Provident Financial Inc. (PROV)
NASDAQ: PROV
· Real-Time Price · USD
15.47
-0.09 (-0.58%)
At close: Aug 15, 2025, 3:49 PM
15.46
-0.06%
After-hours: Aug 15, 2025, 04:04 PM EDT
Provident Financial Ratios and Metrics
Financials in USD. Fiscal
year is
July - June.
Fiscal Year | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 | Dec 31, 2020 | Sep 30, 2020 |
PE Ratio | 15.74 | 13.12 | 30.76 | 12.90 | 10.80 | 15.75 | 10.26 | 13.09 | 12.40 | 10.39 | 10.43 | 12.35 | 10.98 | 17.91 | 13.57 | 11.89 | 9.72 | 20.20 | 24.85 | 14.90 |
PEG Ratio | -1.47 | 0.11 | -0.57 | n/a | 0.40 | -0.54 | 0.43 | -3.4 | -0.58 | n/a | 0.76 | -0.84 | 0.23 | -0.77 | -0.95 | -0.58 | 0.09 | 0.65 | -1.24 | -3.13 |
PS Ratio | 8.94 | 6.36 | 7.22 | 6.55 | 5.49 | 6.43 | 6.04 | 6.55 | 6.38 | 7.43 | 8.16 | 9.47 | 10.42 | 12.99 | 12.44 | 12.93 | 13.55 | 13.10 | 11.83 | 8.29 |
PB Ratio | 0.80 | 0.76 | 0.83 | 0.76 | 0.65 | 0.73 | 0.68 | 0.71 | 0.69 | 0.75 | 0.77 | 0.80 | 0.84 | 0.95 | 0.96 | 0.99 | 1.02 | 1.00 | 0.94 | 0.71 |
P/FCF Ratio | n/a | 29.60 | 349.54 | 41.06 | -99.3 | 36.39 | -198.81 | 32.95 | 20.03 | 14.91 | 38.30 | 50.38 | 24.65 | 77.03 | 46.85 | 41.75 | 50.96 | 55.46 | 32.96 | 29.71 |
P/OCF Ratio | n/a | 29.34 | 331.20 | 38.32 | -111.64 | 31.57 | 934.81 | 27.43 | 19.98 | 14.57 | 33.54 | 45.66 | 24.36 | 72.87 | 46.59 | 41.64 | 50.96 | 55.03 | 31.73 | 29.03 |
OCF/S Ratio | n/a | 0.22 | 0.02 | 0.17 | -0.05 | 0.20 | 0.01 | 0.24 | 0.32 | 0.51 | 0.24 | 0.21 | 0.43 | 0.18 | 0.27 | 0.31 | 0.27 | 0.24 | 0.37 | 0.29 |
Debt / Equity Ratio | 1.66 | 1.67 | 1.91 | 1.93 | 1.84 | 1.81 | 1.87 | 1.82 | 1.81 | 1.58 | 1.39 | 0.89 | 0.66 | 0.63 | 0.63 | 0.70 | 0.79 | 0.88 | 0.93 | 1.09 |
Quick Ratio | 0.62 | 0.05 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.07 | 0.08 | 0.08 | 0.05 | 0.06 | 0.05 | 0.08 | 0.11 | 0.11 | 0.10 | 0.10 | 0.10 | 0.09 |
Current Ratio | 0.62 | 0.05 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.07 | 0.08 | 0.08 | 0.05 | 0.06 | 0.05 | 0.08 | 0.11 | 0.11 | 0.10 | 0.10 | 0.10 | 0.09 |
Asset Turnover | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Interest Coverage | 0.44 | 0.51 | 0.23 | 0.49 | 0.50 | 0.40 | 0.62 | 0.59 | 0.77 | 1.26 | 1.88 | 3.17 | 5.12 | 3.33 | 3.77 | 4.23 | 4.62 | 2.00 | 1.30 | 1.57 |
Return on Equity | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.02 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 | 0.02 | 0.03 | 0.01 | 0.01 | 0.01 |
Return on Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Return on Invested Capital | 0.02 | 0.01 | n/a | n/a | 0.01 | n/a | 0.01 | n/a | n/a | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | n/a | 0.01 |
Dividend Yield | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Payout Ratio | 0.57 | 0.50 | 1.08 | 0.51 | 0.49 | 0.65 | 0.46 | 0.56 | 0.54 | 0.43 | 0.42 | 0.49 | 0.41 | 0.61 | 0.46 | 0.40 | 0.31 | 0.67 | 0.89 | 0.70 |
Gross Profit Margin | n/a | 0.69 | 0.61 | 0.68 | 0.65 | 0.63 | 0.71 | 0.66 | 0.74 | 0.79 | 0.84 | 0.91 | 0.97 | 0.99 | 1.02 | 0.95 | 0.98 | 0.92 | 0.87 | 0.85 |
Net Profit Margin | 0.14 | 0.12 | 0.06 | 0.13 | 0.13 | 0.10 | 0.15 | 0.13 | 0.13 | 0.18 | 0.20 | 0.19 | 0.24 | 0.18 | 0.23 | 0.27 | 0.35 | 0.16 | 0.12 | 0.14 |
Pretax Profit Margin | 0.20 | 0.17 | 0.08 | 0.18 | 0.18 | 0.14 | 0.21 | 0.18 | 0.20 | 0.25 | 0.28 | 0.27 | 0.35 | 0.26 | 0.32 | 0.37 | 0.47 | 0.20 | 0.17 | 0.20 |
Operating Profit Margin | 0.20 | 0.17 | 0.08 | 0.18 | 0.18 | 0.14 | 0.21 | 0.18 | 0.20 | 0.25 | 0.28 | 0.27 | 0.35 | 0.26 | 0.32 | 0.37 | 0.47 | 0.20 | 0.17 | 0.20 |
FCF Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
EBITDA Margin | 0.20 | 0.22 | 0.14 | 0.24 | 0.23 | 0.20 | 0.26 | 0.23 | 0.26 | 0.31 | 0.34 | 0.35 | 0.43 | 0.39 | 0.47 | 0.51 | 0.65 | 0.38 | 0.32 | 0.32 |