SmartFinancial Inc. (SMBK)

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27.71

0.60 (2.21%)

At close: Apr 14, 2025, 12:02 PM

SmartFinancial Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	210.97M	203.25M	170.99M	169.28M	152.41M	158.05M	169.31M	170.89M	165.22M	157.14M	150.87M	142.62M	137.34M	131.57M	124.47M	121.13M	114.1M	106.65M	99.83M	99.79M	97M	96.1M	93.53M	85.51M	81.36M	75.3M	66.87M	57.43M	49.91M	43.94M	42.76M	41.83M	41.63M	41.81M	37.82M	31.46M
Cost of Revenue	-20.87M	-20.87M	-20.87M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	1K	1K	1K	1K	-1K	-1K	6.4M	1.77B	1.77B	3.57B	5.53B	5.22B	5.22B	5.12B	4.74B	4.23B	4.23B	3.52B	2.87B	2.83B	2.83B	4.19B	4.44B
Gross Profit	231.84M	224.12M	191.86M	169.28M	152.41M	158.05M	169.31M	170.89M	165.22M	157.14M	150.87M	142.62M	137.34M	131.57M	124.47M	121.13M	114.1M	106.65M	99.84M	93.39M	-1.67B	-1.67B	-3.47B	-5.44B	-5.14B	-5.14B	-5.05B	-4.68B	-4.18B	-4.19B	-3.48B	-2.83B	-2.79B	-2.79B	-4.15B	-4.41B
Operating Income	75.62M	83.45M	22.2M	33.39M	53.42M	81.23M	101.09M	108.17M	91.2M	66.9M	59.81M	55.76M	56.16M	59.65M	56.67M	54.27M	47.64M	45.93M	47.86M	54.58M	58.02M	56.35M	52.08M	42.24M	36.9M	31.26M	25.38M	20.34M	17.14M	15.05M	14.75M	14.04M	13.46M	12.84M	9.98M	8.16M
Interest Income	199.72M	191.12M	182.44M	173.24M	218.04M	207.86M	194.88M	179.1M	158.84M	144.3M	135.31M	128.85M	125.23M	122.27M	118.81M	118.91M	117.61M	114.83M	112.31M	109.67M	108.62M	108.36M	104.08M	99.78M	92.21M	82.68M	71.93M	60.46M	52.03M	45.76M	44.21M	43.36M	43.08M	42.67M	39.06M	32.97M
Pretax Income	45.46M	40.9M	32.54M	33.39M	36.23M	44.93M	57.3M	59.23M	54.91M	46.79M	44.27M	42.4M	44.32M	47.43M	43.56M	39.91M	30.89M	26.57M	26.11M	30.52M	33.45M	32.38M	30.1M	23.31M	21.35M	19.12M	16.06M	13.21M	11.44M	10.14M	10.13M	9.64M	8.93M	8.41M	5.92M	4.56M
Net Income	36.14M	32.69M	25.62M	26.45M	28.59M	35.41M	44.88M	46.26M	43.02M	36.67M	34.73M	33.29M	34.79M	37.16M	33.96M	31.36M	24.33M	22.03M	21.6M	24.55M	26.55M	26.25M	24.61M	19.42M	18.1M	11.71M	9.07M	6.79M	4.82M	6.16M	5.82M	5.09M	4.78M	4.55M	3.13M	2.53M
Selling & General & Admin	39.98M	36.54M	54.16M	52.91M	70.25M	72.16M	73.39M	74.66M	74.67M	72.68M	69.61M	65.52M	60.68M	55.81M	52.09M	49.1M	47.22M	45.61M	42.62M	41.28M	39.85M	37.57M	36.91M	35.69M	34.38M	32.85M	29.93M	26.57M	23.7M	21.73M	21.04M	20.99M	21.06M	20.82M	19.08M	15.62M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	25.84M	-48.79M	-96.06M	-140.71M	-140.71M	-91.92M	-44.65M	n/a	-17.27M	-17.27M	-17.27M	-17.27M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Operating Expenses	47.74M	-30.34M	-59.98M	-87.8M	-87.75M	-56.17M	-7.68M	38.25M	55.54M	72.68M	69.61M	65.52M	60.68M	55.81M	52.08M	49.1M	47.22M	45.61M	42.62M	41.28M	39.85M	37.57M	36.91M	35.69M	34.19M	32.67M	29.74M	26.38M	23.7M	21.73M	21.04M	20.99M	20.83M	21.45M	19.71M	16.24M
