2.96
Debt / EBITDA	16.08
Debt / FCF	-34.09
Interest Coverage	3.83

Financial Efficiency

Return on Equity is 6.22% and Return on Invested Capital is 5.96%.

Return on Equity	6.22%
Return on Assets	1.43%
Return on Invested Capital	5.96%
Revenue Per Employee	$375.74K
Profits Per Employee	$23.6K
Employee Count	2,991
Asset Turnover	0.23
Inventory Turnover	n/a

Taxes

Income Tax	21.03M
Effective Tax Rate	19.19%

Stock Price Statistics

The stock price has increased by -31.91% in the last 52 weeks. The beta is 1.54, so PRA's price volatility has been higher than the market average.

Beta	1.54
52-Week Price Change	-31.91%
50-Day Moving Average	15.22
200-Day Moving Average	18.82
Relative Strength Index (RSI)	48.15
Average Volume (20 Days)	457,646

Income Statement

In the last 12 months, PRA had revenue of 1.12B and earned 70.6M in profits. Earnings per share was 1.79.

Revenue	1.12B
Gross Profit	685.65M
Operating Income	339.73M
Net Income	70.6M
EBITDA	209.13M
EBIT	198.34M
Earnings Per Share (EPS)	1.79

Full Income Statement

Balance Sheet

The company has 105.94M in cash and 3.36B in debt, giving a net cash position of -3.26B.

Cash & Cash Equivalents	105.94M
Total Debt	3.36B
Net Cash	-3.26B
Retained Earnings	1.56B
Total Assets	5.43B
Working Capital	64.59M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -94.59M and capital expenditures -4.04M, giving a free cash flow of -98.64M.

Operating Cash Flow	-94.59M
Capital Expenditures	-4.04M
Free Cash Flow	-98.64M
FCF Per Share	-2.5

Full Cash Flow Statement

Margins

Gross margin is 61.01%, with operating and profit margins of 30.23% and 6.28%.

Gross Margin	61.01%
Operating Margin	30.23%
Pretax Margin	9.75%
Profit Margin	6.28%
EBITDA Margin	18.61%
EBIT Margin	30.23%
FCF Margin	-8.78%

Dividends & Yields

PRAA does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Payout Ratio	n/a
Earnings Yield	8.58%
FCF Yield	-11.99%

Dividend Details

Analyst Forecast

The average price target for PRAA is $27.5, which is 80.2% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$27.5
Price Target Difference	80.2%
Analyst Consensus	Strong Buy
Analyst Count	2

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$8.95
Lynch Upside	-41.35%
Graham Number	34.1
Graham Upside	123.46%

Stock Splits

The last stock split was on Aug 2, 2013. It was a forward split with a ratio of 3:1.

Last Split Date	Aug 2, 2013
Split Type	forward
Split Ratio	3:1

Scores

Altman Z-Score	0.84
Piotroski F-Score	5