Interest Expense	113.77M	111.44M	106.78M	98.83M	87.96M	71.69M	53.01M	35.73M	21.34M	14.55M	11.89M	11.6M	11.84M	12.22M	13.11M	14.35M	16.75M	19.36M	21.75M	24.06M	24.57M	23.98M	21.98M	18.93M	15.55M	12.13M	9.32M	7.13M	5.69M	4.91M	4.62M	4.41M	4.33M	4.23M	3.86M	3.41M
Selling & Marketing Expenses	1.32M	1.26M	1.28M	1.29M	1.34M	1.31M	1.26M	1.28M	1.29M	1.16M	1.11M	1.01M	831K	836K	854K	826K	834K	819K	829K	886K	983K	1.06M	1.03M	984K	874K	795K	744K	658K	637K	549K	551K	606.07K	626.07K	647.07K	599.94K	526.68K
Cost & Expenses	47.74M	-30.34M	-59.98M	-87.8M	-87.75M	-56.17M	-7.68M	38.25M	55.54M	72.68M	69.61M	65.52M	60.68M	55.81M	52.08M	49.1M	47.22M	45.61M	42.62M	41.28M	39.85M	37.57M	36.91M	35.69M	34.19M	32.67M	29.74M	26.38M	23.7M	21.73M	21.04M	20.99M	20.83M	21.45M	19.71M	16.24M
Income Tax Expense	9.32M	8.21M	6.92M	6.93M	7.63M	9.52M	12.41M	12.97M	11.89M	10.12M	9.54M	9.11M	9.53M	10.27M	9.6M	8.56M	6.56M	4.53M	4.5M	5.97M	6.9M	6.12M	5.48M	3.88M	3.23M	7.42M	6.99M	6.42M	6.43M	3.51M	3.58M	3.54M	3.29M	3.23M	2.44M	1.94M
Shares Outstanding (Basic)	16.77M	16.73M	16.77M	16.85M	16.81M	16.81M	16.81M	16.79M	16.76M	16.75M	16.73M	16.72M	16.7M	15.56M	15M	15.01M	15.11M	15.16M	15.15M	14.4M	13.97M	13.96M	13.95M	13.94M	13.54M	12.72M	12.2M	11.21M	10.55M	8.23M	8.22M	7.53M	5.89M	5.85M	5.82M	5.82M
Shares Outstanding (Diluted)	16.88M	16.84M	16.85M	16.93M	16.92M	16.92M	16.9M	16.9M	16.88M	16.87M	16.87M	16.86M	16.85M	15.69M	15.13M	15.11M	15.18M	15.21M	15.2M	14.48M	14.07M	14.05M	14.05M	14.02M	13.62M	12.82M	12.32M	11.32M	10.71M	8.33M	8.33M	7.63M	6.21M	6.11M	5.82M	6.13M
EPS (Basic)	2.16	1.96	1.53	1.58	1.71	2.12	2.69	2.77	2.57	2.19	2.12	2.10	2.26	2.46	2.26	2.08	1.62	1.50	1.51	1.75	1.90	1.90	1.81	1.48	1.44	0.96	0.82	0.70	0.59	0.82	0.85	0.81	0.78	0.75	0.51	0.52
EPS (Diluted)	2.13	1.93	1.51	1.56	1.69	2.09	2.65	2.74	2.55	2.18	2.11	2.08	2.24	2.43	2.24	2.07	1.61	1.50	1.50	1.74	1.89	1.88	1.80	1.47	1.43	0.96	0.82	0.70	0.59	0.81	0.83	0.78	0.74	0.71	0.48	0.50
EBITDA	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	6M	6M	6M	6M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	819.1K	819.1K
EBIT	-11.41M	-11.87M	-12.55M	-13.3M	-13.5M	-15.52M	-15.21M	-14.81M	-14.56M	-11.4M	-9.8M	-8.27M	-6.75M	-6.32M	-6.37M	-5.89M	-6.02M	-5.44M	-5M	-4.78M	-4.3M	3.36M	3.54M	1.92M	3.72M	-3.63M	-3.21M	-1.27M	-2.46M	-2.34M	-2.29M	-2.21M	-2.19M	-1.41M	-1.09M	-1.21M
Depreciation & Amortization	11.41M	11.87M	12.55M	13.3M	13.5M	15.52M	15.21M	14.81M	14.56M	11.4M	9.8M	8.27M	6.75M	6.32M	6.37M	5.89M	6.02M	5.44M	5M	4.78M	4.3M	3.61M	2.65M	1.95M	977K	820K	650K	482K	346K	230K	232K	708.31K	749.31K	803.31K	1.79M	1.42M